Compare Sidney, KY Car Insurance Rates (2021)

Car insurance in Sidney, KY averages $598 a month. Sidney, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sidney car insurance rates, compare quotes from the top car insurance companies in Sidney, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sidney is USAA
  • Average car insurance rates in Sidney, KY are $7,174/year
  • Average car insurance rates in Sidney, KY after a DUI are $8,489/year

If you need to buy Sidney, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Sidney, KY is right here.

You’ll find Sidney car insurance rates, the cheapest Sidney, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Sidney, Kentucky car insurance rates to Bowling Green car insurance rates, Henderson car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Sidney, KY car insurance today? Enter your ZIP code for fast, free Sidney car insurance quotes.

Cheapest Sidney, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sidney, KY car insurance rates? Every Sidney, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sidney, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,915 $5,345 $4,199 $4,712 $20,863 $23,065 $5,094 $5,235
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,884 $3,657 $3,514 $3,502 $20,080 $22,868 $4,840 $4,932
State Farm $2,639 $2,639 $2,371 $2,371 $7,103 $8,745 $2,938 $3,196
Travelers $3,984 $4,056 $3,930 $3,930 $20,277 $32,769 $4,171 $4,835
USAA $2,359 $2,351 $2,136 $2,157 $6,595 $6,905 $2,984 $3,258

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Minimum Car Insurance in Sidney, KY

Every driver must carry the minimum car insurance in Sidney, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Sidney, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sidney, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sidney, KY. Compare credit history car insurance rates in Sidney from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sidney, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $13,209 $8,037 $6,288
Nationwide $9,520 $7,384 $6,351
Progressive $9,368 $8,206 $7,655
State Farm $5,740 $3,505 $2,756
Travelers $10,892 $9,186 $9,154
USAA $5,323 $3,004 $2,452

Cheapest Sidney, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sidney, KY to rates for a clean record with top companies.

Annual Sidney, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,064 $10,783 $8,727
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,606 $11,834 $9,153 $8,120
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $6,926 $10,371 $7,907 $8,434
State Farm $3,669 $4,332 $4,000 $4,000
Travelers $8,459 $8,709 $12,710 $9,098
USAA $2,691 $3,820 $4,613 $3,249

Cheapest Sidney, KY Car Insurance for Teen Drivers

Teen car insurance in Sidney, KY can be expensive. Take a look at rates from the top car insurance companies in Sidney for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sidney, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $20,863 $23,065
Nationwide $12,492 $15,331
Progressive $20,080 $22,868
State Farm $7,103 $8,745
Travelers $20,277 $32,769
USAA $6,595 $6,905

Cheapest Sidney, KY Car Insurance for Seniors

Take a look at Sidney, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sidney, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $4,199 $4,712
Nationwide $5,035 $5,213
Progressive $3,514 $3,502
State Farm $2,371 $2,371
Travelers $3,930 $3,930
USAA $2,136 $2,157

Cheapest Sidney, KY Car Insurance Rates After a DUI

A DUI in Sidney, KY increases car insurance rates. Compare Sidney, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sidney, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $9,153
Nationwide $10,149
Progressive $7,907
State Farm $4,000
Travelers $12,710
USAA $4,613

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Cheapest Sidney, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sidney, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sidney, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $9,178 $9,178
Nationwide $7,752 $7,752
Progressive $8,410 $8,410
State Farm $3,895 $4,105
Travelers $9,744 $9,744
USAA $3,460 $3,727

The Best Cheap Car Insurance Companies in Sidney, KY

Take a look at a side-by-side comparison of the top car insurance companies in Sidney, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sidney, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $9,178
Nationwide $7,752
Progressive $8,410
State Farm $4,000
Travelers $9,744
USAA $3,593

Category Winners: Cheapest Car Insurance in Sidney, Kentucky

Find the cheapest car insurance companies in Sidney, KY for each category right here.

Best Annual Car Insurance Rates by Company in Sidney, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Sidney, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sidney car insurance rates. Find the cheapest Sidney, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sidney, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,591 $9,100 $9,844
Nationwide $7,743 $7,625 $7,887
Progressive $7,671 $8,247 $9,311
State Farm $3,743 $3,988 $4,270
Travelers $9,238 $9,777 $10,217
USAA $3,410 $3,584 $3,786

Compare Car Insurance Quotes in Sidney, KY

Ready to find affordable Sidney, Kentucky car insurance today? Enter your ZIP code for fast, free Sidney, KY car insurance quotes.

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