Compare Sigourney, IA Car Insurance Rates (2021)

Car insurance in Sigourney, IA averages $244 a month. Sigourney, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Sigourney car insurance rates, compare quotes from the top car insurance companies in Sigourney, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sigourney is USAA
  • Average car insurance rates in Sigourney, IA after a DUI are $3,532/year
  • Average car insurance rates in Sigourney, IA are $2,932/year

If you need to buy Sigourney, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Sigourney, IA is right here.

You’ll find Sigourney car insurance rates, the cheapest Sigourney, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Sigourney, Iowa car insurance rates to Cedar Rapids car insurance rates, Sioux City car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Sigourney, IA car insurance today? Enter your ZIP code for fast, free Sigourney car insurance quotes.

Cheapest Sigourney, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sigourney, IA car insurance rates? Every Sigourney, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sigourney, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,944 $1,875 $1,720 $1,754 $5,461 $6,119 $2,130 $2,193
American Family $1,792 $1,792 $1,605 $1,605 $4,797 $6,713 $1,792 $2,156
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,637 $1,579 $1,349 $1,399 $3,970 $4,485 $1,968 $2,129
State Farm $1,467 $1,467 $1,281 $1,281 $3,846 $4,894 $1,646 $1,867
Travelers $2,482 $2,534 $2,402 $2,408 $10,776 $17,107 $2,578 $3,069
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

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Minimum Car Insurance in Sigourney, IA

Every driver must carry the minimum car insurance in Sigourney, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Sigourney, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Sigourney, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sigourney, IA. Compare credit history car insurance rates in Sigourney from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sigourney, Iowa

Insurance Company Poor Fair Good
Allstate $3,465 $2,759 $2,474
American Family $3,544 $2,606 $2,193
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,290 $2,569 $2,252
Progressive $2,738 $2,208 $1,998
State Farm $3,160 $1,955 $1,542
Travelers $6,104 $5,202 $4,952
USAA $2,399 $1,648 $1,427

Cheapest Sigourney, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sigourney, IA to rates for a clean record with top companies.

Annual Sigourney, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,481 $2,992 $3,367 $2,759
American Family $2,006 $2,950 $3,811 $2,358
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,862 $3,044 $2,020 $2,331
State Farm $2,062 $2,375 $2,219 $2,219
Travelers $3,957 $5,262 $7,040 $5,419
USAA $1,395 $1,870 $2,432 $1,602

Cheapest Sigourney, IA Car Insurance for Teen Drivers

Teen car insurance in Sigourney, IA can be expensive. Take a look at rates from the top car insurance companies in Sigourney for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sigourney, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,461 $6,119
American Family $4,797 $6,713
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,309 $5,592
Progressive $3,970 $4,485
State Farm $3,846 $4,894
Travelers $10,776 $17,107
USAA $3,285 $3,490

Cheapest Sigourney, IA Car Insurance for Seniors

Take a look at Sigourney, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sigourney, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,720 $1,754
American Family $1,605 $1,605
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,349 $1,399
State Farm $1,281 $1,281
Travelers $2,402 $2,408
USAA $1,123 $1,146

Cheapest Sigourney, IA Car Insurance Rates After a DUI

A DUI in Sigourney, IA increases car insurance rates. Compare Sigourney, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sigourney, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,367
American Family $3,811
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,845
Progressive $2,020
State Farm $2,219
Travelers $7,040
USAA $2,432

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Cheapest Sigourney, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sigourney, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sigourney, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,831 $2,968
American Family $2,749 $2,814
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,704 $2,704
Progressive $2,314 $2,314
State Farm $2,165 $2,272
Travelers $5,419 $5,419
USAA $1,758 $1,891

The Best Cheap Car Insurance Companies in Sigourney, IA

Take a look at a side-by-side comparison of the top car insurance companies in Sigourney, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sigourney, Iowa

Insurance Company Average Annual Rates
Allstate $2,899
American Family $2,781
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,704
Progressive $2,314
State Farm $2,219
Travelers $5,419
USAA $1,825

Category Winners: Cheapest Car Insurance in Sigourney, Iowa

Find the cheapest car insurance companies in Sigourney, IA for each category right here.

Best Annual Car Insurance Rates by Company in Sigourney, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Sigourney, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sigourney car insurance rates. Find the cheapest Sigourney, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sigourney, Iowa

Insurance Company Low Medium High
Allstate $2,780 $2,904 $3,014
American Family $2,790 $2,936 $2,617
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,827 $2,688 $2,597
Progressive $2,181 $2,321 $2,441
State Farm $2,117 $2,230 $2,308
Travelers $5,120 $5,500 $5,638
USAA $1,732 $1,830 $1,911

What affects car insurance rates in Sigourney, Iowa?

What factors can have an impact on Sigourney, IA car insurance? There are several reasons why Sigourney car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sigourney, Iowa.

Commute Time in Sigourney

The more time you spend in your car the higher the risk of an accident. The average commute length in Sigourney, IA is 17.6 minutes according to City-Data.

Compare Car Insurance Quotes in Sigourney, IA

Ready to find affordable Sigourney, Iowa car insurance today? Enter your ZIP code for fast, free Sigourney, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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