Compare Sims, NC Car Insurance Rates (2021)

Car insurance in Sims, NC averages $300 a month. Sims, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Sims car insurance rates, compare quotes from the top car insurance companies in Sims, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sims is Liberty Mutual
  • Average car insurance rates in Sims, NC after a DUI are $6,812/year
  • Average car insurance rates in Sims, NC are $3,594/year

If you need to buy Sims, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Sims, NC is right here.

You’ll find Sims car insurance rates, the cheapest Sims, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Sims, North Carolina car insurance rates to Raleigh car insurance rates, Concord car insurance rates, and Cary car insurance rates.

Ready to find affordable Sims, NC car insurance today? Enter your ZIP code for fast, free Sims car insurance quotes.

Cheapest Sims, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sims, NC car insurance rates? Every Sims, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sims, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,770 $5,770 $4,740 $4,740 $13,697 $13,697 $5,884 $5,884
GEICO $2,584 $2,538 $2,546 $2,501 $4,649 $4,609 $2,278 $2,265
Liberty Mutual $1,929 $1,929 $1,996 $1,996 $3,338 $3,338 $1,929 $1,929
Nationwide $2,654 $2,654 $2,654 $2,654 $4,402 $4,402 $2,654 $2,654
Progressive $1,898 $1,898 $1,716 $1,716 $4,344 $4,344 $2,124 $2,124
State Farm $2,987 $2,987 $2,581 $2,581 $4,393 $4,393 $3,695 $3,695
Travelers $2,836 $2,836 $2,813 $2,813 $4,706 $4,706 $2,911 $2,911

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Minimum Car Insurance in Sims, NC

Every driver must carry the minimum car insurance in Sims, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Sims, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sims, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sims, NC. Compare credit history car insurance rates in Sims from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sims, North Carolina

Insurance Company Poor Fair Good
Allstate $10,208 $6,584 $5,777
GEICO $3,235 $2,982 $2,772
Liberty Mutual $2,298 $2,298 $2,298
Nationwide $3,091 $3,091 $3,091
Progressive $2,863 $2,458 $2,241
State Farm $4,803 $3,063 $2,376
Travelers $3,549 $3,222 $3,179

Cheapest Sims, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sims, NC to rates for a clean record with top companies.

Annual Sims, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,058 $7,173 $13,360 $5,500
GEICO $1,567 $2,351 $5,884 $2,184
Liberty Mutual $1,362 $1,754 $4,322 $1,754
Nationwide $1,806 $2,344 $5,870 $2,344
Progressive $1,180 $1,727 $5,500 $1,675
State Farm $1,840 $2,629 $6,557 $2,629
Travelers $1,951 $2,587 $6,188 $2,539

Cheapest Sims, NC Car Insurance for Teen Drivers

Teen car insurance in Sims, NC can be expensive. Take a look at rates from the top car insurance companies in Sims for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sims, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,697 $13,697
GEICO $4,649 $4,609
Liberty Mutual $3,338 $3,338
Nationwide $4,402 $4,402
Progressive $4,344 $4,344
State Farm $4,393 $4,393
Travelers $4,706 $4,706

Cheapest Sims, NC Car Insurance for Seniors

Take a look at Sims, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sims, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,740 $4,740
GEICO $2,546 $2,501
Liberty Mutual $1,996 $1,996
Nationwide $2,654 $2,654
Progressive $1,716 $1,716
State Farm $2,581 $2,581
Travelers $2,813 $2,813

Cheapest Sims, NC Car Insurance Rates After a DUI

A DUI in Sims, NC increases car insurance rates. Compare Sims, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sims, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $13,360
GEICO $5,884
Liberty Mutual $4,322
Nationwide $5,870
Progressive $5,500
State Farm $6,557
Travelers $6,188

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Cheapest Sims, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sims, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sims, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,523 $7,523
GEICO $2,996 $2,996
Liberty Mutual $2,298 $2,298
Nationwide $3,091 $3,091
Progressive $2,520 $2,520
State Farm $3,389 $3,439
Travelers $3,316 $3,316

The Best Cheap Car Insurance Companies in Sims, NC

Take a look at a side-by-side comparison of the top car insurance companies in Sims, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sims, North Carolina

Insurance Company Average Annual Rates
Allstate $7,523
GEICO $2,996
Liberty Mutual $2,298
Nationwide $3,091
Progressive $2,520
State Farm $3,414
Travelers $3,316

Category Winners: Cheapest Car Insurance in Sims, North Carolina

Find the cheapest car insurance companies in Sims, NC for each category right here.

Best Annual Car Insurance Rates by Company in Sims, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Sims, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sims car insurance rates. Find the cheapest Sims, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sims, North Carolina

Insurance Company Low Medium High
Allstate $7,225 $7,495 $7,849
GEICO $2,855 $2,986 $3,148
Liberty Mutual $2,187 $2,284 $2,423
Nationwide $2,962 $3,077 $3,234
Progressive $2,391 $2,506 $2,665
State Farm $3,271 $3,398 $3,573
Travelers $3,176 $3,300 $3,473

What affects car insurance rates in Sims, North Carolina?

What factors can have an impact on Sims, NC car insurance? There are several reasons why Sims car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sims, North Carolina.

Commute Time in Sims

The more time you spend in your car the higher the risk of an accident. The average commute length in Sims, NC is 27.6 minutes according to City-Data.

Compare Car Insurance Quotes in Sims, NC

Ready to find affordable Sims, North Carolina car insurance today? Enter your ZIP code for fast, free Sims, NC car insurance quotes.

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