Compare Sipsey, AL Car Insurance Rates (2021)

Car insurance in Sipsey, AL averages $329 a month. Sipsey, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sipsey car insurance rates, compare quotes from the top car insurance companies in Sipsey, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sipsey is USAA
  • Average car insurance rates in Sipsey, AL after a DUI are $4,509/year
  • Average car insurance rates in Sipsey, AL are $3,948/year

If you need to buy Sipsey, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Sipsey, AL is right here.

You’ll find Sipsey car insurance rates, the cheapest Sipsey, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Sipsey, Alabama car insurance rates to Huntsville car insurance rates, Madison car insurance rates, and Decatur car insurance rates.

Ready to find affordable Sipsey, AL car insurance today? Enter your ZIP code for fast, free Sipsey car insurance quotes.

Cheapest Sipsey, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sipsey, AL car insurance rates? Every Sipsey, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sipsey, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,998 $1,899 $1,934 $7,232 $7,767 $2,344 $2,398
Farmers $2,421 $2,403 $2,164 $2,298 $9,368 $9,638 $2,754 $2,865
GEICO $2,214 $2,202 $2,095 $2,161 $5,858 $5,765 $2,339 $2,181
Liberty Mutual $3,188 $3,444 $2,608 $2,914 $11,650 $12,953 $3,405 $3,637
Nationwide $1,917 $1,944 $1,740 $1,806 $5,097 $6,597 $2,132 $2,392
Progressive $2,706 $2,541 $2,217 $2,366 $11,184 $12,496 $3,179 $3,405
State Farm $3,033 $3,033 $2,745 $2,745 $9,244 $11,544 $3,428 $3,977
Travelers $1,679 $1,706 $1,570 $1,564 $8,882 $13,883 $1,589 $1,841
USAA $1,383 $1,404 $1,291 $1,264 $4,155 $4,609 $1,807 $1,950

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Minimum Car Insurance in Sipsey, AL

Every driver must carry the minimum car insurance in Sipsey, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Sipsey, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sipsey, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sipsey, AL. Compare credit history car insurance rates in Sipsey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sipsey, Alabama

Insurance Company Poor Fair Good
Allstate $4,275 $3,356 $2,745
Farmers $4,752 $4,089 $3,875
GEICO $3,948 $2,813 $2,544
Liberty Mutual $7,849 $4,806 $3,770
Nationwide $3,571 $2,778 $2,510
Progressive $5,655 $4,849 $4,531
State Farm $8,054 $4,079 $2,773
Travelers $4,463 $3,866 $3,938
USAA $3,003 $1,953 $1,743

Cheapest Sipsey, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sipsey, AL to rates for a clean record with top companies.

Annual Sipsey, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,942 $3,463 $4,105 $3,323
Farmers $3,565 $4,614 $4,501 $4,276
GEICO $2,089 $3,369 $4,162 $2,788
Liberty Mutual $4,289 $5,980 $5,846 $5,784
Nationwide $2,576 $2,576 $3,777 $2,883
Progressive $4,534 $5,700 $4,841 $4,972
State Farm $4,480 $5,566 $4,914 $4,914
Travelers $3,402 $3,572 $5,229 $4,155
USAA $1,716 $2,155 $3,205 $1,856

Cheapest Sipsey, AL Car Insurance for Teen Drivers

Teen car insurance in Sipsey, AL can be expensive. Take a look at rates from the top car insurance companies in Sipsey for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sipsey, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,232 $7,767
Farmers $9,368 $9,638
GEICO $5,858 $5,765
Liberty Mutual $11,650 $12,953
Nationwide $5,097 $6,597
Progressive $11,184 $12,496
State Farm $9,244 $11,544
Travelers $8,882 $13,883
USAA $4,155 $4,609

Cheapest Sipsey, AL Car Insurance for Seniors

Take a look at Sipsey, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sipsey, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,899 $1,934
Farmers $2,164 $2,298
GEICO $2,095 $2,161
Liberty Mutual $2,608 $2,914
Nationwide $1,740 $1,806
Progressive $2,217 $2,366
State Farm $2,745 $2,745
Travelers $1,570 $1,564
USAA $1,291 $1,264

Cheapest Sipsey, AL Car Insurance Rates After a DUI

A DUI in Sipsey, AL increases car insurance rates. Compare Sipsey, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sipsey, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,105
Farmers $4,501
GEICO $4,162
Liberty Mutual $5,846
Nationwide $3,777
Progressive $4,841
State Farm $4,914
Travelers $5,229
USAA $3,205

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Cheapest Sipsey, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sipsey, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sipsey, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,458 $3,458
Farmers $4,239 $4,239
GEICO $3,046 $3,158
Liberty Mutual $5,475 $5,475
Nationwide $2,953 $2,953
Progressive $5,012 $5,012
State Farm $4,851 $5,086
Travelers $4,089 $4,089
USAA $2,131 $2,335

The Best Cheap Car Insurance Companies in Sipsey, AL

Take a look at a side-by-side comparison of the top car insurance companies in Sipsey, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sipsey, Alabama

Insurance Company Average Annual Rates
Allstate $3,458
Farmers $4,239
GEICO $3,102
Liberty Mutual $5,475
Nationwide $2,953
Progressive $5,012
State Farm $4,969
Travelers $4,089
USAA $2,233

Category Winners: Cheapest Car Insurance in Sipsey, Alabama

Find the cheapest car insurance companies in Sipsey, AL for each category right here.

Best Annual Car Insurance Rates by Company in Sipsey, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Sipsey, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sipsey car insurance rates. Find the cheapest Sipsey, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sipsey, Alabama

Insurance Company Low Medium High
Allstate $3,333 $3,451 $3,592
Farmers $4,004 $4,184 $4,529
GEICO $2,872 $3,089 $3,345
Liberty Mutual $5,241 $5,451 $5,733
Nationwide $2,958 $2,923 $2,978
Progressive $4,541 $4,987 $5,508
State Farm $4,714 $4,961 $5,230
Travelers $3,917 $4,171 $4,180
USAA $2,155 $2,221 $2,322

What affects car insurance rates in Sipsey, Alabama?

What factors can have an impact on Sipsey, AL car insurance? There are several reasons why Sipsey car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sipsey, Alabama.

Commute Time in Sipsey

The more time you spend in your car the higher the risk of an accident. The average commute length in Sipsey, AL is 35.9 minutes according to City-Data.

Compare Car Insurance Quotes in Sipsey, AL

Ready to find affordable Sipsey, Alabama car insurance today? Enter your ZIP code for fast, free Sipsey, AL car insurance quotes.

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