Compare Silverton, CO Car Insurance Rates (2021)

Car insurance in Silverton, CO averages $308 a month. Silverton, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Silverton car insurance rates, compare quotes from the top car insurance companies in Silverton, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Silverton, CO after a DUI are $4,383/year
  • The cheapest car insurance company in Silverton is Liberty Mutual
  • The cheapest car insurance company in Silverton for teen drivers is Liberty Mutual

If you need to buy Silverton, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Silverton, CO is right here.

You’ll find Silverton car insurance rates, the cheapest Silverton, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Silverton, Colorado car insurance rates to Boulder car insurance rates, Lakewood car insurance rates, and Aurora car insurance rates.

Ready to find affordable Silverton, CO car insurance today? Enter your ZIP code for fast, free Silverton car insurance quotes.

Cheapest Silverton, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Silverton, CO car insurance rates? Every Silverton, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Silverton, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,153 $3,007 $3,041 $11,315 $11,849 $3,739 $3,781
American Family $2,423 $2,423 $2,184 $2,184 $5,867 $7,848 $2,423 $2,976
Farmers $2,923 $2,886 $2,643 $2,843 $11,194 $11,285 $3,239 $3,288
GEICO $1,824 $1,969 $1,866 $2,072 $5,555 $5,909 $1,684 $1,737
Liberty Mutual $1,918 $1,910 $1,606 $1,758 $5,237 $5,726 $1,946 $2,006
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,441 $2,280 $2,108 $2,103 $8,342 $9,352 $2,762 $2,693
State Farm $2,048 $2,048 $1,819 $1,819 $5,651 $7,189 $2,284 $2,703
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

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Minimum Car Insurance in Silverton, CO

Every driver must carry the minimum car insurance in Silverton, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Silverton, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Silverton, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Silverton, CO. Compare credit history car insurance rates in Silverton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Silverton, Colorado

Insurance Company Poor Fair Good
Allstate $6,902 $5,305 $4,011
American Family $4,610 $3,271 $2,742
Farmers $5,830 $4,760 $4,522
GEICO $3,396 $2,827 $2,257
Liberty Mutual $3,971 $2,400 $1,918
Nationwide $3,990 $3,154 $2,751
Progressive $4,556 $3,893 $3,581
State Farm $4,441 $2,850 $2,295
USAA $4,757 $2,700 $2,160

Cheapest Silverton, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Silverton, CO to rates for a clean record with top companies.

Annual Silverton, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,626 $5,302 $6,468 $5,228
American Family $2,619 $3,721 $4,854 $2,969
Farmers $4,243 $5,468 $5,396 $5,042
GEICO $2,023 $3,106 $3,517 $2,661
Liberty Mutual $2,405 $2,824 $2,963 $2,860
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,480 $4,832 $3,672 $4,056
State Farm $2,958 $3,432 $3,195 $3,195
USAA $2,344 $2,849 $4,987 $2,642

Cheapest Silverton, CO Car Insurance for Teen Drivers

Teen car insurance in Silverton, CO can be expensive. Take a look at rates from the top car insurance companies in Silverton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Silverton, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,849
American Family $5,867 $7,848
Farmers $11,194 $11,285
GEICO $5,555 $5,909
Liberty Mutual $5,237 $5,726
Nationwide $5,513 $7,064
Progressive $8,342 $9,352
State Farm $5,651 $7,189
USAA $5,325 $6,108

Cheapest Silverton, CO Car Insurance for Seniors

Take a look at Silverton, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Silverton, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,007 $3,041
American Family $2,184 $2,184
Farmers $2,643 $2,843
GEICO $1,866 $2,072
Liberty Mutual $1,606 $1,758
Nationwide $1,977 $2,093
Progressive $2,108 $2,103
State Farm $1,819 $1,819
USAA $2,042 $2,056

Cheapest Silverton, CO Car Insurance Rates After a DUI

A DUI in Silverton, CO increases car insurance rates. Compare Silverton, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Silverton, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,468
American Family $4,854
Farmers $5,396
GEICO $3,517
Liberty Mutual $2,963
Nationwide $4,398
Progressive $3,672
State Farm $3,195
USAA $4,987

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Cheapest Silverton, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Silverton, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Silverton, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,466 $3,616
Farmers $5,038 $5,038
GEICO $2,763 $2,890
Liberty Mutual $2,763 $2,763
Nationwide $3,298 $3,298
Progressive $4,010 $4,010
State Farm $3,118 $3,272
USAA $3,115 $3,296

The Best Cheap Car Insurance Companies in Silverton, CO

Take a look at a side-by-side comparison of the top car insurance companies in Silverton, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Silverton, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,541
Farmers $5,038
GEICO $2,827
Liberty Mutual $2,763
Nationwide $3,298
Progressive $4,010
State Farm $3,195
USAA $3,206

Category Winners: Cheapest Car Insurance in Silverton, Colorado

Find the cheapest car insurance companies in Silverton, CO for each category right here.

Best Annual Car Insurance Rates by Company in Silverton, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Silverton, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Silverton car insurance rates. Find the cheapest Silverton, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Silverton, Colorado

Insurance Company Low Medium High
Allstate $5,139 $5,389 $5,690
American Family $3,372 $3,615 $3,636
Farmers $4,493 $4,978 $5,642
GEICO $2,623 $2,792 $3,066
Liberty Mutual $2,643 $2,755 $2,891
Nationwide $3,323 $3,295 $3,276
Progressive $3,759 $4,020 $4,251
State Farm $3,019 $3,196 $3,370
USAA $3,077 $3,205 $3,334

What affects car insurance rates in Silverton, Colorado?

What factors can have an impact on Silverton, CO car insurance? There are several reasons why Silverton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Silverton, Colorado.

Commute Time in Silverton

The more time you spend in your car the higher the risk of an accident. The average commute length in Silverton, CO is 7.8 minutes according to City-Data.

Compare Car Insurance Quotes in Silverton, CO

Ready to find affordable Silverton, Colorado car insurance today? Enter your ZIP code for fast, free Silverton, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State