Compare Sierra Vista, AZ Car Insurance Rates (2021)

Car insurance in Sierra Vista, AZ averages $255 a month. Sierra Vista, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Sierra Vista car insurance rates, compare quotes from the top car insurance companies in Sierra Vista, AZ.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Sierra Vista is GEICO
  • Average car insurance rates in Sierra Vista, AZ are $3,059/year
  • The cheapest car insurance company in Sierra Vista for teen drivers is GEICO

If you need to buy Sierra Vista, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Sierra Vista, AZ is right here.

You’ll find Sierra Vista car insurance rates, the cheapest Sierra Vista, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Sierra Vista, Arizona car insurance rates to Phoenix car insurance rates, Glendale car insurance rates, and Mesa car insurance rates.

Ready to find affordable Sierra Vista, AZ car insurance today? Enter your ZIP code for fast, free Sierra Vista car insurance quotes.

Cheapest Sierra Vista, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sierra Vista, AZ car insurance rates? Every Sierra Vista, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sierra Vista, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,726 $2,726 $2,649 $2,649 $5,901 $7,655 $3,050 $3,318
American Family $2,298 $2,298 $2,111 $2,111 $5,942 $7,712 $2,298 $2,701
Farmers $2,061 $2,054 $1,839 $1,953 $8,498 $8,778 $2,334 $2,425
GEICO $1,217 $1,350 $1,032 $1,296 $3,394 $3,576 $1,110 $1,095
Nationwide $1,987 $2,029 $1,781 $1,889 $4,720 $6,051 $2,273 $2,458
Progressive $1,580 $1,393 $1,426 $1,355 $6,463 $7,211 $1,706 $1,704
State Farm $2,225 $2,225 $1,963 $1,963 $6,858 $8,605 $2,394 $3,024
Travelers $1,479 $1,552 $1,373 $1,455 $4,188 $5,223 $1,561 $1,638
USAA $1,688 $1,696 $1,572 $1,598 $6,173 $7,031 $2,221 $2,374

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Sierra Vista, AZ

Every driver must carry the minimum car insurance in Sierra Vista, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Sierra Vista, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sierra Vista, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sierra Vista, AZ. Compare credit history car insurance rates in Sierra Vista from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sierra Vista, Arizona

Insurance Company Poor Fair Good
Allstate $4,910 $3,489 $3,104
American Family $4,315 $3,216 $2,772
Farmers $4,278 $3,562 $3,388
GEICO $2,406 $1,588 $1,282
Nationwide $3,484 $2,774 $2,438
Progressive $3,179 $2,782 $2,603
State Farm $6,710 $2,614 $1,647
Travelers $2,805 $2,295 $1,827
USAA $4,000 $2,799 $2,332

Cheapest Sierra Vista, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sierra Vista, AZ to rates for a clean record with top companies.

Annual Sierra Vista, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,080 $3,884 $4,398 $3,974
American Family $2,419 $3,845 $4,663 $2,810
Farmers $3,161 $4,072 $3,973 $3,766
GEICO $1,372 $1,844 $2,446 $1,372
Nationwide $2,458 $2,582 $3,808 $2,746
Progressive $2,526 $3,308 $2,663 $2,923
State Farm $3,329 $3,986 $3,657 $3,657
Travelers $1,858 $2,407 $2,664 $2,306
USAA $2,217 $3,165 $4,187 $2,607

Cheapest Sierra Vista, AZ Car Insurance for Teen Drivers

Teen car insurance in Sierra Vista, AZ can be expensive. Take a look at rates from the top car insurance companies in Sierra Vista for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sierra Vista, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,901 $7,655
American Family $5,942 $7,712
Farmers $8,498 $8,778
GEICO $3,394 $3,576
Nationwide $4,720 $6,051
Progressive $6,463 $7,211
State Farm $6,858 $8,605
Travelers $4,188 $5,223
USAA $6,173 $7,031

Cheapest Sierra Vista, AZ Car Insurance for Seniors

Take a look at Sierra Vista, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sierra Vista, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,649 $2,649
American Family $2,111 $2,111
Farmers $1,839 $1,953
GEICO $1,032 $1,296
Nationwide $1,781 $1,889
Progressive $1,426 $1,355
State Farm $1,963 $1,963
Travelers $1,373 $1,455
USAA $1,572 $1,598

Cheapest Sierra Vista, AZ Car Insurance Rates After a DUI

A DUI in Sierra Vista, AZ increases car insurance rates. Compare Sierra Vista, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sierra Vista, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,398
American Family $4,663
Farmers $3,973
GEICO $2,446
Nationwide $3,808
Progressive $2,663
State Farm $3,657
Travelers $2,664
USAA $4,187

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Sierra Vista, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sierra Vista, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sierra Vista, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,834 $3,834
American Family $3,400 $3,468
Farmers $3,743 $3,743
GEICO $1,730 $1,787
Nationwide $2,898 $2,898
Progressive $2,855 $2,855
State Farm $3,566 $3,748
Travelers $2,309 $2,309
USAA $3,010 $3,077

Cheapest Sierra Vista, AZ Car Insurance Rates by ZIP Code

Sierra Vista car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Sierra Vista, AZ.

Annual Car Insurance Rates by ZIP Code in Sierra Vista, Arizona

ZIP Code Average Annual Rates
85635 $3,023
85650 $3,043

The Best Cheap Car Insurance Companies in Sierra Vista, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Sierra Vista, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sierra Vista, Arizona

Insurance Company Average Annual Rates
Allstate $3,834
American Family $3,434
Farmers $3,743
GEICO $1,759
Nationwide $2,898
Progressive $2,855
State Farm $3,657
Travelers $2,309
USAA $3,044

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Sierra Vista, Arizona

Find the cheapest car insurance companies in Sierra Vista, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Sierra Vista, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Cheapest Sierra Vista, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sierra Vista car insurance rates. Find the cheapest Sierra Vista, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sierra Vista, Arizona

Insurance Company Low Medium High
Allstate $3,590 $3,854 $4,058
American Family $3,307 $3,544 $3,451
Farmers $3,262 $3,778 $4,189
GEICO $1,492 $1,782 $2,002
Nationwide $2,805 $2,923 $2,968
Progressive $2,552 $2,904 $3,109
State Farm $3,288 $3,722 $3,962
Travelers $2,086 $2,342 $2,498
USAA $2,780 $3,090 $3,261

What affects car insurance rates in Sierra Vista, Arizona?

What factors can have an impact on Sierra Vista, AZ car insurance? There are several reasons why Sierra Vista car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sierra Vista, Arizona.

Car Theft in Sierra Vista

High levels of vehicle theft can make car insurance more expensive. Sierra Vista, AZ car theft statistics from the FBI indicate 45 vehicle thefts a year.

Commute Time in Sierra Vista

The more time you spend in your car the higher the risk of an accident. The average commute length in Sierra Vista, AZ is 17.7 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Sierra Vista, AZ

Ready to find affordable Sierra Vista, Arizona car insurance today? Enter your ZIP code for fast, free Sierra Vista, AZ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption