Compare Silver Springs, NY Car Insurance Rates (2021)

Car insurance in Silver Springs, NY averages $262 a month. Silver Springs, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Silver Springs car insurance rates, compare quotes from the top car insurance companies in Silver Springs, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Silver Springs, NY are $3,148/year
  • The cheapest car insurance company in Silver Springs for teen drivers is GEICO
  • Average car insurance rates in Silver Springs, NY after a DUI are $4,095/year

If you need to buy Silver Springs, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Silver Springs, NY is right here.

You’ll find Silver Springs car insurance rates, the cheapest Silver Springs, NY car insurance companies, and information on New York car insurance laws. You can also compare Silver Springs, New York car insurance rates to Yonkers car insurance rates, Syracuse car insurance rates, and Buffalo car insurance rates.

Ready to find affordable Silver Springs, NY car insurance today? Enter your ZIP code for fast, free Silver Springs car insurance quotes.

Cheapest Silver Springs, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Silver Springs, NY car insurance rates? Every Silver Springs, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Silver Springs, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,397 $2,273 $2,226 $2,260 $6,686 $7,171 $2,425 $2,459
GEICO $1,343 $1,292 $1,301 $1,282 $2,694 $3,837 $1,218 $1,243
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $2,197 $2,197 $2,075 $2,075 $3,830 $5,702 $2,197 $2,790
Progressive $1,701 $1,627 $1,407 $1,413 $5,408 $6,058 $2,180 $2,134
State Farm $2,411 $2,411 $2,102 $2,102 $6,990 $8,996 $2,646 $2,780
Travelers $2,406 $2,436 $2,191 $2,355 $5,528 $6,595 $2,552 $2,663
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Silver Springs, NY

Every driver must carry the minimum car insurance in Silver Springs, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Silver Springs, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Silver Springs, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Silver Springs, NY. Compare credit history car insurance rates in Silver Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Silver Springs, New York

Insurance Company Poor Fair Good
Allstate $4,960 $2,940 $2,562
GEICO $2,224 $1,637 $1,468
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,883 $2,883 $2,883
Progressive $4,311 $2,255 $1,657
State Farm $5,369 $3,369 $2,676
Travelers $4,600 $2,900 $2,522
USAA $4,707 $2,323 $2,051

Cheapest Silver Springs, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Silver Springs, NY to rates for a clean record with top companies.

Annual Silver Springs, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,990 $2,990 $4,259 $3,710
GEICO $1,431 $1,557 $2,687 $1,431
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $2,204 $2,204 $4,869 $2,254
Progressive $2,673 $2,673 $2,931 $2,687
State Farm $3,627 $3,627 $3,982 $3,982
Travelers $2,870 $3,560 $3,609 $3,324
USAA $2,697 $2,740 $3,931 $2,740

Cheapest Silver Springs, NY Car Insurance for Teen Drivers

Teen car insurance in Silver Springs, NY can be expensive. Take a look at rates from the top car insurance companies in Silver Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Silver Springs, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,686 $7,171
GEICO $2,694 $3,837
Liberty Mutual $5,784 $9,380
Nationwide $3,830 $5,702
Progressive $5,408 $6,058
State Farm $6,990 $8,996
Travelers $5,528 $6,595
USAA $6,303 $7,547

Cheapest Silver Springs, NY Car Insurance for Seniors

Take a look at Silver Springs, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Silver Springs, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,226 $2,260
GEICO $1,301 $1,282
Liberty Mutual $2,805 $2,805
Nationwide $2,075 $2,075
Progressive $1,407 $1,413
State Farm $2,102 $2,102
Travelers $2,191 $2,355
USAA $1,437 $1,445

Cheapest Silver Springs, NY Car Insurance Rates After a DUI

A DUI in Silver Springs, NY increases car insurance rates. Compare Silver Springs, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Silver Springs, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,259
GEICO $2,687
Liberty Mutual $6,496
Nationwide $4,869
Progressive $2,931
State Farm $3,982
Travelers $3,609
USAA $3,931

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Silver Springs, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Silver Springs, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Silver Springs, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,440 $3,534
GEICO $1,725 $1,828
Liberty Mutual $4,012 $4,243
Nationwide $2,883 $2,883
Progressive $2,741 $2,741
State Farm $3,668 $3,941
Travelers $3,341 $3,341
USAA $2,997 $3,057

The Best Cheap Car Insurance Companies in Silver Springs, NY

Take a look at a side-by-side comparison of the top car insurance companies in Silver Springs, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Silver Springs, New York

Insurance Company Average Annual Rates
Allstate $3,487
GEICO $1,776
Liberty Mutual $4,128
Nationwide $2,883
Progressive $2,741
State Farm $3,805
Travelers $3,341
USAA $3,027

Category Winners: Cheapest Car Insurance in Silver Springs, New York

Find the cheapest car insurance companies in Silver Springs, NY for each category right here.

Best Annual Car Insurance Rates by Company in Silver Springs, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Silver Springs, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Silver Springs car insurance rates. Find the cheapest Silver Springs, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Silver Springs, New York

Insurance Company Low Medium High
Allstate $3,320 $3,477 $3,665
GEICO $1,699 $1,770 $1,860
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,726 $2,861 $3,062
Progressive $2,621 $2,731 $2,871
State Farm $3,599 $3,826 $3,989
Travelers $3,160 $3,304 $3,558
USAA $2,952 $3,015 $3,115

What affects car insurance rates in Silver Springs, New York?

What factors can have an impact on Silver Springs, NY car insurance? There are several reasons why Silver Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Silver Springs, New York.

Commute Time in Silver Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Silver Springs, NY is 20.3 minutes according to City-Data.

Compare Car Insurance Quotes in Silver Springs, NY

Ready to find affordable Silver Springs, New York car insurance today? Enter your ZIP code for fast, free Silver Springs, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption