Compare Sinai, SD Car Insurance Rates (2021)

Car insurance in Sinai, SD averages $299 a month. Sinai, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sinai car insurance rates, compare quotes from the top car insurance companies in Sinai, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sinai for teen drivers is State Farm
  • The cheapest car insurance company in Sinai is State Farm
  • Average car insurance rates in Sinai, SD are $3,592/year

If you need to buy Sinai, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Sinai, SD is right here.

You’ll find Sinai car insurance rates, the cheapest Sinai, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Sinai, South Dakota car insurance rates to Box Elder car insurance rates, Vermillion car insurance rates, and Spearfish car insurance rates.

Ready to find affordable Sinai, SD car insurance today? Enter your ZIP code for fast, free Sinai car insurance quotes.

Cheapest Sinai, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sinai, SD car insurance rates? Every Sinai, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sinai, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,428 $2,484 $2,139 $2,288 $9,928 $11,847 $2,752 $3,013
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,801 $1,804 $1,583 $1,651 $8,207 $8,528 $2,014 $2,143
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,762 $4,088 $2,968 $3,605 $14,670 $16,464 $3,950 $4,394
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,660 $1,628 $1,368 $1,414 $6,210 $7,044 $2,077 $2,172
State Farm $1,392 $1,392 $1,209 $1,209 $3,556 $4,546 $1,560 $1,759

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Minimum Car Insurance in Sinai, SD

Every driver must carry the minimum car insurance in Sinai, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Sinai, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sinai, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sinai, SD. Compare credit history car insurance rates in Sinai from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sinai, South Dakota

Insurance Company Poor Fair Good
Allstate $5,617 $4,396 $3,817
American Family $4,802 $3,463 $2,924
Farmers $3,913 $3,311 $3,174
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,750 $5,863 $4,600
Nationwide $3,028 $2,388 $2,096
Progressive $3,387 $2,832 $2,620
State Farm $3,023 $1,808 $1,401

Cheapest Sinai, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sinai, SD to rates for a clean record with top companies.

Annual Sinai, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,437 $5,901 $4,278
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,952 $3,738 $3,647 $3,528
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,678 $7,052 $7,325 $6,894
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $2,539 $3,456 $2,737 $3,054
State Farm $1,938 $2,218 $2,078 $2,078

Cheapest Sinai, SD Car Insurance for Teen Drivers

Teen car insurance in Sinai, SD can be expensive. Take a look at rates from the top car insurance companies in Sinai for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sinai, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,928 $11,847
American Family $5,616 $8,249
Farmers $8,207 $8,528
GEICO $4,398 $5,174
Liberty Mutual $14,670 $16,464
Nationwide $3,909 $5,045
Progressive $6,210 $7,044
State Farm $3,556 $4,546

Cheapest Sinai, SD Car Insurance for Seniors

Take a look at Sinai, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sinai, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,288
American Family $2,364 $2,364
Farmers $1,583 $1,651
GEICO $2,041 $1,881
Liberty Mutual $2,968 $3,605
Nationwide $1,592 $1,700
Progressive $1,368 $1,414
State Farm $1,209 $1,209

Cheapest Sinai, SD Car Insurance Rates After a DUI

A DUI in Sinai, SD increases car insurance rates. Compare Sinai, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sinai, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,901
American Family $5,125
Farmers $3,647
GEICO $4,443
Liberty Mutual $7,325
Nationwide $3,581
Progressive $2,737
State Farm $2,078

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Cheapest Sinai, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sinai, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sinai, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,497 $4,723
American Family $3,684 $3,775
Farmers $3,466 $3,466
GEICO $2,631 $2,696
Liberty Mutual $6,737 $6,737
Nationwide $2,504 $2,504
Progressive $2,946 $2,946
State Farm $2,027 $2,128

The Best Cheap Car Insurance Companies in Sinai, SD

Take a look at a side-by-side comparison of the top car insurance companies in Sinai, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sinai, South Dakota

Insurance Company Average Annual Rates
Allstate $4,610
American Family $3,730
Farmers $3,466
GEICO $2,664
Liberty Mutual $6,737
Nationwide $2,504
Progressive $2,946
State Farm $2,078

Category Winners: Cheapest Car Insurance in Sinai, South Dakota

Find the cheapest car insurance companies in Sinai, SD for each category right here.

Best Annual Car Insurance Rates by Company in Sinai, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Sinai, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sinai car insurance rates. Find the cheapest Sinai, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sinai, South Dakota

Insurance Company Low Medium High
Allstate $4,493 $4,603 $4,734
American Family $3,733 $3,834 $3,621
Farmers $3,309 $3,427 $3,663
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,616 $6,728 $6,869
Nationwide $2,363 $2,493 $2,655
Progressive $2,872 $2,923 $3,045
State Farm $2,004 $2,079 $2,150

What affects car insurance rates in Sinai, South Dakota?

What factors can have an impact on Sinai, SD car insurance? There are several reasons why Sinai car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sinai, South Dakota.

Commute Time in Sinai

The more time you spend in your car the higher the risk of an accident. The average commute length in Sinai, SD is 29.8 minutes according to City-Data.

Compare Car Insurance Quotes in Sinai, SD

Ready to find affordable Sinai, South Dakota car insurance today? Enter your ZIP code for fast, free Sinai, SD car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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