Compare Sidney, IL Car Insurance Rates (2021)

Car insurance in Sidney, IL averages $247 a month. Sidney, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Sidney car insurance rates, compare quotes from the top car insurance companies in Sidney, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sidney for teen drivers is GEICO
  • The cheapest car insurance company in Sidney is Liberty Mutual
  • Average car insurance rates in Sidney, IL are $2,964/year

If you need to buy Sidney, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Sidney, IL is right here.

You’ll find Sidney car insurance rates, the cheapest Sidney, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Sidney, Illinois car insurance rates to Elgin car insurance rates, Peoria car insurance rates, and Springfield car insurance rates.

Ready to find affordable Sidney, IL car insurance today? Enter your ZIP code for fast, free Sidney car insurance quotes.

Cheapest Sidney, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sidney, IL car insurance rates? Every Sidney, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sidney, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,004 $2,004 $1,837 $1,837 $5,668 $7,844 $2,004 $2,584
Farmers $2,267 $2,268 $2,010 $2,125 $9,721 $10,142 $2,589 $2,709
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,332 $1,437 $1,108 $1,237 $4,363 $4,852 $1,392 $1,469
Nationwide $1,693 $1,724 $1,508 $1,597 $4,608 $5,912 $1,967 $2,129
Progressive $1,863 $1,755 $1,539 $1,617 $6,704 $7,507 $2,209 $2,366
State Farm $1,407 $1,407 $1,257 $1,257 $4,052 $5,136 $1,591 $1,832
Travelers $1,439 $1,516 $1,322 $1,407 $4,210 $5,299 $1,521 $1,600
USAA $1,644 $1,675 $1,530 $1,509 $5,299 $5,845 $2,166 $2,384

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Minimum Car Insurance in Sidney, IL

Every driver must carry the minimum car insurance in Sidney, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Sidney, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Sidney, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sidney, IL. Compare credit history car insurance rates in Sidney from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sidney, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,281 $2,918 $2,470
Farmers $4,805 $4,039 $3,843
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,035 $1,898 $1,513
Nationwide $3,151 $2,545 $2,230
Progressive $3,652 $3,086 $2,847
State Farm $3,261 $1,952 $1,514
Travelers $2,788 $2,252 $1,827
USAA $3,672 $2,521 $2,077

Cheapest Sidney, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sidney, IL to rates for a clean record with top companies.

Annual Sidney, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,365 $3,384 $4,461 $2,682
Farmers $3,572 $4,603 $4,488 $4,253
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,793 $2,537 $2,233 $2,032
Nationwide $2,132 $2,755 $3,236 $2,446
Progressive $2,635 $3,901 $2,920 $3,324
State Farm $2,048 $2,436 $2,242 $2,242
Travelers $1,822 $2,388 $2,664 $2,282
USAA $1,965 $2,823 $3,867 $2,370

Cheapest Sidney, IL Car Insurance for Teen Drivers

Teen car insurance in Sidney, IL can be expensive. Take a look at rates from the top car insurance companies in Sidney for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sidney, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $5,668 $7,844
Farmers $9,721 $10,142
GEICO $4,375 $4,641
Liberty Mutual $4,363 $4,852
Nationwide $4,608 $5,912
Progressive $6,704 $7,507
State Farm $4,052 $5,136
Travelers $4,210 $5,299
USAA $5,299 $5,845

Cheapest Sidney, IL Car Insurance for Seniors

Take a look at Sidney, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sidney, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $1,837 $1,837
Farmers $2,010 $2,125
GEICO $1,364 $1,612
Liberty Mutual $1,108 $1,237
Nationwide $1,508 $1,597
Progressive $1,539 $1,617
State Farm $1,257 $1,257
Travelers $1,322 $1,407
USAA $1,530 $1,509

Cheapest Sidney, IL Car Insurance Rates After a DUI

A DUI in Sidney, IL increases car insurance rates. Compare Sidney, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sidney, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,187
American Family $4,461
Farmers $4,488
GEICO $3,141
Liberty Mutual $2,233
Nationwide $3,236
Progressive $2,920
State Farm $2,242
Travelers $2,664
USAA $3,867

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Cheapest Sidney, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sidney, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sidney, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,182 $3,264
Farmers $4,229 $4,229
GEICO $2,263 $2,351
Liberty Mutual $2,149 $2,149
Nationwide $2,642 $2,642
Progressive $3,195 $3,195
State Farm $2,186 $2,299
Travelers $2,200 $2,378
USAA $2,679 $2,834

The Best Cheap Car Insurance Companies in Sidney, IL

Take a look at a side-by-side comparison of the top car insurance companies in Sidney, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sidney, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,223
Farmers $4,229
GEICO $2,307
Liberty Mutual $2,149
Nationwide $2,642
Progressive $3,195
State Farm $2,242
Travelers $2,289
USAA $2,756

Category Winners: Cheapest Car Insurance in Sidney, Illinois

Find the cheapest car insurance companies in Sidney, IL for each category right here.

Best Annual Car Insurance Rates by Company in Sidney, Illinois

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Sidney, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sidney car insurance rates. Find the cheapest Sidney, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sidney, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,103 $3,341 $3,224
Farmers $4,024 $4,128 $4,535
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,031 $2,144 $2,271
Nationwide $2,636 $2,662 $2,629
Progressive $2,904 $3,173 $3,508
State Farm $2,124 $2,246 $2,357
Travelers $2,142 $2,286 $2,439
USAA $2,572 $2,754 $2,944

What affects car insurance rates in Sidney, Illinois?

What factors can have an impact on Sidney, IL car insurance? There are several reasons why Sidney car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sidney, Illinois.

Commute Time in Sidney

The more time you spend in your car the higher the risk of an accident. The average commute length in Sidney, IL is 24.5 minutes according to City-Data.

Compare Car Insurance Quotes in Sidney, IL

Ready to find affordable Sidney, Illinois car insurance today? Enter your ZIP code for fast, free Sidney, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State