Compare Silver Lake, NY Car Insurance Rates (2021)

Car insurance in Silver Lake, NY averages $260 a month. Silver Lake, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Silver Lake car insurance rates, compare quotes from the top car insurance companies in Silver Lake, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Silver Lake for teen drivers is GEICO
  • The cheapest car insurance company in Silver Lake is GEICO
  • Average car insurance rates in Silver Lake, NY are $3,121/year

If you need to buy Silver Lake, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Silver Lake, NY is right here.

You’ll find Silver Lake car insurance rates, the cheapest Silver Lake, NY car insurance companies, and information on New York car insurance laws. You can also compare Silver Lake, New York car insurance rates to Yonkers car insurance rates, Syracuse car insurance rates, and Buffalo car insurance rates.

Ready to find affordable Silver Lake, NY car insurance today? Enter your ZIP code for fast, free Silver Lake car insurance quotes.

Cheapest Silver Lake, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Silver Lake, NY car insurance rates? Every Silver Lake, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Silver Lake, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,397 $2,273 $2,226 $2,260 $6,686 $7,171 $2,425 $2,459
GEICO $1,257 $1,210 $1,220 $1,202 $2,570 $3,702 $1,137 $1,162
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $2,197 $2,197 $2,075 $2,075 $3,830 $5,702 $2,197 $2,790
Progressive $1,484 $1,393 $1,196 $1,215 $5,008 $5,582 $1,917 $1,874
State Farm $2,505 $2,505 $2,186 $2,186 $7,307 $9,390 $2,753 $2,889
Travelers $2,406 $2,436 $2,191 $2,355 $5,528 $6,595 $2,552 $2,663
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

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Minimum Car Insurance in Silver Lake, NY

Every driver must carry the minimum car insurance in Silver Lake, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Silver Lake, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Silver Lake, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Silver Lake, NY. Compare credit history car insurance rates in Silver Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Silver Lake, New York

Insurance Company Poor Fair Good
Allstate $4,960 $2,940 $2,562
GEICO $2,107 $1,550 $1,390
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,883 $2,883 $2,883
Progressive $3,872 $2,019 $1,485
State Farm $5,596 $3,511 $2,788
Travelers $4,600 $2,900 $2,522
USAA $4,707 $2,323 $2,051

Cheapest Silver Lake, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Silver Lake, NY to rates for a clean record with top companies.

Annual Silver Lake, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,990 $2,990 $4,259 $3,710
GEICO $1,340 $1,459 $2,591 $1,340
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $2,204 $2,204 $4,869 $2,254
Progressive $2,392 $2,392 $2,643 $2,406
State Farm $3,778 $3,778 $4,153 $4,153
Travelers $2,870 $3,560 $3,609 $3,324
USAA $2,697 $2,740 $3,931 $2,740

Cheapest Silver Lake, NY Car Insurance for Teen Drivers

Teen car insurance in Silver Lake, NY can be expensive. Take a look at rates from the top car insurance companies in Silver Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Silver Lake, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,686 $7,171
GEICO $2,570 $3,702
Liberty Mutual $5,784 $9,380
Nationwide $3,830 $5,702
Progressive $5,008 $5,582
State Farm $7,307 $9,390
Travelers $5,528 $6,595
USAA $6,303 $7,547

Cheapest Silver Lake, NY Car Insurance for Seniors

Take a look at Silver Lake, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Silver Lake, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,226 $2,260
GEICO $1,220 $1,202
Liberty Mutual $2,805 $2,805
Nationwide $2,075 $2,075
Progressive $1,196 $1,215
State Farm $2,186 $2,186
Travelers $2,191 $2,355
USAA $1,437 $1,445

Cheapest Silver Lake, NY Car Insurance Rates After a DUI

A DUI in Silver Lake, NY increases car insurance rates. Compare Silver Lake, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Silver Lake, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,259
GEICO $2,591
Liberty Mutual $6,496
Nationwide $4,869
Progressive $2,643
State Farm $4,153
Travelers $3,609
USAA $3,931

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Cheapest Silver Lake, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Silver Lake, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Silver Lake, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,440 $3,534
GEICO $1,634 $1,731
Liberty Mutual $4,012 $4,243
Nationwide $2,883 $2,883
Progressive $2,458 $2,458
State Farm $3,822 $4,108
Travelers $3,341 $3,341
USAA $2,997 $3,057

The Best Cheap Car Insurance Companies in Silver Lake, NY

Take a look at a side-by-side comparison of the top car insurance companies in Silver Lake, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Silver Lake, New York

Insurance Company Average Annual Rates
Allstate $3,487
GEICO $1,683
Liberty Mutual $4,128
Nationwide $2,883
Progressive $2,458
State Farm $3,965
Travelers $3,341
USAA $3,027

Category Winners: Cheapest Car Insurance in Silver Lake, New York

Find the cheapest car insurance companies in Silver Lake, NY for each category right here.

Best Annual Car Insurance Rates by Company in Silver Lake, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Silver Lake, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Silver Lake car insurance rates. Find the cheapest Silver Lake, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Silver Lake, New York

Insurance Company Low Medium High
Allstate $3,320 $3,477 $3,665
GEICO $1,605 $1,676 $1,766
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,726 $2,861 $3,062
Progressive $2,336 $2,446 $2,594
State Farm $3,748 $3,988 $4,159
Travelers $3,160 $3,304 $3,558
USAA $2,952 $3,015 $3,115

Compare Car Insurance Quotes in Silver Lake, NY

Ready to find affordable Silver Lake, New York car insurance today? Enter your ZIP code for fast, free Silver Lake, NY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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