Compare Sims, AR Car Insurance Rates (2021)

Car insurance in Sims, AR averages $348 a month. Sims, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sims car insurance rates, compare quotes from the top car insurance companies in Sims, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sims is USAA
  • The cheapest car insurance company in Sims for teen drivers is USAA
  • Average car insurance rates in Sims, AR are $4,176/year

If you need to buy Sims, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Sims, AR is right here.

You’ll find Sims car insurance rates, the cheapest Sims, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Sims, Arkansas car insurance rates to Little Rock car insurance rates, Pine Bluff car insurance rates, and Conway car insurance rates.

Ready to find affordable Sims, AR car insurance today? Enter your ZIP code for fast, free Sims car insurance quotes.

Cheapest Sims, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sims, AR car insurance rates? Every Sims, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sims, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,886 $2,896 $2,582 $2,758 $10,790 $12,980 $3,172 $3,444
Farmers $2,396 $2,390 $2,143 $2,248 $9,830 $10,201 $2,740 $2,895
GEICO $2,619 $2,595 $2,419 $2,351 $6,655 $6,691 $2,565 $2,601
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,947 $2,804 $2,419 $2,525 $12,234 $13,804 $3,528 $3,820
State Farm $1,838 $1,838 $1,624 $1,624 $5,055 $6,371 $2,065 $2,368
Travelers $2,276 $2,322 $2,232 $2,242 $13,042 $20,970 $2,425 $2,823
USAA $1,260 $1,274 $1,166 $1,177 $3,886 $4,077 $1,619 $1,748

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Minimum Car Insurance in Sims, AR

Every driver must carry the minimum car insurance in Sims, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Sims, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sims, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sims, AR. Compare credit history car insurance rates in Sims from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sims, Arkansas

Insurance Company Poor Fair Good
Allstate $6,508 $5,001 $4,056
Farmers $4,962 $4,149 $3,955
GEICO $4,269 $3,507 $2,911
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,545 $3,642 $3,312
Progressive $6,263 $5,323 $4,944
State Farm $4,127 $2,484 $1,933
Travelers $6,940 $5,783 $5,402
USAA $2,687 $1,831 $1,560

Cheapest Sims, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sims, AR to rates for a clean record with top companies.

Annual Sims, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $5,375 $6,011 $5,115
Farmers $3,687 $4,712 $4,603 $4,419
GEICO $2,403 $3,704 $5,555 $2,586
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,753 $6,587 $4,992 $5,709
State Farm $2,630 $3,066 $2,848 $2,848
Travelers $5,067 $5,236 $7,642 $6,221
USAA $1,561 $1,971 $2,842 $1,731

Cheapest Sims, AR Car Insurance for Teen Drivers

Teen car insurance in Sims, AR can be expensive. Take a look at rates from the top car insurance companies in Sims for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sims, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,790 $12,980
Farmers $9,830 $10,201
GEICO $6,655 $6,691
Liberty Mutual $8,693 $9,570
Nationwide $6,216 $7,979
Progressive $12,234 $13,804
State Farm $5,055 $6,371
Travelers $13,042 $20,970
USAA $3,886 $4,077

Cheapest Sims, AR Car Insurance for Seniors

Take a look at Sims, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sims, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,582 $2,758
Farmers $2,143 $2,248
GEICO $2,419 $2,351
Liberty Mutual $2,330 $2,596
Nationwide $2,364 $2,513
Progressive $2,419 $2,525
State Farm $1,624 $1,624
Travelers $2,232 $2,242
USAA $1,166 $1,177

Cheapest Sims, AR Car Insurance Rates After a DUI

A DUI in Sims, AR increases car insurance rates. Compare Sims, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sims, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,011
Farmers $4,603
GEICO $5,555
Liberty Mutual $5,469
Nationwide $5,241
Progressive $4,992
State Farm $2,848
Travelers $7,642
USAA $2,842

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Cheapest Sims, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sims, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sims, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,188 $5,188
Farmers $4,355 $4,355
GEICO $3,541 $3,583
Liberty Mutual $4,220 $4,220
Nationwide $3,833 $3,833
Progressive $5,510 $5,510
State Farm $2,782 $2,914
Travelers $6,042 $6,042
USAA $1,968 $2,084

The Best Cheap Car Insurance Companies in Sims, AR

Take a look at a side-by-side comparison of the top car insurance companies in Sims, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sims, Arkansas

Insurance Company Average Annual Rates
Allstate $5,188
Farmers $4,355
GEICO $3,562
Liberty Mutual $4,220
Nationwide $3,833
Progressive $5,510
State Farm $2,848
Travelers $6,042
USAA $2,026

Category Winners: Cheapest Car Insurance in Sims, Arkansas

Find the cheapest car insurance companies in Sims, AR for each category right here.

Best Annual Car Insurance Rates by Company in Sims, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Sims, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sims car insurance rates. Find the cheapest Sims, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sims, Arkansas

Insurance Company Low Medium High
Allstate $5,058 $5,186 $5,322
Farmers $4,150 $4,312 $4,604
GEICO $3,433 $3,561 $3,691
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $3,882 $3,758 $3,859
Progressive $5,091 $5,419 $6,020
State Farm $2,735 $2,845 $2,965
Travelers $5,756 $6,059 $6,310
USAA $1,947 $2,019 $2,112

Compare Car Insurance Quotes in Sims, AR

Ready to find affordable Sims, Arkansas car insurance today? Enter your ZIP code for fast, free Sims, AR car insurance quotes.

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