Compare Simonton, TX Car Insurance Rates (2021)

Car insurance in Simonton, TX averages $351 a month. Simonton, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Simonton car insurance rates, compare quotes from the top car insurance companies in Simonton, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Simonton for teen drivers is USAA
  • Average car insurance rates in Simonton, TX are $4,216/year
  • Average car insurance rates in Simonton, TX after a DUI are $4,803/year

If you need to buy Simonton, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Simonton, TX is right here.

You’ll find Simonton car insurance rates, the cheapest Simonton, TX car insurance companies, and information on Texas car insurance laws. You can also compare Simonton, Texas car insurance rates to El Paso car insurance rates, San Antonio car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Simonton, TX car insurance today? Enter your ZIP code for fast, free Simonton car insurance quotes.

Cheapest Simonton, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Simonton, TX car insurance rates? Every Simonton, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Simonton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,501 $3,520 $3,452 $3,452 $9,413 $11,330 $4,323 $4,487
American Family $3,336 $3,755 $3,193 $3,699 $9,591 $12,501 $4,948 $5,650
GEICO $2,316 $2,503 $2,241 $2,536 $5,112 $5,345 $2,509 $2,517
Nationwide $2,647 $2,685 $2,336 $2,469 $7,744 $9,924 $3,134 $3,389
Progressive $2,634 $2,471 $2,355 $2,392 $11,418 $12,750 $3,103 $3,123
State Farm $2,124 $2,124 $1,898 $1,898 $5,223 $6,678 $2,319 $2,384
USAA $1,703 $1,703 $1,632 $1,608 $4,934 $5,347 $2,275 $2,420

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Minimum Car Insurance in Simonton, TX

Every driver must carry the minimum car insurance in Simonton, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Simonton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Simonton, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Simonton, TX. Compare credit history car insurance rates in Simonton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Simonton, Texas

Insurance Company Poor Fair Good
Allstate $6,897 $5,065 $4,343
American Family $7,901 $5,129 $4,472
GEICO $4,833 $2,740 $1,831
Nationwide $5,144 $4,139 $3,590
Progressive $5,645 $4,900 $4,547
State Farm $4,362 $2,716 $2,165
USAA $3,957 $2,299 $1,852

Cheapest Simonton, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Simonton, TX to rates for a clean record with top companies.

Annual Simonton, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,176 $6,547 $6,839 $4,176
American Family $5,290 $6,808 $5,947 $5,290
GEICO $2,663 $3,531 $2,929 $3,416
Nationwide $3,720 $3,720 $5,521 $4,203
Progressive $4,377 $5,711 $5,117 $4,918
State Farm $2,723 $3,142 $3,737 $2,723
USAA $2,003 $2,976 $3,532 $2,300

Cheapest Simonton, TX Car Insurance for Teen Drivers

Teen car insurance in Simonton, TX can be expensive. Take a look at rates from the top car insurance companies in Simonton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Simonton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,413 $11,330
American Family $9,591 $12,501
GEICO $5,112 $5,345
Nationwide $7,744 $9,924
Progressive $11,418 $12,750
State Farm $5,223 $6,678
USAA $4,934 $5,347

Cheapest Simonton, TX Car Insurance for Seniors

Take a look at Simonton, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Simonton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,452 $3,452
American Family $3,193 $3,699
GEICO $2,241 $2,536
Nationwide $2,336 $2,469
Progressive $2,355 $2,392
State Farm $1,898 $1,898
USAA $1,632 $1,608

Cheapest Simonton, TX Car Insurance Rates After a DUI

A DUI in Simonton, TX increases car insurance rates. Compare Simonton, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Simonton, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,839
American Family $5,947
GEICO $2,929
Nationwide $5,521
Progressive $5,117
State Farm $3,737
USAA $3,532

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Cheapest Simonton, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Simonton, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Simonton, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,298 $5,571
American Family $5,834 $5,834
GEICO $3,079 $3,190
Nationwide $4,291 $4,291
Progressive $5,031 $5,031
State Farm $3,081 $3,081
USAA $2,669 $2,737

The Best Cheap Car Insurance Companies in Simonton, TX

Take a look at a side-by-side comparison of the top car insurance companies in Simonton, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Simonton, Texas

Insurance Company Average Annual Rates
Allstate $5,435
American Family $5,834
GEICO $3,135
Nationwide $4,291
Progressive $5,031
State Farm $3,081
USAA $2,703

Category Winners: Cheapest Car Insurance in Simonton, Texas

Find the cheapest car insurance companies in Simonton, TX for each category right here.

Best Annual Car Insurance Rates by Company in Simonton, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Simonton, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Simonton car insurance rates. Find the cheapest Simonton, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Simonton, Texas

Insurance Company Low Medium High
Allstate $5,308 $5,387 $5,609
American Family $5,366 $5,579 $6,558
GEICO $2,984 $3,101 $3,320
Nationwide $4,607 $4,108 $4,158
Progressive $4,733 $5,002 $5,357
State Farm $2,910 $3,073 $3,260
USAA $2,607 $2,691 $2,810

What affects car insurance rates in Simonton, Texas?

What factors can have an impact on Simonton, TX car insurance? There are several reasons why Simonton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Simonton, Texas.

Commute Time in Simonton

The more time you spend in your car the higher the risk of an accident. The average commute length in Simonton, TX is 45.7 minutes according to City-Data.

Compare Car Insurance Quotes in Simonton, TX

Ready to find affordable Simonton, Texas car insurance today? Enter your ZIP code for fast, free Simonton, TX car insurance quotes.

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