Compare Siloam Springs, AR Car Insurance Rates (2021)

Car insurance in Siloam Springs, AR averages $310 a month. Siloam Springs, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Siloam Springs car insurance rates, compare quotes from the top car insurance companies in Siloam Springs, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Siloam Springs is USAA
  • Average car insurance rates in Siloam Springs, AR after a DUI are $4,470/year
  • The cheapest car insurance company in Siloam Springs for teen drivers is USAA

If you need to buy Siloam Springs, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Siloam Springs, AR is right here.

You’ll find Siloam Springs car insurance rates, the cheapest Siloam Springs, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Siloam Springs, Arkansas car insurance rates to Rogers car insurance rates, Bentonville car insurance rates, and Conway car insurance rates.

Ready to find affordable Siloam Springs, AR car insurance today? Enter your ZIP code for fast, free Siloam Springs car insurance quotes.

Cheapest Siloam Springs, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Siloam Springs, AR car insurance rates? Every Siloam Springs, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Siloam Springs, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,681 $2,694 $2,400 $2,564 $9,842 $11,811 $2,949 $3,196
Farmers $2,041 $2,023 $1,819 $1,921 $8,946 $9,258 $2,349 $2,465
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,476 $2,523 $2,226 $2,350 $6,000 $7,632 $2,834 $3,052
Progressive $2,428 $2,280 $1,999 $2,100 $10,728 $12,051 $2,899 $3,135
State Farm $1,471 $1,471 $1,329 $1,329 $4,397 $5,506 $1,660 $1,913
Travelers $1,955 $1,989 $1,953 $1,953 $11,640 $18,645 $2,106 $2,405
USAA $1,269 $1,277 $1,182 $1,184 $4,036 $4,216 $1,628 $1,749

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Minimum Car Insurance in Siloam Springs, AR

Every driver must carry the minimum car insurance in Siloam Springs, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Siloam Springs, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Siloam Springs, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Siloam Springs, AR. Compare credit history car insurance rates in Siloam Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Siloam Springs, Arkansas

Insurance Company Poor Fair Good
Allstate $5,980 $4,593 $3,728
Farmers $4,371 $3,682 $3,505
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,301 $3,458 $3,151
Progressive $5,302 $4,556 $4,250
State Farm $3,450 $2,081 $1,622
Travelers $6,105 $5,109 $4,778
USAA $2,731 $1,873 $1,599

Cheapest Siloam Springs, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Siloam Springs, AR to rates for a clean record with top companies.

Annual Siloam Springs, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,924 $4,942 $5,503 $4,698
Farmers $3,247 $4,180 $4,086 $3,898
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,837 $3,656 $4,934 $3,120
Progressive $4,045 $5,662 $4,256 $4,846
State Farm $2,179 $2,590 $2,384 $2,384
Travelers $4,462 $4,608 $6,776 $5,476
USAA $1,588 $2,017 $2,904 $1,762

Cheapest Siloam Springs, AR Car Insurance for Teen Drivers

Teen car insurance in Siloam Springs, AR can be expensive. Take a look at rates from the top car insurance companies in Siloam Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Siloam Springs, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,842 $11,811
Farmers $8,946 $9,258
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,000 $7,632
Progressive $10,728 $12,051
State Farm $4,397 $5,506
Travelers $11,640 $18,645
USAA $4,036 $4,216

Cheapest Siloam Springs, AR Car Insurance for Seniors

Take a look at Siloam Springs, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Siloam Springs, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,400 $2,564
Farmers $1,819 $1,921
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,226 $2,350
Progressive $1,999 $2,100
State Farm $1,329 $1,329
Travelers $1,953 $1,953
USAA $1,182 $1,184

Cheapest Siloam Springs, AR Car Insurance Rates After a DUI

A DUI in Siloam Springs, AR increases car insurance rates. Compare Siloam Springs, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Siloam Springs, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,503
Farmers $4,086
GEICO $4,432
Liberty Mutual $4,956
Nationwide $4,934
Progressive $4,256
State Farm $2,384
Travelers $6,776
USAA $2,904

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Cheapest Siloam Springs, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Siloam Springs, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Siloam Springs, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,767 $4,767
Farmers $3,853 $3,853
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,637 $3,637
Progressive $4,702 $4,702
State Farm $2,327 $2,442
Travelers $5,331 $5,331
USAA $2,010 $2,126

The Best Cheap Car Insurance Companies in Siloam Springs, AR

Take a look at a side-by-side comparison of the top car insurance companies in Siloam Springs, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Siloam Springs, Arkansas

Insurance Company Average Annual Rates
Allstate $4,767
Farmers $3,853
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,637
Progressive $4,702
State Farm $2,384
Travelers $5,331
USAA $2,068

Category Winners: Cheapest Car Insurance in Siloam Springs, Arkansas

Find the cheapest car insurance companies in Siloam Springs, AR for each category right here.

Best Annual Car Insurance Rates by Company in Siloam Springs, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Siloam Springs, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Siloam Springs car insurance rates. Find the cheapest Siloam Springs, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Siloam Springs, Arkansas

Insurance Company Low Medium High
Allstate $4,637 $4,764 $4,900
Farmers $3,650 $3,810 $4,098
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,667 $3,566 $3,676
Progressive $4,289 $4,619 $5,198
State Farm $2,259 $2,382 $2,513
Travelers $5,087 $5,345 $5,561
USAA $1,979 $2,060 $2,164

What affects car insurance rates in Siloam Springs, Arkansas?

What factors can have an impact on Siloam Springs, AR car insurance? There are several reasons why Siloam Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Siloam Springs, Arkansas.

Commute Time in Siloam Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Siloam Springs, AR is 17.4 minutes according to City-Data.

Compare Car Insurance Quotes in Siloam Springs, AR

Ready to find affordable Siloam Springs, Arkansas car insurance today? Enter your ZIP code for fast, free Siloam Springs, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State