Compare Silverhill, AL Car Insurance Rates (2021)

Car insurance in Silverhill, AL averages $293 a month. Silverhill, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Silverhill car insurance rates, compare quotes from the top car insurance companies in Silverhill, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Silverhill is USAA
  • Average car insurance rates in Silverhill, AL after a DUI are $4,012/year
  • The cheapest car insurance company in Silverhill for teen drivers is USAA

If you need to buy Silverhill, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Silverhill, AL is right here.

You’ll find Silverhill car insurance rates, the cheapest Silverhill, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Silverhill, Alabama car insurance rates to Decatur car insurance rates, Birmingham car insurance rates, and Huntsville car insurance rates.

Ready to find affordable Silverhill, AL car insurance today? Enter your ZIP code for fast, free Silverhill car insurance quotes.

Cheapest Silverhill, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Silverhill, AL car insurance rates? Every Silverhill, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Silverhill, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,851 $1,762 $1,677 $1,709 $6,508 $7,006 $2,065 $2,108
Farmers $2,233 $2,217 $1,995 $2,124 $8,751 $9,001 $2,534 $2,626
GEICO $1,980 $1,969 $1,893 $1,961 $5,246 $5,134 $2,089 $1,931
Liberty Mutual $3,026 $3,268 $2,482 $2,777 $11,136 $12,384 $3,218 $3,422
Nationwide $1,625 $1,642 $1,486 $1,534 $4,274 $5,478 $1,801 $2,006
Progressive $2,354 $2,199 $1,933 $2,075 $9,554 $10,625 $2,734 $2,863
State Farm $2,634 $2,634 $2,396 $2,396 $8,121 $10,166 $2,979 $3,431
Travelers $1,402 $1,422 $1,323 $1,316 $7,554 $11,844 $1,328 $1,510
USAA $1,259 $1,277 $1,180 $1,158 $3,740 $4,144 $1,636 $1,766

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Minimum Car Insurance in Silverhill, AL

Every driver must carry the minimum car insurance in Silverhill, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Silverhill, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Silverhill, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Silverhill, AL. Compare credit history car insurance rates in Silverhill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Silverhill, Alabama

Insurance Company Poor Fair Good
Allstate $3,809 $2,997 $2,451
Farmers $4,412 $3,797 $3,597
GEICO $3,530 $2,518 $2,278
Liberty Mutual $7,459 $4,584 $3,600
Nationwide $2,987 $2,338 $2,118
Progressive $4,846 $4,154 $3,876
State Farm $7,043 $3,567 $2,424
Travelers $3,774 $3,275 $3,338
USAA $2,704 $1,772 $1,584

Cheapest Silverhill, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Silverhill, AL to rates for a clean record with top companies.

Annual Silverhill, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,620 $3,089 $3,671 $2,963
Farmers $3,310 $4,287 $4,183 $3,961
GEICO $1,865 $3,014 $3,740 $2,481
Liberty Mutual $4,090 $5,695 $5,565 $5,507
Nationwide $2,177 $2,177 $3,145 $2,424
Progressive $3,869 $4,865 $4,186 $4,249
State Farm $3,911 $4,875 $4,297 $4,297
Travelers $2,882 $3,024 $4,434 $3,510
USAA $1,556 $1,952 $2,890 $1,683

Cheapest Silverhill, AL Car Insurance for Teen Drivers

Teen car insurance in Silverhill, AL can be expensive. Take a look at rates from the top car insurance companies in Silverhill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Silverhill, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,508 $7,006
Farmers $8,751 $9,001
GEICO $5,246 $5,134
Liberty Mutual $11,136 $12,384
Nationwide $4,274 $5,478
Progressive $9,554 $10,625
State Farm $8,121 $10,166
Travelers $7,554 $11,844
USAA $3,740 $4,144

Cheapest Silverhill, AL Car Insurance for Seniors

Take a look at Silverhill, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Silverhill, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,677 $1,709
Farmers $1,995 $2,124
GEICO $1,893 $1,961
Liberty Mutual $2,482 $2,777
Nationwide $1,486 $1,534
Progressive $1,933 $2,075
State Farm $2,396 $2,396
Travelers $1,323 $1,316
USAA $1,180 $1,158

Cheapest Silverhill, AL Car Insurance Rates After a DUI

A DUI in Silverhill, AL increases car insurance rates. Compare Silverhill, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Silverhill, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,671
Farmers $4,183
GEICO $3,740
Liberty Mutual $5,565
Nationwide $3,145
Progressive $4,186
State Farm $4,297
Travelers $4,434
USAA $2,890

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Cheapest Silverhill, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Silverhill, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Silverhill, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,086 $3,086
Farmers $3,935 $3,935
GEICO $2,727 $2,823
Liberty Mutual $5,214 $5,214
Nationwide $2,481 $2,481
Progressive $4,292 $4,292
State Farm $4,238 $4,451
Travelers $3,462 $3,462
USAA $1,928 $2,112

The Best Cheap Car Insurance Companies in Silverhill, AL

Take a look at a side-by-side comparison of the top car insurance companies in Silverhill, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Silverhill, Alabama

Insurance Company Average Annual Rates
Allstate $3,086
Farmers $3,935
GEICO $2,775
Liberty Mutual $5,214
Nationwide $2,481
Progressive $4,292
State Farm $4,345
Travelers $3,462
USAA $2,020

Category Winners: Cheapest Car Insurance in Silverhill, Alabama

Find the cheapest car insurance companies in Silverhill, AL for each category right here.

Best Annual Car Insurance Rates by Company in Silverhill, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Silverhill, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Silverhill car insurance rates. Find the cheapest Silverhill, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Silverhill, Alabama

Insurance Company Low Medium High
Allstate $2,985 $3,082 $3,190
Farmers $3,698 $3,879 $4,228
GEICO $2,550 $2,763 $3,013
Liberty Mutual $4,967 $5,189 $5,486
Nationwide $2,452 $2,462 $2,528
Progressive $3,794 $4,263 $4,820
State Farm $4,088 $4,339 $4,607
Travelers $3,292 $3,531 $3,564
USAA $1,940 $2,008 $2,112

What affects car insurance rates in Silverhill, Alabama?

What factors can have an impact on Silverhill, AL car insurance? There are several reasons why Silverhill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Silverhill, Alabama.

Commute Time in Silverhill

The more time you spend in your car the higher the risk of an accident. The average commute length in Silverhill, AL is 23.7 minutes according to City-Data.

Compare Car Insurance Quotes in Silverhill, AL

Ready to find affordable Silverhill, Alabama car insurance today? Enter your ZIP code for fast, free Silverhill, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State