Compare Skellytown, TX Car Insurance Rates (2021)

Car insurance in Skellytown, TX averages $328 a month. Skellytown, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Skellytown car insurance rates, compare quotes from the top car insurance companies in Skellytown, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Skellytown for teen drivers is USAA
  • Average car insurance rates in Skellytown, TX are $3,933/year
  • Average car insurance rates in Skellytown, TX after a DUI are $4,440/year

If you need to buy Skellytown, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Skellytown, TX is right here.

You’ll find Skellytown car insurance rates, the cheapest Skellytown, TX car insurance companies, and information on Texas car insurance laws. You can also compare Skellytown, Texas car insurance rates to Arlington car insurance rates, Austin car insurance rates, and Dallas car insurance rates.

Ready to find affordable Skellytown, TX car insurance today? Enter your ZIP code for fast, free Skellytown car insurance quotes.

Cheapest Skellytown, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Skellytown, TX car insurance rates? Every Skellytown, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Skellytown, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,617 $3,674 $3,576 $3,576 $9,094 $11,053 $4,481 $4,710
American Family $3,814 $4,169 $3,237 $3,651 $8,125 $10,802 $5,124 $5,820
GEICO $2,406 $2,529 $2,193 $2,379 $4,937 $5,209 $2,605 $2,669
Nationwide $2,471 $2,522 $2,179 $2,317 $6,871 $8,867 $2,888 $3,134
Progressive $2,437 $2,330 $2,165 $2,210 $10,048 $11,202 $2,896 $2,944
State Farm $1,777 $1,777 $1,573 $1,573 $4,121 $5,228 $1,922 $1,986
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

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Minimum Car Insurance in Skellytown, TX

Every driver must carry the minimum car insurance in Skellytown, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Skellytown, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Skellytown, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Skellytown, TX. Compare credit history car insurance rates in Skellytown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Skellytown, Texas

Insurance Company Poor Fair Good
Allstate $6,978 $5,093 $4,347
American Family $7,970 $4,723 $4,085
GEICO $4,803 $2,724 $1,820
Nationwide $4,700 $3,754 $3,264
Progressive $5,107 $4,403 $4,077
State Farm $3,534 $2,199 $1,751
USAA $3,624 $2,022 $1,606

Cheapest Skellytown, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Skellytown, TX to rates for a clean record with top companies.

Annual Skellytown, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,354 $6,467 $6,715 $4,354
American Family $5,142 $6,433 $5,654 $5,142
GEICO $2,646 $3,395 $2,988 $3,435
Nationwide $3,381 $3,381 $5,037 $3,826
Progressive $3,951 $5,094 $4,615 $4,456
State Farm $2,231 $2,540 $2,976 $2,231
USAA $1,833 $2,638 $3,094 $2,103

Cheapest Skellytown, TX Car Insurance for Teen Drivers

Teen car insurance in Skellytown, TX can be expensive. Take a look at rates from the top car insurance companies in Skellytown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Skellytown, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,094 $11,053
American Family $8,125 $10,802
GEICO $4,937 $5,209
Nationwide $6,871 $8,867
Progressive $10,048 $11,202
State Farm $4,121 $5,228
USAA $4,047 $4,518

Cheapest Skellytown, TX Car Insurance for Seniors

Take a look at Skellytown, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Skellytown, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,576 $3,576
American Family $3,237 $3,651
GEICO $2,193 $2,379
Nationwide $2,179 $2,317
Progressive $2,165 $2,210
State Farm $1,573 $1,573
USAA $1,497 $1,531

Cheapest Skellytown, TX Car Insurance Rates After a DUI

A DUI in Skellytown, TX increases car insurance rates. Compare Skellytown, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Skellytown, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,715
American Family $5,654
GEICO $2,988
Nationwide $5,037
Progressive $4,615
State Farm $2,976
USAA $3,094

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Cheapest Skellytown, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Skellytown, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Skellytown, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,351 $5,594
American Family $5,593 $5,593
GEICO $3,047 $3,185
Nationwide $3,906 $3,906
Progressive $4,529 $4,529
State Farm $2,495 $2,495
USAA $2,385 $2,449

The Best Cheap Car Insurance Companies in Skellytown, TX

Take a look at a side-by-side comparison of the top car insurance companies in Skellytown, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Skellytown, Texas

Insurance Company Average Annual Rates
Allstate $5,473
American Family $5,593
GEICO $3,116
Nationwide $3,906
Progressive $4,529
State Farm $2,495
USAA $2,417

Category Winners: Cheapest Car Insurance in Skellytown, Texas

Find the cheapest car insurance companies in Skellytown, TX for each category right here.

Best Annual Car Insurance Rates by Company in Skellytown, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Skellytown, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Skellytown car insurance rates. Find the cheapest Skellytown, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Skellytown, Texas

Insurance Company Low Medium High
Allstate $5,358 $5,430 $5,630
American Family $5,353 $5,472 $5,954
GEICO $3,022 $3,096 $3,230
Nationwide $4,229 $3,737 $3,753
Progressive $4,317 $4,510 $4,761
State Farm $2,377 $2,488 $2,618
USAA $2,364 $2,412 $2,475

What affects car insurance rates in Skellytown, Texas?

What factors can have an impact on Skellytown, TX car insurance? There are several reasons why Skellytown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Skellytown, Texas.

Commute Time in Skellytown

The more time you spend in your car the higher the risk of an accident. The average commute length in Skellytown, TX is 28.4 minutes according to City-Data.

Compare Car Insurance Quotes in Skellytown, TX

Ready to find affordable Skellytown, Texas car insurance today? Enter your ZIP code for fast, free Skellytown, TX car insurance quotes.

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