Compare Simla, CO Car Insurance Rates (2021)

Car insurance in Simla, CO averages $342 a month. Simla, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Simla car insurance rates, compare quotes from the top car insurance companies in Simla, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Simla, CO after a DUI are $4,867/year
  • Average car insurance rates in Simla, CO are $4,103/year
  • The cheapest car insurance company in Simla for teen drivers is Liberty Mutual

If you need to buy Simla, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Simla, CO is right here.

You’ll find Simla car insurance rates, the cheapest Simla, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Simla, Colorado car insurance rates to Aurora car insurance rates, Boulder car insurance rates, and Centennial car insurance rates.

Ready to find affordable Simla, CO car insurance today? Enter your ZIP code for fast, free Simla car insurance quotes.

Cheapest Simla, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Simla, CO car insurance rates? Every Simla, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Simla, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,357 $3,147 $3,020 $3,051 $11,577 $12,174 $3,710 $3,731
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $3,327 $3,299 $3,021 $3,263 $12,293 $12,333 $3,634 $3,661
GEICO $2,419 $2,614 $2,494 $2,783 $7,348 $7,796 $2,224 $2,285
Liberty Mutual $1,890 $1,846 $1,604 $1,760 $5,377 $5,859 $1,908 $1,934
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $3,024 $2,838 $2,555 $2,566 $9,686 $10,861 $3,434 $3,356
State Farm $2,289 $2,289 $2,020 $2,020 $6,119 $7,843 $2,545 $2,988
USAA $2,446 $2,446 $2,327 $2,334 $6,180 $7,089 $3,155 $3,439

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Minimum Car Insurance in Simla, CO

Every driver must carry the minimum car insurance in Simla, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Simla, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Simla, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Simla, CO. Compare credit history car insurance rates in Simla from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Simla, Colorado

Insurance Company Poor Fair Good
Allstate $6,977 $5,378 $4,058
American Family $4,381 $3,091 $2,589
Farmers $6,530 $5,272 $5,010
GEICO $4,510 $3,745 $2,981
Liberty Mutual $3,972 $2,417 $1,927
Nationwide $4,848 $3,820 $3,334
Progressive $5,482 $4,643 $4,244
State Farm $4,888 $3,133 $2,521
USAA $5,452 $3,099 $2,480

Cheapest Simla, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Simla, CO to rates for a clean record with top companies.

Annual Simla, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,674 $5,372 $6,550 $5,287
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,739 $6,081 $5,999 $5,595
GEICO $2,672 $4,113 $4,667 $3,530
Liberty Mutual $2,421 $2,841 $2,960 $2,868
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $4,166 $5,702 $4,402 $4,888
State Farm $3,269 $3,759 $3,514 $3,514
USAA $2,673 $3,266 $5,752 $3,017

Cheapest Simla, CO Car Insurance for Teen Drivers

Teen car insurance in Simla, CO can be expensive. Take a look at rates from the top car insurance companies in Simla for teenagers.

Annual Car Insurance Rates for Teen Drivers in Simla, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,577 $12,174
American Family $5,559 $7,395
Farmers $12,293 $12,333
GEICO $7,348 $7,796
Liberty Mutual $5,377 $5,859
Nationwide $6,687 $8,617
Progressive $9,686 $10,861
State Farm $6,119 $7,843
USAA $6,180 $7,089

Cheapest Simla, CO Car Insurance for Seniors

Take a look at Simla, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Simla, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,020 $3,051
American Family $2,070 $2,070
Farmers $3,021 $3,263
GEICO $2,494 $2,783
Liberty Mutual $1,604 $1,760
Nationwide $2,380 $2,529
Progressive $2,555 $2,566
State Farm $2,020 $2,020
USAA $2,327 $2,334

Cheapest Simla, CO Car Insurance Rates After a DUI

A DUI in Simla, CO increases car insurance rates. Compare Simla, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Simla, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,550
American Family $4,589
Farmers $5,999
GEICO $4,667
Liberty Mutual $2,960
Nationwide $5,371
Progressive $4,402
State Farm $3,514
USAA $5,752

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Cheapest Simla, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Simla, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Simla, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,471 $5,471
American Family $3,283 $3,424
Farmers $5,604 $5,604
GEICO $3,658 $3,833
Liberty Mutual $2,772 $2,772
Nationwide $4,001 $4,001
Progressive $4,790 $4,790
State Farm $3,427 $3,601
USAA $3,572 $3,782

The Best Cheap Car Insurance Companies in Simla, CO

Take a look at a side-by-side comparison of the top car insurance companies in Simla, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Simla, Colorado

Insurance Company Average Annual Rates
Allstate $5,471
American Family $3,353
Farmers $5,604
GEICO $3,745
Liberty Mutual $2,772
Nationwide $4,001
Progressive $4,790
State Farm $3,514
USAA $3,677

Category Winners: Cheapest Car Insurance in Simla, Colorado

Find the cheapest car insurance companies in Simla, CO for each category right here.

Best Annual Car Insurance Rates by Company in Simla, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation American Family

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Cheapest Simla, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Simla car insurance rates. Find the cheapest Simla, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Simla, Colorado

Insurance Company Low Medium High
Allstate $5,170 $5,452 $5,790
American Family $3,205 $3,423 $3,432
Farmers $4,890 $5,521 $6,400
GEICO $3,424 $3,684 $4,128
Liberty Mutual $2,618 $2,761 $2,938
Nationwide $4,052 $4,001 $3,949
Progressive $4,535 $4,800 $5,035
State Farm $3,318 $3,516 $3,708
USAA $3,520 $3,677 $3,834

What affects car insurance rates in Simla, Colorado?

What factors can have an impact on Simla, CO car insurance? There are several reasons why Simla car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Simla, Colorado.

Commute Time in Simla

The more time you spend in your car the higher the risk of an accident. The average commute length in Simla, CO is 28.0 minutes according to City-Data.

Compare Car Insurance Quotes in Simla, CO

Ready to find affordable Simla, Colorado car insurance today? Enter your ZIP code for fast, free Simla, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State