Compare Simsbury, CT Car Insurance Rates (2021)

Car insurance in Simsbury, CT averages $357 a month. Simsbury, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Simsbury car insurance rates, compare quotes from the top car insurance companies in Simsbury, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Simsbury is State Farm
  • Average car insurance rates in Simsbury, CT after a DUI are $5,209/year
  • The cheapest car insurance company in Simsbury for teen drivers is State Farm

If you need to buy Simsbury, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Simsbury, CT is right here.

You’ll find Simsbury car insurance rates, the cheapest Simsbury, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Simsbury, Connecticut car insurance rates to Hartford car insurance rates, Meriden car insurance rates, and New Britain car insurance rates.

Ready to find affordable Simsbury, CT car insurance today? Enter your ZIP code for fast, free Simsbury car insurance quotes.

Cheapest Simsbury, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Simsbury, CT car insurance rates? Every Simsbury, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Simsbury, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,540 $3,501 $3,260 $3,491 $10,880 $12,859 $3,702 $3,891
GEICO $2,263 $2,270 $2,099 $2,116 $5,293 $6,245 $2,182 $2,114
Liberty Mutual $3,246 $3,525 $2,499 $3,072 $16,237 $18,287 $3,289 $3,589
Nationwide $2,124 $2,148 $1,912 $2,004 $5,833 $7,393 $2,459 $2,642
Progressive $2,567 $2,391 $2,191 $2,279 $10,729 $11,894 $2,931 $3,283
State Farm $1,598 $1,598 $1,470 $1,470 $4,808 $6,035 $1,794 $2,058
Travelers $1,603 $1,626 $1,600 $1,595 $12,280 $19,830 $1,743 $1,955
USAA $1,757 $1,736 $1,646 $1,622 $5,529 $5,784 $2,347 $2,423

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Minimum Car Insurance in Simsbury, CT

Every driver must carry the minimum car insurance in Simsbury, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Simsbury, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Simsbury, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Simsbury, CT. Compare credit history car insurance rates in Simsbury from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Simsbury, Connecticut

Insurance Company Poor Fair Good
Allstate $7,172 $5,434 $4,314
GEICO $4,470 $2,696 $2,053
Liberty Mutual $9,531 $5,945 $4,677
Nationwide $4,380 $2,949 $2,614
Progressive $5,203 $4,671 $4,475
State Farm $3,616 $2,323 $1,873
Travelers $5,990 $4,995 $4,853
USAA $3,765 $2,553 $2,248

Cheapest Simsbury, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Simsbury, CT to rates for a clean record with top companies.

Annual Simsbury, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,796 $5,929 $7,041 $4,796
GEICO $1,938 $2,544 $5,431 $2,379
Liberty Mutual $5,885 $7,368 $7,293 $6,326
Nationwide $2,704 $3,518 $4,025 $3,009
Progressive $4,082 $5,924 $4,294 $4,832
State Farm $2,426 $2,663 $2,663 $2,663
Travelers $4,253 $4,605 $6,696 $5,562
USAA $2,209 $2,774 $4,229 $2,209

Cheapest Simsbury, CT Car Insurance for Teen Drivers

Teen car insurance in Simsbury, CT can be expensive. Take a look at rates from the top car insurance companies in Simsbury for teenagers.

Annual Car Insurance Rates for Teen Drivers in Simsbury, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,880 $12,859
GEICO $5,293 $6,245
Liberty Mutual $16,237 $18,287
Nationwide $5,833 $7,393
Progressive $10,729 $11,894
State Farm $4,808 $6,035
Travelers $12,280 $19,830
USAA $5,529 $5,784

Cheapest Simsbury, CT Car Insurance for Seniors

Take a look at Simsbury, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Simsbury, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,260 $3,491
GEICO $2,099 $2,116
Liberty Mutual $2,499 $3,072
Nationwide $1,912 $2,004
Progressive $2,191 $2,279
State Farm $1,470 $1,470
Travelers $1,600 $1,595
USAA $1,646 $1,622

Cheapest Simsbury, CT Car Insurance Rates After a DUI

A DUI in Simsbury, CT increases car insurance rates. Compare Simsbury, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Simsbury, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,041
GEICO $5,431
Liberty Mutual $7,293
Nationwide $4,025
Progressive $4,294
State Farm $2,663
Travelers $6,696
USAA $4,229

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Cheapest Simsbury, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Simsbury, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Simsbury, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,640 $5,640
GEICO $3,025 $3,121
Liberty Mutual $6,718 $6,718
Nationwide $3,314 $3,314
Progressive $4,783 $4,783
State Farm $2,541 $2,667
Travelers $5,279 $5,279
USAA $2,821 $2,889

The Best Cheap Car Insurance Companies in Simsbury, CT

Take a look at a side-by-side comparison of the top car insurance companies in Simsbury, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Simsbury, Connecticut

Insurance Company Average Annual Rates
Allstate $5,640
GEICO $3,073
Liberty Mutual $6,718
Nationwide $3,314
Progressive $4,783
State Farm $2,604
Travelers $5,279
USAA $2,855

Category Winners: Cheapest Car Insurance in Simsbury, Connecticut

Find the cheapest car insurance companies in Simsbury, CT for each category right here.

Best Annual Car Insurance Rates by Company in Simsbury, Connecticut

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Simsbury, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Simsbury car insurance rates. Find the cheapest Simsbury, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Simsbury, Connecticut

Insurance Company Low Medium High
Allstate $5,331 $5,634 $5,956
GEICO $2,846 $3,037 $3,336
Liberty Mutual $6,471 $6,671 $7,012
Nationwide $3,370 $3,339 $3,233
Progressive $4,446 $4,740 $5,163
State Farm $2,444 $2,608 $2,760
Travelers $4,880 $5,242 $5,715
USAA $2,657 $2,858 $3,051

What affects car insurance rates in Simsbury, Connecticut?

What factors can have an impact on Simsbury, CT car insurance? There are several reasons why Simsbury car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Simsbury, Connecticut.

Commute Time in Simsbury

The more time you spend in your car the higher the risk of an accident. The average commute length in Simsbury, CT is 28.7 minutes according to City-Data.

Compare Car Insurance Quotes in Simsbury, CT

Ready to find affordable Simsbury, Connecticut car insurance today? Enter your ZIP code for fast, free Simsbury, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State