Compare Skokie, IL Car Insurance Rates (2021)

Car insurance in Skokie, IL averages $369 a month. Skokie, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Skokie car insurance rates, compare quotes from the top car insurance companies in Skokie, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Skokie for teen drivers is USAA
  • The cheapest ZIP code in Skokie is 60076
  • Average car insurance rates in Skokie, IL are $4,422/year

If you need to buy Skokie, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Skokie, IL is right here.

You’ll find Skokie car insurance rates, the cheapest Skokie, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Skokie, Illinois car insurance rates to Springfield car insurance rates, Rockford car insurance rates, and Joliet car insurance rates.

Ready to find affordable Skokie, IL car insurance today? Enter your ZIP code for fast, free Skokie car insurance quotes.

Cheapest Skokie, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Skokie, IL car insurance rates? Every Skokie, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Skokie, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,713 $4,736 $4,950 $4,950 $12,429 $16,041 $5,659 $6,108
American Family $2,887 $2,887 $2,652 $2,652 $8,410 $11,582 $2,887 $3,741
Farmers $3,370 $3,368 $2,978 $3,166 $15,219 $15,872 $3,857 $4,014
GEICO $2,030 $2,092 $1,980 $2,230 $7,341 $7,568 $2,333 $2,422
Liberty Mutual $1,798 $1,939 $1,493 $1,672 $6,440 $7,154 $1,868 $1,953
Nationwide $2,786 $2,821 $2,475 $2,613 $8,014 $10,259 $3,283 $3,552
Progressive $2,847 $2,659 $2,361 $2,478 $10,864 $12,179 $3,390 $3,659
State Farm $1,952 $1,952 $1,773 $1,773 $6,317 $7,963 $2,216 $2,563
Travelers $2,106 $2,221 $1,947 $2,076 $6,582 $8,361 $2,233 $2,352
USAA $1,600 $1,618 $1,496 $1,466 $5,305 $5,816 $2,106 $2,299

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Skokie, IL

Every driver must carry the minimum car insurance in Skokie, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Skokie, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Skokie, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Skokie, IL. Compare credit history car insurance rates in Skokie from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Skokie, Illinois

Insurance Company Poor Fair Good
Allstate $9,484 $6,852 $6,010
American Family $6,251 $4,269 $3,616
Farmers $7,345 $6,201 $5,896
GEICO $5,642 $2,735 $2,122
Liberty Mutual $4,305 $2,689 $2,126
Nationwide $5,344 $4,318 $3,764
Progressive $5,731 $4,894 $4,539
State Farm $4,817 $2,885 $2,238
Travelers $4,230 $3,446 $2,779
USAA $3,594 $2,488 $2,058

Cheapest Skokie, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Skokie, IL to rates for a clean record with top companies.

Annual Skokie, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,226 $9,140 $8,456 $6,973
American Family $3,469 $4,885 $6,559 $3,935
Farmers $5,460 $7,071 $6,895 $6,495
GEICO $2,348 $3,788 $5,098 $2,764
Liberty Mutual $2,513 $3,621 $3,157 $2,868
Nationwide $3,598 $4,670 $5,496 $4,138
Progressive $4,141 $6,234 $4,602 $5,242
State Farm $3,000 $3,627 $3,313 $3,313
Travelers $2,751 $3,644 $4,076 $3,469
USAA $1,925 $2,789 $3,814 $2,325

Cheapest Skokie, IL Car Insurance for Teen Drivers

Teen car insurance in Skokie, IL can be expensive. Take a look at rates from the top car insurance companies in Skokie for teenagers.

Annual Car Insurance Rates for Teen Drivers in Skokie, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,429 $16,041
American Family $8,410 $11,582
Farmers $15,219 $15,872
GEICO $7,341 $7,568
Liberty Mutual $6,440 $7,154
Nationwide $8,014 $10,259
Progressive $10,864 $12,179
State Farm $6,317 $7,963
Travelers $6,582 $8,361
USAA $5,305 $5,816

Cheapest Skokie, IL Car Insurance for Seniors

Take a look at Skokie, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Skokie, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,950 $4,950
American Family $2,652 $2,652
Farmers $2,978 $3,166
GEICO $1,980 $2,230
Liberty Mutual $1,493 $1,672
Nationwide $2,475 $2,613
Progressive $2,361 $2,478
State Farm $1,773 $1,773
Travelers $1,947 $2,076
USAA $1,496 $1,466

Cheapest Skokie, IL Car Insurance Rates After a DUI

A DUI in Skokie, IL increases car insurance rates. Compare Skokie, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Skokie, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,456
American Family $6,559
Farmers $6,895
GEICO $5,098
Liberty Mutual $3,157
Nationwide $5,496
Progressive $4,602
State Farm $3,313
Travelers $4,076
USAA $3,814

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Skokie, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Skokie, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Skokie, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,448 $7,448
American Family $4,652 $4,772
Farmers $6,480 $6,480
GEICO $3,441 $3,558
Liberty Mutual $3,040 $3,040
Nationwide $4,475 $4,475
Progressive $5,055 $5,055
State Farm $3,230 $3,397
Travelers $3,345 $3,624
USAA $2,637 $2,789

Cheapest Skokie, IL Car Insurance Rates by ZIP Code

Skokie car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Skokie, IL.

Annual Car Insurance Rates by ZIP Code in Skokie, Illinois

ZIP Code Average Annual Rates
60076 $4,380
60077 $4,441

The Best Cheap Car Insurance Companies in Skokie, IL

Take a look at a side-by-side comparison of the top car insurance companies in Skokie, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Skokie, Illinois

Insurance Company Average Annual Rates
Allstate $7,448
American Family $4,712
Farmers $6,480
GEICO $3,499
Liberty Mutual $3,040
Nationwide $4,475
Progressive $5,055
State Farm $3,313
Travelers $3,485
USAA $2,713

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Skokie, Illinois

Find the cheapest car insurance companies in Skokie, IL for each category right here.

Best Annual Car Insurance Rates by Company in Skokie, Illinois

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Skokie, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Skokie car insurance rates. Find the cheapest Skokie, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Skokie, Illinois

Insurance Company Low Medium High
Allstate $7,152 $7,439 $7,755
American Family $4,515 $4,886 $4,735
Farmers $6,128 $6,308 $7,006
GEICO $3,166 $3,500 $3,832
Liberty Mutual $2,853 $3,033 $3,234
Nationwide $4,381 $4,531 $4,514
Progressive $4,589 $5,034 $5,542
State Farm $3,104 $3,320 $3,516
Travelers $3,248 $3,480 $3,726
USAA $2,502 $2,710 $2,927

What affects car insurance rates in Skokie, Illinois?

What factors can have an impact on Skokie, IL car insurance? There are several reasons why Skokie car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Skokie, Illinois.

Commute Time in Skokie

The more time you spend in your car the higher the risk of an accident. The average commute length in Skokie, IL is 29.3 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Skokie, IL

Ready to find affordable Skokie, Illinois car insurance today? Enter your ZIP code for fast, free Skokie, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State