Compare Silverthorne, CO Car Insurance Rates (2021)

Car insurance in Silverthorne, CO averages $322 a month. Silverthorne, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Silverthorne car insurance rates, compare quotes from the top car insurance companies in Silverthorne, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Silverthorne, CO after a DUI are $4,614/year
  • The cheapest car insurance company in Silverthorne for teen drivers is GEICO
  • The cheapest car insurance company in Silverthorne is GEICO

If you need to buy Silverthorne, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Silverthorne, CO is right here.

You’ll find Silverthorne car insurance rates, the cheapest Silverthorne, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Silverthorne, Colorado car insurance rates to Fort Collins car insurance rates, Denver car insurance rates, and Aurora car insurance rates.

Ready to find affordable Silverthorne, CO car insurance today? Enter your ZIP code for fast, free Silverthorne car insurance quotes.

Cheapest Silverthorne, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Silverthorne, CO car insurance rates? Every Silverthorne, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Silverthorne, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,690 $3,445 $3,304 $3,341 $12,927 $13,549 $4,082 $4,117
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,980 $2,957 $2,696 $2,889 $11,160 $11,295 $3,293 $3,357
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $1,857 $1,841 $1,554 $1,706 $5,771 $6,320 $1,894 $1,949
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,349 $2,184 $2,049 $2,035 $8,438 $9,460 $2,658 $2,585
State Farm $2,125 $2,125 $1,907 $1,907 $6,181 $7,806 $2,382 $2,841
USAA $2,394 $2,399 $2,269 $2,280 $6,022 $6,909 $3,087 $3,370

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Minimum Car Insurance in Silverthorne, CO

Every driver must carry the minimum car insurance in Silverthorne, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Silverthorne, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Silverthorne, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Silverthorne, CO. Compare credit history car insurance rates in Silverthorne from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Silverthorne, Colorado

Insurance Company Poor Fair Good
Allstate $7,730 $5,951 $4,490
American Family $4,893 $3,473 $2,906
Farmers $5,882 $4,794 $4,558
GEICO $3,080 $2,566 $2,052
Liberty Mutual $4,097 $2,499 $1,988
Nationwide $4,201 $3,324 $2,896
Progressive $4,487 $3,857 $3,565
State Farm $4,741 $3,040 $2,447
USAA $5,334 $3,023 $2,417

Cheapest Silverthorne, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Silverthorne, CO to rates for a clean record with top companies.

Annual Silverthorne, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,147 $5,932 $7,298 $5,850
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,292 $5,506 $5,429 $5,086
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,510 $2,928 $3,048 $2,960
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,437 $4,821 $3,626 $3,995
State Farm $3,133 $3,686 $3,409 $3,409
USAA $2,609 $3,184 $5,627 $2,944

Cheapest Silverthorne, CO Car Insurance for Teen Drivers

Teen car insurance in Silverthorne, CO can be expensive. Take a look at rates from the top car insurance companies in Silverthorne for teenagers.

Annual Car Insurance Rates for Teen Drivers in Silverthorne, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,927 $13,549
American Family $6,230 $8,345
Farmers $11,160 $11,295
GEICO $5,105 $5,462
Liberty Mutual $5,771 $6,320
Nationwide $5,843 $7,486
Progressive $8,438 $9,460
State Farm $6,181 $7,806
USAA $6,022 $6,909

Cheapest Silverthorne, CO Car Insurance for Seniors

Take a look at Silverthorne, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Silverthorne, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,304 $3,341
American Family $2,316 $2,316
Farmers $2,696 $2,889
GEICO $1,682 $1,894
Liberty Mutual $1,554 $1,706
Nationwide $2,066 $2,188
Progressive $2,049 $2,035
State Farm $1,907 $1,907
USAA $2,269 $2,280

Cheapest Silverthorne, CO Car Insurance Rates After a DUI

A DUI in Silverthorne, CO increases car insurance rates. Compare Silverthorne, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Silverthorne, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,298
American Family $5,160
Farmers $5,429
GEICO $3,291
Liberty Mutual $3,048
Nationwide $4,637
Progressive $3,626
State Farm $3,409
USAA $5,627

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Cheapest Silverthorne, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Silverthorne, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Silverthorne, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,057 $6,057
American Family $3,678 $3,837
Farmers $5,078 $5,078
GEICO $2,516 $2,616
Liberty Mutual $2,861 $2,861
Nationwide $3,474 $3,474
Progressive $3,970 $3,970
State Farm $3,327 $3,491
USAA $3,489 $3,694

The Best Cheap Car Insurance Companies in Silverthorne, CO

Take a look at a side-by-side comparison of the top car insurance companies in Silverthorne, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Silverthorne, Colorado

Insurance Company Average Annual Rates
Allstate $6,057
American Family $3,757
Farmers $5,078
GEICO $2,566
Liberty Mutual $2,861
Nationwide $3,474
Progressive $3,970
State Farm $3,409
USAA $3,591

Category Winners: Cheapest Car Insurance in Silverthorne, Colorado

Find the cheapest car insurance companies in Silverthorne, CO for each category right here.

Best Annual Car Insurance Rates by Company in Silverthorne, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Silverthorne, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Silverthorne car insurance rates. Find the cheapest Silverthorne, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Silverthorne, Colorado

Insurance Company Low Medium High
Allstate $5,759 $6,039 $6,373
American Family $3,605 $3,834 $3,832
Farmers $4,527 $5,016 $5,692
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,735 $2,854 $2,995
Nationwide $3,517 $3,472 $3,432
Progressive $3,714 $3,981 $4,214
State Farm $3,209 $3,412 $3,607
USAA $3,450 $3,591 $3,733

What affects car insurance rates in Silverthorne, Colorado?

What factors can have an impact on Silverthorne, CO car insurance? There are several reasons why Silverthorne car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Silverthorne, Colorado.

Commute Time in Silverthorne

The more time you spend in your car the higher the risk of an accident. The average commute length in Silverthorne, CO is 21.5 minutes according to City-Data.

Compare Car Insurance Quotes in Silverthorne, CO

Ready to find affordable Silverthorne, Colorado car insurance today? Enter your ZIP code for fast, free Silverthorne, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State