Compare Simpsonville, KY Car Insurance Rates (2021)

Car insurance in Simpsonville, KY averages $364 a month. Simpsonville, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Simpsonville car insurance rates, compare quotes from the top car insurance companies in Simpsonville, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Simpsonville is USAA
  • Average car insurance rates in Simpsonville, KY are $4,371/year
  • The cheapest car insurance company in Simpsonville for teen drivers is USAA

If you need to buy Simpsonville, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Simpsonville, KY is right here.

You’ll find Simpsonville car insurance rates, the cheapest Simpsonville, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Simpsonville, Kentucky car insurance rates to Covington car insurance rates, Florence car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Simpsonville, KY car insurance today? Enter your ZIP code for fast, free Simpsonville car insurance quotes.

Cheapest Simpsonville, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Simpsonville, KY car insurance rates? Every Simpsonville, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Simpsonville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,285 $3,238 $2,981 $3,180 $12,630 $14,219 $3,610 $3,799
GEICO $3,286 $3,041 $3,436 $3,112 $6,749 $7,991 $2,682 $2,313
Liberty Mutual $2,692 $2,910 $2,272 $2,534 $11,789 $13,045 $2,824 $2,952
Nationwide $3,194 $3,199 $2,882 $3,013 $7,284 $9,099 $3,630 $3,821
Progressive $2,180 $2,071 $1,963 $1,969 $10,762 $12,171 $2,703 $2,756
State Farm $1,938 $1,938 $1,731 $1,731 $5,839 $7,399 $2,166 $2,423
Travelers $2,107 $2,142 $2,082 $2,084 $10,325 $16,612 $2,208 $2,521
USAA $1,779 $1,781 $1,611 $1,636 $4,749 $5,000 $2,242 $2,453

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Minimum Car Insurance in Simpsonville, KY

Every driver must carry the minimum car insurance in Simpsonville, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Simpsonville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Simpsonville, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Simpsonville, KY. Compare credit history car insurance rates in Simpsonville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Simpsonville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,757 $5,375 $4,471
GEICO $6,702 $3,346 $2,180
Liberty Mutual $7,321 $4,509 $3,552
Nationwide $5,472 $4,319 $3,755
Progressive $5,095 $4,458 $4,163
State Farm $4,558 $2,744 $2,136
Travelers $5,577 $4,735 $4,718
USAA $3,939 $2,218 $1,811

Cheapest Simpsonville, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Simpsonville, KY to rates for a clean record with top companies.

Annual Simpsonville, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,835 $6,352 $6,805 $5,479
GEICO $2,428 $4,321 $6,581 $2,974
Liberty Mutual $4,268 $6,583 $5,117 $4,540
Nationwide $3,590 $4,644 $5,874 $3,954
Progressive $3,781 $5,607 $4,309 $4,590
State Farm $2,872 $3,419 $3,146 $3,146
Travelers $4,368 $4,491 $6,502 $4,679
USAA $2,003 $2,830 $3,380 $2,413

Cheapest Simpsonville, KY Car Insurance for Teen Drivers

Teen car insurance in Simpsonville, KY can be expensive. Take a look at rates from the top car insurance companies in Simpsonville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Simpsonville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,630 $14,219
GEICO $6,749 $7,991
Liberty Mutual $11,789 $13,045
Nationwide $7,284 $9,099
Progressive $10,762 $12,171
State Farm $5,839 $7,399
Travelers $10,325 $16,612
USAA $4,749 $5,000

Cheapest Simpsonville, KY Car Insurance for Seniors

Take a look at Simpsonville, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Simpsonville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,981 $3,180
GEICO $3,436 $3,112
Liberty Mutual $2,272 $2,534
Nationwide $2,882 $3,013
Progressive $1,963 $1,969
State Farm $1,731 $1,731
Travelers $2,082 $2,084
USAA $1,611 $1,636

Cheapest Simpsonville, KY Car Insurance Rates After a DUI

A DUI in Simpsonville, KY increases car insurance rates. Compare Simpsonville, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Simpsonville, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,805
GEICO $6,581
Liberty Mutual $5,117
Nationwide $5,874
Progressive $4,309
State Farm $3,146
Travelers $6,502
USAA $3,380

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Cheapest Simpsonville, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Simpsonville, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Simpsonville, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,868 $5,868
GEICO $4,038 $4,114
Liberty Mutual $5,127 $5,127
Nationwide $4,515 $4,515
Progressive $4,572 $4,572
State Farm $3,068 $3,224
Travelers $5,010 $5,010
USAA $2,557 $2,755

The Best Cheap Car Insurance Companies in Simpsonville, KY

Take a look at a side-by-side comparison of the top car insurance companies in Simpsonville, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Simpsonville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,868
GEICO $4,076
Liberty Mutual $5,127
Nationwide $4,515
Progressive $4,572
State Farm $3,146
Travelers $5,010
USAA $2,656

Category Winners: Cheapest Car Insurance in Simpsonville, Kentucky

Find the cheapest car insurance companies in Simpsonville, KY for each category right here.

Best Annual Car Insurance Rates by Company in Simpsonville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Simpsonville, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Simpsonville car insurance rates. Find the cheapest Simpsonville, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Simpsonville, Kentucky

Insurance Company Low Medium High
Allstate $5,444 $5,844 $6,314
GEICO $3,806 $4,060 $4,363
Liberty Mutual $4,913 $5,100 $5,369
Nationwide $4,558 $4,470 $4,518
Progressive $4,194 $4,514 $5,008
State Farm $2,967 $3,146 $3,325
Travelers $4,734 $5,033 $5,263
USAA $2,526 $2,650 $2,792

What affects car insurance rates in Simpsonville, Kentucky?

What factors can have an impact on Simpsonville, KY car insurance? There are several reasons why Simpsonville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Simpsonville, Kentucky.

Commute Time in Simpsonville

The more time you spend in your car the higher the risk of an accident. The average commute length in Simpsonville, KY is 22.5 minutes according to City-Data.

Compare Car Insurance Quotes in Simpsonville, KY

Ready to find affordable Simpsonville, Kentucky car insurance today? Enter your ZIP code for fast, free Simpsonville, KY car insurance quotes.

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