Compare Smartsville, CA Car Insurance Rates (2021)

Car insurance in Smartsville, CA averages $282 a month. Smartsville, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Smartsville car insurance rates, compare quotes from the top car insurance companies in Smartsville, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Smartsville, CA after a DUI are $4,752/year
  • The cheapest car insurance company in Smartsville for teen drivers is USAA
  • Average car insurance rates in Smartsville, CA are $3,387/year

If you need to buy Smartsville, California car insurance, the options can be confusing. Everything you need to know about car insurance in Smartsville, CA is right here.

You’ll find Smartsville car insurance rates, the cheapest Smartsville, CA car insurance companies, and information on California car insurance laws. You can also compare Smartsville, California car insurance rates to San Diego car insurance rates, San Jose car insurance rates, and Oakland car insurance rates.

Ready to find affordable Smartsville, CA car insurance today? Enter your ZIP code for fast, free Smartsville car insurance quotes.

Cheapest Smartsville, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smartsville, CA car insurance rates? Every Smartsville, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smartsville, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,332 $2,343 $1,703 $1,724 $6,324 $7,965 $2,984 $3,300
Farmers $2,460 $2,460 $2,216 $2,216 $7,833 $12,846 $2,913 $3,243
GEICO $1,847 $1,848 $1,737 $1,737 $5,606 $5,721 $2,652 $2,722
Liberty Mutual $2,200 $2,087 $2,038 $1,975 $4,778 $5,072 $2,485 $2,504
Nationwide $3,062 $2,928 $2,674 $2,526 $7,683 $8,501 $3,651 $3,613
Progressive $1,640 $1,688 $1,395 $1,654 $4,332 $5,230 $2,367 $2,546
State Farm $3,190 $3,190 $2,846 $2,846 $5,825 $7,236 $3,527 $3,635
Travelers $2,195 $2,129 $1,937 $1,918 $4,443 $5,065 $2,827 $2,777
USAA $1,878 $1,782 $1,832 $1,842 $4,257 $4,268 $2,588 $2,449

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Minimum Car Insurance in Smartsville, CA

Every driver must carry the minimum car insurance in Smartsville, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Smartsville, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Smartsville, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smartsville, CA to rates for a clean record with top companies.

Annual Smartsville, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,170 $3,629 $5,699 $2,840
Farmers $3,344 $4,553 $5,673 $4,522
GEICO $2,088 $3,214 $4,042 $2,591
Liberty Mutual $2,509 $3,364 $3,036 $2,660
Nationwide $3,021 $3,874 $6,552 $3,874
Progressive $1,706 $2,894 $3,370 $2,455
State Farm $2,877 $3,434 $6,496 $3,341
Travelers $1,963 $3,158 $3,666 $2,858
USAA $1,736 $2,577 $4,234 $1,902

Cheapest Smartsville, CA Car Insurance for Teen Drivers

Teen car insurance in Smartsville, CA can be expensive. Take a look at rates from the top car insurance companies in Smartsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smartsville, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,324 $7,965
Farmers $7,833 $12,846
GEICO $5,606 $5,721
Liberty Mutual $4,778 $5,072
Nationwide $7,683 $8,501
Progressive $4,332 $5,230
State Farm $5,825 $7,236
Travelers $4,443 $5,065
USAA $4,257 $4,268

Cheapest Smartsville, CA Car Insurance for Seniors

Take a look at Smartsville, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smartsville, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,703 $1,724
Farmers $2,216 $2,216
GEICO $1,737 $1,737
Liberty Mutual $2,038 $1,975
Nationwide $2,674 $2,526
Progressive $1,395 $1,654
State Farm $2,846 $2,846
Travelers $1,937 $1,918
USAA $1,832 $1,842

Cheapest Smartsville, CA Car Insurance Rates After a DUI

A DUI in Smartsville, CA increases car insurance rates. Compare Smartsville, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smartsville, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,699
Farmers $5,673
GEICO $4,042
Liberty Mutual $3,036
Nationwide $6,552
Progressive $3,370
State Farm $6,496
Travelers $3,666
USAA $4,234

Cheapest Smartsville, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smartsville, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smartsville, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,230 $3,938
Farmers $4,104 $4,942
GEICO $2,711 $3,256
Liberty Mutual $2,654 $3,130
Nationwide $3,830 $4,829
Progressive $2,369 $2,844
State Farm $3,889 $4,184
Travelers $2,624 $3,198
USAA $2,406 $2,818

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The Best Cheap Car Insurance Companies in Smartsville, CA

Take a look at a side-by-side comparison of the top car insurance companies in Smartsville, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smartsville, California

Insurance Company Average Annual Rates
Allstate $3,584
Farmers $4,523
GEICO $2,984
Liberty Mutual $2,892
Nationwide $4,330
Progressive $2,606
State Farm $4,037
Travelers $2,911
USAA $2,612

Category Winners: Cheapest Car Insurance in Smartsville, California

Find the cheapest car insurance companies in Smartsville, CA for each category right here.

Best Annual Car Insurance Rates by Company in Smartsville, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Smartsville, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smartsville car insurance rates. Find the cheapest Smartsville, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smartsville, California

Insurance Company Low Medium High
Allstate $3,391 $3,616 $3,746
Farmers $4,217 $4,557 $4,796
GEICO $2,722 $3,012 $3,217
Liberty Mutual $2,704 $2,915 $3,057
Nationwide $3,895 $4,407 $4,688
Progressive $2,341 $2,679 $2,799
State Farm $3,656 $4,102 $4,353
Travelers $2,542 $2,986 $3,205
USAA $2,361 $2,664 $2,811

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What affects car insurance rates in Smartsville, California?

What factors can have an impact on Smartsville, CA car insurance? There are several reasons why Smartsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Smartsville, California.

Commute Time in Smartsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Smartsville, CA is 36.7 minutes according to City-Data.

Compare Car Insurance Quotes in Smartsville, CA

Ready to find affordable Smartsville, California car insurance today? Enter your ZIP code for fast, free Smartsville, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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