Compare Sidney, NE Car Insurance Rates (2021)

Car insurance in Sidney, NE averages $294 a month. Sidney, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sidney car insurance rates, compare quotes from the top car insurance companies in Sidney, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sidney, NE after a DUI are $4,126/year
  • Average car insurance rates in Sidney, NE are $3,528/year
  • The cheapest car insurance company in Sidney is American Family

If you need to buy Sidney, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Sidney, NE is right here.

You’ll find Sidney car insurance rates, the cheapest Sidney, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Sidney, Nebraska car insurance rates to Columbus car insurance rates, Hastings car insurance rates, and Fremont car insurance rates.

Ready to find affordable Sidney, NE car insurance today? Enter your ZIP code for fast, free Sidney car insurance quotes.

Cheapest Sidney, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sidney, NE car insurance rates? Every Sidney, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sidney, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,648 $2,530 $2,333 $2,355 $7,180 $7,531 $3,017 $3,091
American Family $1,729 $1,729 $1,572 $1,572 $2,868 $4,193 $1,691 $1,827
Farmers $2,330 $2,322 $2,093 $2,200 $8,625 $8,890 $2,625 $2,750
GEICO $3,833 $3,768 $3,747 $3,606 $7,445 $9,812 $3,441 $3,354
Liberty Mutual $3,302 $3,588 $2,606 $3,170 $13,785 $15,490 $3,480 $3,864
Nationwide $1,782 $1,846 $1,592 $1,711 $3,970 $4,975 $2,035 $2,206
Progressive $2,109 $2,051 $1,729 $1,791 $7,790 $8,802 $2,529 $2,705
State Farm $1,477 $1,477 $1,285 $1,285 $3,868 $4,955 $1,627 $1,842
USAA $1,413 $1,419 $1,272 $1,329 $4,191 $5,050 $1,849 $2,083

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Minimum Car Insurance in Sidney, NE

Every driver must carry the minimum car insurance in Sidney, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Sidney, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sidney, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sidney, NE. Compare credit history car insurance rates in Sidney from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sidney, Nebraska

Insurance Company Poor Fair Good
Allstate $4,775 $3,610 $3,122
American Family $2,873 $1,969 $1,602
Farmers $4,567 $3,775 $3,596
GEICO $5,585 $4,834 $4,208
Liberty Mutual $8,911 $5,357 $4,214
Nationwide $3,030 $2,399 $2,114
Progressive $4,253 $3,547 $3,265
State Farm $3,235 $1,940 $1,507
USAA $3,114 $2,093 $1,770

Cheapest Sidney, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sidney, NE to rates for a clean record with top companies.

Annual Sidney, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,350 $3,766 $4,500 $3,726
American Family $2,102 $2,286 $2,102 $2,102
Farmers $3,376 $4,311 $4,205 $4,026
GEICO $3,081 $4,482 $6,834 $5,106
Liberty Mutual $5,293 $6,213 $6,754 $6,382
Nationwide $1,773 $2,575 $3,695 $2,016
Progressive $3,142 $4,579 $3,510 $3,522
State Farm $2,079 $2,375 $2,227 $2,227
USAA $1,772 $2,216 $3,309 $2,006

Cheapest Sidney, NE Car Insurance for Teen Drivers

Teen car insurance in Sidney, NE can be expensive. Take a look at rates from the top car insurance companies in Sidney for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sidney, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,180 $7,531
American Family $2,868 $4,193
Farmers $8,625 $8,890
GEICO $7,445 $9,812
Liberty Mutual $13,785 $15,490
Nationwide $3,970 $4,975
Progressive $7,790 $8,802
State Farm $3,868 $4,955
USAA $4,191 $5,050

Cheapest Sidney, NE Car Insurance for Seniors

Take a look at Sidney, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sidney, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,333 $2,355
American Family $1,572 $1,572
Farmers $2,093 $2,200
GEICO $3,747 $3,606
Liberty Mutual $2,606 $3,170
Nationwide $1,592 $1,711
Progressive $1,729 $1,791
State Farm $1,285 $1,285
USAA $1,272 $1,329

Cheapest Sidney, NE Car Insurance Rates After a DUI

A DUI in Sidney, NE increases car insurance rates. Compare Sidney, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sidney, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,500
American Family $2,102
Farmers $4,205
GEICO $6,834
Liberty Mutual $6,754
Nationwide $3,695
Progressive $3,510
State Farm $2,227
USAA $3,309

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Cheapest Sidney, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sidney, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sidney, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,836 $3,836
American Family $2,130 $2,165
Farmers $3,979 $3,979
GEICO $4,799 $4,953
Liberty Mutual $6,160 $6,160
Nationwide $2,515 $2,515
Progressive $3,688 $3,688
State Farm $2,170 $2,284
USAA $2,298 $2,353

The Best Cheap Car Insurance Companies in Sidney, NE

Take a look at a side-by-side comparison of the top car insurance companies in Sidney, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sidney, Nebraska

Insurance Company Average Annual Rates
Allstate $3,836
American Family $2,148
Farmers $3,979
GEICO $4,876
Liberty Mutual $6,160
Nationwide $2,515
Progressive $3,688
State Farm $2,227
USAA $2,326

Category Winners: Cheapest Car Insurance in Sidney, Nebraska

Find the cheapest car insurance companies in Sidney, NE for each category right here.

Best Annual Car Insurance Rates by Company in Sidney, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Sidney, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sidney car insurance rates. Find the cheapest Sidney, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sidney, Nebraska

Insurance Company Low Medium High
Allstate $3,732 $3,828 $3,947
American Family $2,134 $2,212 $2,098
Farmers $3,823 $3,927 $4,187
GEICO $4,799 $4,872 $4,956
Liberty Mutual $6,006 $6,130 $6,345
Nationwide $2,570 $2,502 $2,471
Progressive $3,539 $3,679 $3,846
State Farm $2,145 $2,223 $2,313
USAA $2,255 $2,322 $2,400

What affects car insurance rates in Sidney, Nebraska?

What factors can have an impact on Sidney, NE car insurance? There are several reasons why Sidney car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sidney, Nebraska.

Commute Time in Sidney

The more time you spend in your car the higher the risk of an accident. The average commute length in Sidney, NE is 10.7 minutes according to City-Data.

Compare Car Insurance Quotes in Sidney, NE

Ready to find affordable Sidney, Nebraska car insurance today? Enter your ZIP code for fast, free Sidney, NE car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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