Compare Simms, TX Car Insurance Rates (2021)

Car insurance in Simms, TX averages $316 a month. Simms, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Simms car insurance rates, compare quotes from the top car insurance companies in Simms, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Simms, TX are $3,795/year
  • Average car insurance rates in Simms, TX after a DUI are $4,315/year
  • The cheapest car insurance company in Simms is USAA

If you need to buy Simms, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Simms, TX is right here.

You’ll find Simms car insurance rates, the cheapest Simms, TX car insurance companies, and information on Texas car insurance laws. You can also compare Simms, Texas car insurance rates to Dallas car insurance rates, Plano car insurance rates, and El Paso car insurance rates.

Ready to find affordable Simms, TX car insurance today? Enter your ZIP code for fast, free Simms car insurance quotes.

Cheapest Simms, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Simms, TX car insurance rates? Every Simms, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Simms, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,438 $3,473 $3,396 $3,396 $8,974 $10,845 $4,251 $4,436
American Family $2,781 $3,093 $2,585 $2,958 $7,309 $9,597 $3,984 $4,546
GEICO $2,315 $2,483 $2,208 $2,483 $4,945 $5,147 $2,500 $2,504
Nationwide $2,286 $2,329 $2,018 $2,141 $6,409 $8,249 $2,677 $2,900
Progressive $2,460 $2,355 $2,181 $2,226 $10,074 $11,252 $2,927 $2,985
State Farm $2,062 $2,062 $1,830 $1,830 $4,879 $6,208 $2,238 $2,310
USAA $1,602 $1,619 $1,527 $1,526 $4,425 $4,840 $2,140 $2,310

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Minimum Car Insurance in Simms, TX

Every driver must carry the minimum car insurance in Simms, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Simms, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Simms, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Simms, TX. Compare credit history car insurance rates in Simms from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Simms, Texas

Insurance Company Poor Fair Good
Allstate $6,712 $4,913 $4,203
American Family $6,345 $3,987 $3,487
GEICO $4,736 $2,687 $1,797
Nationwide $4,353 $3,490 $3,035
Progressive $5,148 $4,428 $4,096
State Farm $4,149 $2,579 $2,054
USAA $3,678 $2,117 $1,701

Cheapest Simms, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Simms, TX to rates for a clean record with top companies.

Annual Simms, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,118 $6,302 $6,565 $4,118
American Family $4,202 $5,340 $4,684 $4,202
GEICO $2,610 $3,416 $2,897 $3,369
Nationwide $3,143 $3,143 $4,667 $3,552
Progressive $3,976 $5,120 $4,650 $4,485
State Farm $2,608 $2,982 $3,511 $2,608
USAA $1,868 $2,747 $3,235 $2,144

Cheapest Simms, TX Car Insurance for Teen Drivers

Teen car insurance in Simms, TX can be expensive. Take a look at rates from the top car insurance companies in Simms for teenagers.

Annual Car Insurance Rates for Teen Drivers in Simms, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,974 $10,845
American Family $7,309 $9,597
GEICO $4,945 $5,147
Nationwide $6,409 $8,249
Progressive $10,074 $11,252
State Farm $4,879 $6,208
USAA $4,425 $4,840

Cheapest Simms, TX Car Insurance for Seniors

Take a look at Simms, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Simms, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,396 $3,396
American Family $2,585 $2,958
GEICO $2,208 $2,483
Nationwide $2,018 $2,141
Progressive $2,181 $2,226
State Farm $1,830 $1,830
USAA $1,527 $1,526

Cheapest Simms, TX Car Insurance Rates After a DUI

A DUI in Simms, TX increases car insurance rates. Compare Simms, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Simms, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,565
American Family $4,684
GEICO $2,897
Nationwide $4,667
Progressive $4,650
State Farm $3,511
USAA $3,235

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Cheapest Simms, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Simms, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Simms, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,151 $5,401
American Family $4,607 $4,607
GEICO $3,012 $3,134
Nationwide $3,626 $3,626
Progressive $4,558 $4,558
State Farm $2,927 $2,927
USAA $2,467 $2,530

The Best Cheap Car Insurance Companies in Simms, TX

Take a look at a side-by-side comparison of the top car insurance companies in Simms, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Simms, Texas

Insurance Company Average Annual Rates
Allstate $5,276
American Family $4,607
GEICO $3,073
Nationwide $3,626
Progressive $4,558
State Farm $2,927
USAA $2,498

Category Winners: Cheapest Car Insurance in Simms, Texas

Find the cheapest car insurance companies in Simms, TX for each category right here.

Best Annual Car Insurance Rates by Company in Simms, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Simms, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Simms car insurance rates. Find the cheapest Simms, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Simms, Texas

Insurance Company Low Medium High
Allstate $5,154 $5,230 $5,443
American Family $4,287 $4,435 $5,098
GEICO $2,916 $3,033 $3,270
Nationwide $3,916 $3,469 $3,494
Progressive $4,352 $4,538 $4,782
State Farm $2,782 $2,917 $3,082
USAA $2,416 $2,488 $2,592

Compare Car Insurance Quotes in Simms, TX

Ready to find affordable Simms, Texas car insurance today? Enter your ZIP code for fast, free Simms, TX car insurance quotes.

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