Compare Silver Grove, KY Car Insurance Rates (2021)

Car insurance in Silver Grove, KY averages $316 a month. Silver Grove, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Silver Grove car insurance rates, compare quotes from the top car insurance companies in Silver Grove, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Silver Grove, KY are $3,788/year
  • The cheapest car insurance company in Silver Grove is State Farm
  • The cheapest car insurance company in Silver Grove for teen drivers is USAA

If you need to buy Silver Grove, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Silver Grove, KY is right here.

You’ll find Silver Grove car insurance rates, the cheapest Silver Grove, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Silver Grove, Kentucky car insurance rates to Florence car insurance rates, Richmond car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Silver Grove, KY car insurance today? Enter your ZIP code for fast, free Silver Grove car insurance quotes.

Cheapest Silver Grove, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Silver Grove, KY car insurance rates? Every Silver Grove, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Silver Grove, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,988 $2,950 $2,709 $2,889 $11,287 $12,697 $3,291 $3,468
GEICO $3,007 $2,780 $3,153 $2,855 $6,355 $7,510 $2,450 $2,106
Liberty Mutual $2,656 $2,874 $2,221 $2,485 $11,610 $12,887 $2,801 $2,952
Nationwide $2,365 $2,367 $2,153 $2,240 $5,248 $6,510 $2,673 $2,806
Progressive $1,826 $1,731 $1,646 $1,650 $9,039 $10,209 $2,259 $2,307
State Farm $1,438 $1,438 $1,290 $1,290 $4,296 $5,459 $1,606 $1,782
Travelers $1,823 $1,853 $1,800 $1,801 $8,684 $13,864 $1,911 $2,182
USAA $1,649 $1,641 $1,497 $1,508 $4,533 $4,755 $2,072 $2,253

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Minimum Car Insurance in Silver Grove, KY

Every driver must carry the minimum car insurance in Silver Grove, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Silver Grove, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Silver Grove, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Silver Grove, KY. Compare credit history car insurance rates in Silver Grove from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Silver Grove, Kentucky

Insurance Company Poor Fair Good
Allstate $6,980 $4,841 $4,034
GEICO $6,211 $3,100 $2,020
Liberty Mutual $7,219 $4,450 $3,513
Nationwide $3,971 $3,159 $2,757
Progressive $4,261 $3,741 $3,498
State Farm $3,360 $2,030 $1,585
Travelers $4,718 $4,008 $3,993
USAA $3,677 $2,084 $1,705

Cheapest Silver Grove, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Silver Grove, KY to rates for a clean record with top companies.

Annual Silver Grove, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,369 $5,718 $6,114 $4,939
GEICO $2,260 $4,006 $6,074 $2,768
Liberty Mutual $4,222 $6,492 $5,049 $4,479
Nationwide $2,661 $3,384 $4,227 $2,910
Progressive $3,173 $4,697 $3,617 $3,847
State Farm $2,124 $2,526 $2,325 $2,325
Travelers $3,700 $3,804 $5,492 $3,963
USAA $1,873 $2,645 $3,177 $2,259

Cheapest Silver Grove, KY Car Insurance for Teen Drivers

Teen car insurance in Silver Grove, KY can be expensive. Take a look at rates from the top car insurance companies in Silver Grove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Silver Grove, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,287 $12,697
GEICO $6,355 $7,510
Liberty Mutual $11,610 $12,887
Nationwide $5,248 $6,510
Progressive $9,039 $10,209
State Farm $4,296 $5,459
Travelers $8,684 $13,864
USAA $4,533 $4,755

Cheapest Silver Grove, KY Car Insurance for Seniors

Take a look at Silver Grove, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Silver Grove, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,709 $2,889
GEICO $3,153 $2,855
Liberty Mutual $2,221 $2,485
Nationwide $2,153 $2,240
Progressive $1,646 $1,650
State Farm $1,290 $1,290
Travelers $1,800 $1,801
USAA $1,497 $1,508

Cheapest Silver Grove, KY Car Insurance Rates After a DUI

A DUI in Silver Grove, KY increases car insurance rates. Compare Silver Grove, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Silver Grove, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,114
GEICO $6,074
Liberty Mutual $5,049
Nationwide $4,227
Progressive $3,617
State Farm $2,325
Travelers $5,492
USAA $3,177

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Cheapest Silver Grove, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Silver Grove, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Silver Grove, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,285 $5,285
GEICO $3,742 $3,812
Liberty Mutual $5,061 $5,061
Nationwide $3,295 $3,295
Progressive $3,833 $3,833
State Farm $2,266 $2,384
Travelers $4,240 $4,240
USAA $2,398 $2,579

The Best Cheap Car Insurance Companies in Silver Grove, KY

Take a look at a side-by-side comparison of the top car insurance companies in Silver Grove, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Silver Grove, Kentucky

Insurance Company Average Annual Rates
Allstate $5,285
GEICO $3,777
Liberty Mutual $5,061
Nationwide $3,295
Progressive $3,833
State Farm $2,325
Travelers $4,240
USAA $2,489

Category Winners: Cheapest Car Insurance in Silver Grove, Kentucky

Find the cheapest car insurance companies in Silver Grove, KY for each category right here.

Best Annual Car Insurance Rates by Company in Silver Grove, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Silver Grove, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Silver Grove car insurance rates. Find the cheapest Silver Grove, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Silver Grove, Kentucky

Insurance Company Low Medium High
Allstate $4,911 $5,264 $5,680
GEICO $3,526 $3,764 $4,041
Liberty Mutual $4,866 $5,037 $5,279
Nationwide $3,289 $3,267 $3,330
Progressive $3,546 $3,799 $4,155
State Farm $2,165 $2,324 $2,486
Travelers $4,023 $4,263 $4,433
USAA $2,369 $2,483 $2,613

What affects car insurance rates in Silver Grove, Kentucky?

What factors can have an impact on Silver Grove, KY car insurance? There are several reasons why Silver Grove car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Silver Grove, Kentucky.

Commute Time in Silver Grove

The more time you spend in your car the higher the risk of an accident. The average commute length in Silver Grove, KY is 19.9 minutes according to City-Data.

Compare Car Insurance Quotes in Silver Grove, KY

Ready to find affordable Silver Grove, Kentucky car insurance today? Enter your ZIP code for fast, free Silver Grove, KY car insurance quotes.

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