Compare Silver Lake, OH Car Insurance Rates (2021)

Car insurance in Silver Lake, OH averages $229 a month. Silver Lake, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Silver Lake car insurance rates, compare quotes from the top car insurance companies in Silver Lake, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Silver Lake, OH are $2,745/year
  • The cheapest car insurance company in Silver Lake for teen drivers is USAA
  • The cheapest car insurance company in Silver Lake is USAA

If you need to buy Silver Lake, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Silver Lake, OH is right here.

You’ll find Silver Lake car insurance rates, the cheapest Silver Lake, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Silver Lake, Ohio car insurance rates to Hamilton car insurance rates, Lorain car insurance rates, and Canton car insurance rates.

Ready to find affordable Silver Lake, OH car insurance today? Enter your ZIP code for fast, free Silver Lake car insurance quotes.

Cheapest Silver Lake, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Silver Lake, OH car insurance rates? Every Silver Lake, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Silver Lake, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,179 $2,175 $1,965 $2,103 $6,003 $6,869 $2,289 $2,444
American Family $909 $942 $839 $841 $2,955 $3,199 $1,130 $1,189
Farmers $1,781 $1,780 $1,567 $1,655 $8,066 $8,403 $1,995 $2,078
GEICO $1,286 $1,254 $1,216 $1,236 $3,500 $3,255 $1,427 $1,204
Liberty Mutual $1,926 $2,102 $1,480 $1,805 $10,206 $11,516 $2,040 $2,222
Nationwide $2,217 $2,225 $2,004 $2,014 $5,782 $7,433 $2,373 $2,755
Progressive $1,594 $1,489 $1,330 $1,372 $7,347 $8,259 $1,906 $1,971
State Farm $1,442 $1,442 $1,301 $1,301 $4,656 $5,842 $1,680 $1,928
Travelers $1,340 $1,359 $1,337 $1,328 $5,816 $9,180 $1,398 $1,587
USAA $879 $887 $837 $836 $2,702 $3,008 $1,174 $1,262

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Minimum Car Insurance in Silver Lake, OH

Every driver must carry the minimum car insurance in Silver Lake, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Silver Lake, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Silver Lake, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Silver Lake, OH. Compare credit history car insurance rates in Silver Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Silver Lake, Ohio

Insurance Company Poor Fair Good
Allstate $4,179 $3,041 $2,540
American Family $1,998 $1,357 $1,147
Farmers $3,859 $3,272 $3,116
GEICO $2,154 $1,797 $1,440
Liberty Mutual $5,952 $3,662 $2,873
Nationwide $4,045 $3,257 $2,749
Progressive $3,529 $3,070 $2,877
State Farm $3,490 $2,157 $1,700
Travelers $3,261 $2,840 $2,653
USAA $1,877 $1,331 $1,136

Cheapest Silver Lake, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Silver Lake, OH to rates for a clean record with top companies.

Annual Silver Lake, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,737 $3,313 $3,871 $3,092
American Family $1,437 $1,522 $1,522 $1,522
Farmers $2,818 $3,631 $3,541 $3,672
GEICO $1,214 $1,761 $2,573 $1,642
Liberty Mutual $3,494 $4,494 $4,583 $4,078
Nationwide $2,690 $3,415 $4,325 $2,972
Progressive $2,720 $3,716 $2,898 $3,300
State Farm $2,222 $2,676 $2,449 $2,449
Travelers $2,146 $2,801 $4,227 $2,498
USAA $1,111 $1,489 $1,961 $1,231

Cheapest Silver Lake, OH Car Insurance for Teen Drivers

Teen car insurance in Silver Lake, OH can be expensive. Take a look at rates from the top car insurance companies in Silver Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Silver Lake, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,003 $6,869
American Family $2,955 $3,199
Farmers $8,066 $8,403
GEICO $3,500 $3,255
Liberty Mutual $10,206 $11,516
Nationwide $5,782 $7,433
Progressive $7,347 $8,259
State Farm $4,656 $5,842
Travelers $5,816 $9,180
USAA $2,702 $3,008

Cheapest Silver Lake, OH Car Insurance for Seniors

Take a look at Silver Lake, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Silver Lake, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,965 $2,103
American Family $839 $841
Farmers $1,567 $1,655
GEICO $1,216 $1,236
Liberty Mutual $1,480 $1,805
Nationwide $2,004 $2,014
Progressive $1,330 $1,372
State Farm $1,301 $1,301
Travelers $1,337 $1,328
USAA $837 $836

Cheapest Silver Lake, OH Car Insurance Rates After a DUI

A DUI in Silver Lake, OH increases car insurance rates. Compare Silver Lake, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Silver Lake, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,871
American Family $1,522
Farmers $3,541
GEICO $2,573
Liberty Mutual $4,583
Nationwide $4,325
Progressive $2,898
State Farm $2,449
Travelers $4,227
USAA $1,961

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Cheapest Silver Lake, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Silver Lake, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Silver Lake, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,253 $3,253
American Family $1,482 $1,519
Farmers $3,416 $3,416
GEICO $1,768 $1,827
Liberty Mutual $4,162 $4,162
Nationwide $3,351 $3,351
Progressive $3,159 $3,159
State Farm $2,387 $2,511
Travelers $2,918 $2,918
USAA $1,393 $1,503

The Best Cheap Car Insurance Companies in Silver Lake, OH

Take a look at a side-by-side comparison of the top car insurance companies in Silver Lake, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Silver Lake, Ohio

Insurance Company Average Annual Rates
Allstate $3,253
American Family $1,500
Farmers $3,416
GEICO $1,797
Liberty Mutual $4,162
Nationwide $3,351
Progressive $3,159
State Farm $2,449
Travelers $2,918
USAA $1,448

Category Winners: Cheapest Car Insurance in Silver Lake, Ohio

Find the cheapest car insurance companies in Silver Lake, OH for each category right here.

Best Annual Car Insurance Rates by Company in Silver Lake, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Silver Lake, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Silver Lake car insurance rates. Find the cheapest Silver Lake, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Silver Lake, Ohio

Insurance Company Low Medium High
Allstate $3,145 $3,247 $3,368
American Family $1,471 $1,512 $1,518
Farmers $3,223 $3,359 $3,665
GEICO $1,738 $1,790 $1,865
Liberty Mutual $3,997 $4,186 $4,304
Nationwide $3,691 $3,248 $3,113
Progressive $3,035 $3,132 $3,308
State Farm $2,316 $2,458 $2,574
Travelers $2,835 $2,957 $2,962
USAA $1,381 $1,447 $1,517

What affects car insurance rates in Silver Lake, Ohio?

What factors can have an impact on Silver Lake, OH car insurance? There are several reasons why Silver Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Silver Lake, Ohio.

Commute Time in Silver Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Silver Lake, OH is 25.4 minutes according to City-Data.

Compare Car Insurance Quotes in Silver Lake, OH

Ready to find affordable Silver Lake, Ohio car insurance today? Enter your ZIP code for fast, free Silver Lake, OH car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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