Compare Silver Lake, MN Car Insurance Rates (2021)

Car insurance in Silver Lake, MN averages $355 a month. Silver Lake, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Silver Lake car insurance rates, compare quotes from the top car insurance companies in Silver Lake, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Silver Lake is State Farm
  • Average car insurance rates in Silver Lake, MN are $4,255/year
  • Average car insurance rates in Silver Lake, MN after a DUI are $5,770/year

If you need to buy Silver Lake, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Silver Lake, MN is right here.

You’ll find Silver Lake car insurance rates, the cheapest Silver Lake, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Silver Lake, Minnesota car insurance rates to Woodbury car insurance rates, Maple Grove car insurance rates, and Minneapolis car insurance rates.

Ready to find affordable Silver Lake, MN car insurance today? Enter your ZIP code for fast, free Silver Lake car insurance quotes.

Cheapest Silver Lake, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Silver Lake, MN car insurance rates? Every Silver Lake, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Silver Lake, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,902 $2,902 $2,794 $2,794 $6,620 $9,575 $3,534 $3,705
American Family $2,204 $2,204 $1,996 $1,996 $5,961 $8,669 $2,204 $2,492
Farmers $2,138 $2,129 $2,057 $2,168 $6,044 $6,043 $2,784 $2,681
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,952 $8,952 $8,863 $8,863 $17,660 $26,524 $8,952 $12,481
Nationwide $1,800 $1,807 $1,604 $1,701 $4,585 $5,564 $2,112 $2,196
State Farm $1,330 $1,330 $1,187 $1,187 $2,878 $3,537 $1,536 $1,271
USAA $1,813 $1,790 $1,657 $1,650 $4,804 $5,231 $2,355 $2,494

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Minimum Car Insurance in Silver Lake, MN

Every driver must carry the minimum car insurance in Silver Lake, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Silver Lake, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Silver Lake, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Silver Lake, MN. Compare credit history car insurance rates in Silver Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Silver Lake, Minnesota

Insurance Company Poor Fair Good
Allstate $6,386 $3,462 $3,213
American Family $4,715 $3,146 $2,536
Farmers $4,091 $2,935 $2,740
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,646 $11,407 $8,915
Nationwide $3,174 $2,564 $2,276
State Farm $2,597 $1,589 $1,160
USAA $4,235 $2,104 $1,834

Cheapest Silver Lake, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Silver Lake, MN to rates for a clean record with top companies.

Annual Silver Lake, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,157 $4,592 $5,519 $4,146
American Family $2,327 $4,200 $4,697 $2,639
Farmers $2,781 $3,524 $3,572 $3,146
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $9,312 $12,745 $18,523 $10,043
Nationwide $2,125 $2,813 $3,232 $2,515
State Farm $1,639 $1,925 $1,782 $1,782
USAA $2,024 $2,577 $3,888 $2,409

Cheapest Silver Lake, MN Car Insurance for Teen Drivers

Teen car insurance in Silver Lake, MN can be expensive. Take a look at rates from the top car insurance companies in Silver Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Silver Lake, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,620 $9,575
American Family $5,961 $8,669
Farmers $6,044 $6,043
GEICO $4,914 $6,255
Liberty Mutual $17,660 $26,524
Nationwide $4,585 $5,564
State Farm $2,878 $3,537
USAA $4,804 $5,231

Cheapest Silver Lake, MN Car Insurance for Seniors

Take a look at Silver Lake, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Silver Lake, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,794 $2,794
American Family $1,996 $1,996
Farmers $2,057 $2,168
GEICO $2,305 $2,240
Liberty Mutual $8,863 $8,863
Nationwide $1,604 $1,701
State Farm $1,187 $1,187
USAA $1,657 $1,650

Cheapest Silver Lake, MN Car Insurance Rates After a DUI

A DUI in Silver Lake, MN increases car insurance rates. Compare Silver Lake, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Silver Lake, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,519
American Family $4,697
Farmers $3,572
GEICO $4,945
Liberty Mutual $18,523
Nationwide $3,232
State Farm $1,782
USAA $3,888

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Cheapest Silver Lake, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Silver Lake, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Silver Lake, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,353 $4,353
American Family $3,425 $3,506
Farmers $3,255 $3,255
GEICO $3,095 $3,177
Liberty Mutual $12,283 $13,028
Nationwide $2,671 $2,671
State Farm $1,733 $1,831
USAA $2,688 $2,760

The Best Cheap Car Insurance Companies in Silver Lake, MN

Take a look at a side-by-side comparison of the top car insurance companies in Silver Lake, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Silver Lake, Minnesota

Insurance Company Average Annual Rates
Allstate $4,353
American Family $3,466
Farmers $3,255
GEICO $3,136
Liberty Mutual $12,656
Nationwide $2,671
State Farm $1,782
USAA $2,724

Category Winners: Cheapest Car Insurance in Silver Lake, Minnesota

Find the cheapest car insurance companies in Silver Lake, MN for each category right here.

Best Annual Car Insurance Rates by Company in Silver Lake, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Silver Lake, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Silver Lake car insurance rates. Find the cheapest Silver Lake, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Silver Lake, Minnesota

Insurance Company Low Medium High
Allstate $4,292 $4,350 $4,418
American Family $3,462 $3,562 $3,373
Farmers $3,134 $3,267 $3,365
GEICO $3,045 $3,135 $3,228
Liberty Mutual $12,350 $12,666 $12,951
Nationwide $2,521 $2,690 $2,802
State Farm $1,706 $1,789 $1,852
USAA $2,638 $2,723 $2,812

What affects car insurance rates in Silver Lake, Minnesota?

What factors can have an impact on Silver Lake, MN car insurance? There are several reasons why Silver Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Silver Lake, Minnesota.

Commute Time in Silver Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Silver Lake, MN is 27.7 minutes according to City-Data.

Compare Car Insurance Quotes in Silver Lake, MN

Ready to find affordable Silver Lake, Minnesota car insurance today? Enter your ZIP code for fast, free Silver Lake, MN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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