Compare Skidmore, MO Car Insurance Rates (2021)

Car insurance in Skidmore, MO averages $263 a month. Skidmore, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Skidmore car insurance rates, compare quotes from the top car insurance companies in Skidmore, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Skidmore for teen drivers is Nationwide
  • Average car insurance rates in Skidmore, MO are $3,160/year
  • Average car insurance rates in Skidmore, MO after a DUI are $3,667/year

If you need to buy Skidmore, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Skidmore, MO is right here.

You’ll find Skidmore car insurance rates, the cheapest Skidmore, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Skidmore, Missouri car insurance rates to St. Joseph car insurance rates, Kansas City car insurance rates, and Columbia car insurance rates.

Ready to find affordable Skidmore, MO car insurance today? Enter your ZIP code for fast, free Skidmore car insurance quotes.

Cheapest Skidmore, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Skidmore, MO car insurance rates? Every Skidmore, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Skidmore, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,694 $2,514 $2,592 $7,830 $8,498 $2,662 $2,746
American Family $1,988 $1,988 $1,767 $1,767 $5,306 $6,919 $1,988 $2,337
Farmers $2,223 $2,215 $1,992 $2,104 $8,846 $9,137 $2,534 $2,660
GEICO $1,852 $2,064 $1,434 $1,805 $5,638 $5,996 $1,715 $1,742
Liberty Mutual $2,691 $2,921 $2,216 $2,484 $8,840 $9,817 $2,844 $3,047
Nationwide $1,344 $1,383 $1,194 $1,278 $3,304 $4,281 $1,526 $1,663
Progressive $2,181 $2,068 $1,783 $1,828 $6,548 $7,391 $2,671 $2,753
State Farm $1,588 $1,588 $1,397 $1,397 $4,285 $5,433 $1,777 $2,017
USAA $1,523 $1,516 $1,356 $1,392 $4,422 $5,416 $1,911 $2,134

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Minimum Car Insurance in Skidmore, MO

Every driver must carry the minimum car insurance in Skidmore, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Skidmore, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Skidmore, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Skidmore, MO. Compare credit history car insurance rates in Skidmore from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Skidmore, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,588 $2,962
American Family $3,931 $2,763 $2,329
Farmers $4,540 $3,768 $3,584
GEICO $3,839 $2,502 $2,002
Liberty Mutual $6,269 $3,804 $3,000
Nationwide $2,363 $1,937 $1,690
Progressive $3,953 $3,256 $3,000
State Farm $3,246 $2,204 $1,856
USAA $4,127 $1,897 $1,352

Cheapest Skidmore, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Skidmore, MO to rates for a clean record with top companies.

Annual Skidmore, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,459 $3,906 $4,875 $3,922
American Family $2,280 $3,261 $3,907 $2,583
Farmers $3,452 $4,246 $4,156 $4,001
GEICO $2,198 $2,810 $3,742 $2,375
Liberty Mutual $3,179 $4,531 $4,692 $5,028
Nationwide $1,602 $2,012 $2,634 $1,739
Progressive $3,005 $3,877 $3,283 $3,446
State Farm $2,259 $2,612 $2,435 $2,435
USAA $1,998 $2,393 $3,276 $2,169

Cheapest Skidmore, MO Car Insurance for Teen Drivers

Teen car insurance in Skidmore, MO can be expensive. Take a look at rates from the top car insurance companies in Skidmore for teenagers.

Annual Car Insurance Rates for Teen Drivers in Skidmore, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $8,498
American Family $5,306 $6,919
Farmers $8,846 $9,137
GEICO $5,638 $5,996
Liberty Mutual $8,840 $9,817
Nationwide $3,304 $4,281
Progressive $6,548 $7,391
State Farm $4,285 $5,433
USAA $4,422 $5,416

Cheapest Skidmore, MO Car Insurance for Seniors

Take a look at Skidmore, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Skidmore, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,514 $2,592
American Family $1,767 $1,767
Farmers $1,992 $2,104
GEICO $1,434 $1,805
Liberty Mutual $2,216 $2,484
Nationwide $1,194 $1,278
Progressive $1,783 $1,828
State Farm $1,397 $1,397
USAA $1,356 $1,392

Cheapest Skidmore, MO Car Insurance Rates After a DUI

A DUI in Skidmore, MO increases car insurance rates. Compare Skidmore, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Skidmore, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,875
American Family $3,907
Farmers $4,156
GEICO $3,742
Liberty Mutual $4,692
Nationwide $2,634
Progressive $3,283
State Farm $2,435
USAA $3,276

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Cheapest Skidmore, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Skidmore, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Skidmore, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,040 $4,040
American Family $2,977 $3,038
Farmers $3,964 $3,964
GEICO $2,727 $2,835
Liberty Mutual $4,358 $4,358
Nationwide $1,997 $1,997
Progressive $3,403 $3,403
State Farm $2,377 $2,494
USAA $2,369 $2,548

The Best Cheap Car Insurance Companies in Skidmore, MO

Take a look at a side-by-side comparison of the top car insurance companies in Skidmore, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Skidmore, Missouri

Insurance Company Average Annual Rates
Allstate $4,040
American Family $3,008
Farmers $3,964
GEICO $2,781
Liberty Mutual $4,358
Nationwide $1,997
Progressive $3,403
State Farm $2,435
USAA $2,459

Category Winners: Cheapest Car Insurance in Skidmore, Missouri

Find the cheapest car insurance companies in Skidmore, MO for each category right here.

Best Annual Car Insurance Rates by Company in Skidmore, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Skidmore, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Skidmore car insurance rates. Find the cheapest Skidmore, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Skidmore, Missouri

Insurance Company Low Medium High
Allstate $3,900 $4,032 $4,189
American Family $2,927 $3,104 $2,992
Farmers $3,736 $3,930 $4,225
GEICO $2,625 $2,797 $2,921
Liberty Mutual $4,133 $4,377 $4,563
Nationwide $1,888 $2,013 $2,089
Progressive $3,120 $3,411 $3,678
State Farm $2,311 $2,441 $2,554
USAA $2,371 $2,452 $2,554

What affects car insurance rates in Skidmore, Missouri?

What factors can have an impact on Skidmore, MO car insurance? There are several reasons why Skidmore car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Skidmore, Missouri.

Commute Time in Skidmore

The more time you spend in your car the higher the risk of an accident. The average commute length in Skidmore, MO is 33.8 minutes according to City-Data.

Compare Car Insurance Quotes in Skidmore, MO

Ready to find affordable Skidmore, Missouri car insurance today? Enter your ZIP code for fast, free Skidmore, MO car insurance quotes.

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