Compare Skidmore, TX Car Insurance Rates (2021)

Car insurance in Skidmore, TX averages $321 a month. Skidmore, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Skidmore car insurance rates, compare quotes from the top car insurance companies in Skidmore, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Skidmore for teen drivers is USAA
  • Average car insurance rates in Skidmore, TX after a DUI are $4,375/year
  • Average car insurance rates in Skidmore, TX are $3,848/year

If you need to buy Skidmore, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Skidmore, TX is right here.

You’ll find Skidmore car insurance rates, the cheapest Skidmore, TX car insurance companies, and information on Texas car insurance laws. You can also compare Skidmore, Texas car insurance rates to San Antonio car insurance rates, Plano car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Skidmore, TX car insurance today? Enter your ZIP code for fast, free Skidmore car insurance quotes.

Cheapest Skidmore, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Skidmore, TX car insurance rates? Every Skidmore, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Skidmore, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,176 $3,203 $3,133 $3,133 $8,527 $10,298 $3,941 $4,109
American Family $2,759 $3,090 $2,628 $3,028 $7,698 $10,042 $4,038 $4,606
GEICO $2,487 $2,671 $2,368 $2,665 $5,352 $5,594 $2,693 $2,705
Nationwide $2,798 $2,844 $2,471 $2,616 $7,951 $10,217 $3,291 $3,563
Progressive $2,438 $2,279 $2,186 $2,221 $10,558 $11,741 $2,856 $2,852
State Farm $1,770 $1,770 $1,569 $1,569 $4,129 $5,242 $1,916 $1,977
USAA $1,492 $1,504 $1,425 $1,417 $4,176 $4,555 $1,991 $2,140

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Minimum Car Insurance in Skidmore, TX

Every driver must carry the minimum car insurance in Skidmore, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Skidmore, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Skidmore, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Skidmore, TX. Compare credit history car insurance rates in Skidmore from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Skidmore, Texas

Insurance Company Poor Fair Good
Allstate $6,265 $4,608 $3,948
American Family $6,444 $4,142 $3,623
GEICO $5,121 $2,898 $1,932
Nationwide $5,373 $4,301 $3,732
Progressive $5,199 $4,523 $4,202
State Farm $3,530 $2,197 $1,751
USAA $3,434 $1,983 $1,595

Cheapest Skidmore, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Skidmore, TX to rates for a clean record with top companies.

Annual Skidmore, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,820 $5,920 $6,201 $3,820
American Family $4,309 $5,503 $4,823 $4,309
GEICO $2,815 $3,692 $3,123 $3,636
Nationwide $3,872 $3,872 $5,753 $4,378
Progressive $4,042 $5,272 $4,714 $4,537
State Farm $2,226 $2,539 $2,980 $2,226
USAA $1,745 $2,571 $3,031 $2,002

Cheapest Skidmore, TX Car Insurance for Teen Drivers

Teen car insurance in Skidmore, TX can be expensive. Take a look at rates from the top car insurance companies in Skidmore for teenagers.

Annual Car Insurance Rates for Teen Drivers in Skidmore, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,527 $10,298
American Family $7,698 $10,042
GEICO $5,352 $5,594
Nationwide $7,951 $10,217
Progressive $10,558 $11,741
State Farm $4,129 $5,242
USAA $4,176 $4,555

Cheapest Skidmore, TX Car Insurance for Seniors

Take a look at Skidmore, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Skidmore, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,133 $3,133
American Family $2,628 $3,028
GEICO $2,368 $2,665
Nationwide $2,471 $2,616
Progressive $2,186 $2,221
State Farm $1,569 $1,569
USAA $1,425 $1,417

Cheapest Skidmore, TX Car Insurance Rates After a DUI

A DUI in Skidmore, TX increases car insurance rates. Compare Skidmore, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Skidmore, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,201
American Family $4,823
GEICO $3,123
Nationwide $5,753
Progressive $4,714
State Farm $2,980
USAA $3,031

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Cheapest Skidmore, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Skidmore, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Skidmore, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,822 $5,058
American Family $4,736 $4,736
GEICO $3,250 $3,383
Nationwide $4,469 $4,469
Progressive $4,642 $4,642
State Farm $2,493 $2,493
USAA $2,308 $2,367

The Best Cheap Car Insurance Companies in Skidmore, TX

Take a look at a side-by-side comparison of the top car insurance companies in Skidmore, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Skidmore, Texas

Insurance Company Average Annual Rates
Allstate $4,940
American Family $4,736
GEICO $3,317
Nationwide $4,469
Progressive $4,641
State Farm $2,493
USAA $2,337

Category Winners: Cheapest Car Insurance in Skidmore, Texas

Find the cheapest car insurance companies in Skidmore, TX for each category right here.

Best Annual Car Insurance Rates by Company in Skidmore, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Skidmore, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Skidmore car insurance rates. Find the cheapest Skidmore, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Skidmore, Texas

Insurance Company Low Medium High
Allstate $4,847 $4,905 $5,069
American Family $4,364 $4,536 $5,309
GEICO $3,152 $3,274 $3,525
Nationwide $4,767 $4,275 $4,365
Progressive $4,348 $4,613 $4,963
State Farm $2,365 $2,484 $2,629
USAA $2,260 $2,328 $2,424

What affects car insurance rates in Skidmore, Texas?

What factors can have an impact on Skidmore, TX car insurance? There are several reasons why Skidmore car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Skidmore, Texas.

Commute Time in Skidmore

The more time you spend in your car the higher the risk of an accident. The average commute length in Skidmore, TX is 32.2 minutes according to City-Data.

Compare Car Insurance Quotes in Skidmore, TX

Ready to find affordable Skidmore, Texas car insurance today? Enter your ZIP code for fast, free Skidmore, TX car insurance quotes.

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