Compare Skaneateles, NY Car Insurance Rates (2021)

Car insurance in Skaneateles, NY averages $257 a month. Skaneateles, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Skaneateles car insurance rates, compare quotes from the top car insurance companies in Skaneateles, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Skaneateles, NY are $3,079/year
  • Average car insurance rates in Skaneateles, NY after a DUI are $4,033/year
  • The cheapest car insurance company in Skaneateles is GEICO

If you need to buy Skaneateles, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Skaneateles, NY is right here.

You’ll find Skaneateles car insurance rates, the cheapest Skaneateles, NY car insurance companies, and information on New York car insurance laws. You can also compare Skaneateles, New York car insurance rates to Rochester car insurance rates, Buffalo car insurance rates, and New Rochelle car insurance rates.

Ready to find affordable Skaneateles, NY car insurance today? Enter your ZIP code for fast, free Skaneateles car insurance quotes.

Cheapest Skaneateles, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Skaneateles, NY car insurance rates? Every Skaneateles, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Skaneateles, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,401 $2,271 $2,244 $2,282 $6,883 $7,386 $2,405 $2,438
GEICO $1,338 $1,290 $1,304 $1,285 $2,828 $4,154 $1,206 $1,242
Liberty Mutual $3,126 $3,126 $2,913 $2,913 $6,046 $9,796 $3,126 $3,320
Nationwide $1,983 $1,983 $1,874 $1,874 $3,454 $5,122 $1,983 $2,511
Progressive $1,570 $1,472 $1,265 $1,283 $5,277 $5,879 $2,024 $1,973
State Farm $2,440 $2,440 $2,122 $2,122 $7,045 $9,074 $2,676 $2,815
Travelers $2,335 $2,359 $2,139 $2,296 $5,472 $6,502 $2,486 $2,594
USAA $1,407 $1,383 $1,273 $1,277 $5,556 $6,624 $1,796 $1,982

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Minimum Car Insurance in Skaneateles, NY

Every driver must carry the minimum car insurance in Skaneateles, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Skaneateles, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Skaneateles, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Skaneateles, NY. Compare credit history car insurance rates in Skaneateles from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Skaneateles, New York

Insurance Company Poor Fair Good
Allstate $5,054 $2,978 $2,585
GEICO $2,294 $1,686 $1,513
Liberty Mutual $5,994 $3,935 $2,957
Nationwide $2,598 $2,598 $2,598
Progressive $4,092 $2,126 $1,561
State Farm $5,426 $3,401 $2,698
Travelers $4,471 $2,856 $2,492
USAA $4,102 $2,062 $1,823

Cheapest Skaneateles, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Skaneateles, NY to rates for a clean record with top companies.

Annual Skaneateles, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,012 $3,012 $4,357 $3,775
GEICO $1,436 $1,565 $2,889 $1,436
Liberty Mutual $3,448 $3,448 $6,837 $3,448
Nationwide $1,996 $1,996 $4,360 $2,041
Progressive $2,523 $2,523 $2,787 $2,538
State Farm $3,664 $3,664 $4,020 $4,020
Travelers $2,796 $3,494 $3,546 $3,256
USAA $2,368 $2,406 $3,469 $2,406

Cheapest Skaneateles, NY Car Insurance for Teen Drivers

Teen car insurance in Skaneateles, NY can be expensive. Take a look at rates from the top car insurance companies in Skaneateles for teenagers.

Annual Car Insurance Rates for Teen Drivers in Skaneateles, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,883 $7,386
GEICO $2,828 $4,154
Liberty Mutual $6,046 $9,796
Nationwide $3,454 $5,122
Progressive $5,277 $5,879
State Farm $7,045 $9,074
Travelers $5,472 $6,502
USAA $5,556 $6,624

Cheapest Skaneateles, NY Car Insurance for Seniors

Take a look at Skaneateles, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Skaneateles, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,244 $2,282
GEICO $1,304 $1,285
Liberty Mutual $2,913 $2,913
Nationwide $1,874 $1,874
Progressive $1,265 $1,283
State Farm $2,122 $2,122
Travelers $2,139 $2,296
USAA $1,273 $1,277

Cheapest Skaneateles, NY Car Insurance Rates After a DUI

A DUI in Skaneateles, NY increases car insurance rates. Compare Skaneateles, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Skaneateles, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,357
GEICO $2,889
Liberty Mutual $6,837
Nationwide $4,360
Progressive $2,787
State Farm $4,020
Travelers $3,546
USAA $3,469

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Cheapest Skaneateles, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Skaneateles, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Skaneateles, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,491 $3,586
GEICO $1,777 $1,885
Liberty Mutual $4,176 $4,415
Nationwide $2,598 $2,598
Progressive $2,593 $2,593
State Farm $3,704 $3,980
Travelers $3,273 $3,273
USAA $2,636 $2,689

The Best Cheap Car Insurance Companies in Skaneateles, NY

Take a look at a side-by-side comparison of the top car insurance companies in Skaneateles, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Skaneateles, New York

Insurance Company Average Annual Rates
Allstate $3,539
GEICO $1,831
Liberty Mutual $4,295
Nationwide $2,598
Progressive $2,593
State Farm $3,842
Travelers $3,273
USAA $2,662

Category Winners: Cheapest Car Insurance in Skaneateles, New York

Find the cheapest car insurance companies in Skaneateles, NY for each category right here.

Best Annual Car Insurance Rates by Company in Skaneateles, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Skaneateles, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Skaneateles car insurance rates. Find the cheapest Skaneateles, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Skaneateles, New York

Insurance Company Low Medium High
Allstate $3,356 $3,528 $3,733
GEICO $1,741 $1,829 $1,924
Liberty Mutual $4,105 $4,280 $4,502
Nationwide $2,461 $2,579 $2,754
Progressive $2,470 $2,581 $2,727
State Farm $3,664 $3,862 $3,999
Travelers $3,131 $3,248 $3,440
USAA $2,588 $2,650 $2,748

What affects car insurance rates in Skaneateles, New York?

What factors can have an impact on Skaneateles, NY car insurance? There are several reasons why Skaneateles car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Skaneateles, New York.

Commute Time in Skaneateles

The more time you spend in your car the higher the risk of an accident. The average commute length in Skaneateles, NY is 25.3 minutes according to City-Data.

Compare Car Insurance Quotes in Skaneateles, NY

Ready to find affordable Skaneateles, New York car insurance today? Enter your ZIP code for fast, free Skaneateles, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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