Compare Smartt, TN Car Insurance Rates (2021)

Car insurance in Smartt, TN averages $304 a month. Smartt, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Smartt car insurance rates, compare quotes from the top car insurance companies in Smartt, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Smartt is State Farm
  • Average car insurance rates in Smartt, TN are $3,653/year
  • The cheapest car insurance company in Smartt for teen drivers is State Farm

If you need to buy Smartt, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Smartt, TN is right here.

You’ll find Smartt car insurance rates, the cheapest Smartt, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Smartt, Tennessee car insurance rates to Hendersonville car insurance rates, Murfreesboro car insurance rates, and Chattanooga car insurance rates.

Ready to find affordable Smartt, TN car insurance today? Enter your ZIP code for fast, free Smartt car insurance quotes.

Cheapest Smartt, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smartt, TN car insurance rates? Every Smartt, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smartt, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,554 $2,450 $2,304 $2,390 $9,652 $10,502 $2,714 $2,804
Farmers $2,218 $2,256 $1,992 $2,177 $8,958 $9,479 $2,988 $3,185
GEICO $2,128 $2,152 $1,966 $1,966 $6,288 $6,418 $2,151 $2,218
Liberty Mutual $3,890 $129 $3,205 $3,581 $15,734 $17,474 $4,166 $4,434
Nationwide $2,106 $2,123 $1,889 $1,919 $5,787 $7,451 $2,420 $2,623
Progressive $1,786 $1,690 $1,452 $1,519 $7,914 $8,916 $2,155 $2,357
State Farm $1,501 $1,501 $1,346 $1,346 $4,496 $5,623 $1,693 $1,972
Travelers $1,748 $1,839 $1,597 $1,699 $4,992 $6,210 $1,860 $1,956
USAA $1,479 $1,504 $1,336 $1,335 $5,281 $6,053 $1,929 $2,056

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Minimum Car Insurance in Smartt, TN

Every driver must carry the minimum car insurance in Smartt, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Smartt, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Smartt, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smartt, TN. Compare credit history car insurance rates in Smartt from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smartt, Tennessee

Insurance Company Poor Fair Good
Allstate $5,636 $4,322 $3,306
Farmers $4,951 $3,864 $3,654
GEICO $3,591 $3,070 $2,822
Liberty Mutual $9,438 $5,776 $4,516
Nationwide $3,959 $3,135 $2,775
Progressive $3,915 $3,365 $3,141
State Farm $3,535 $2,122 $1,648
Travelers $3,474 $2,741 $1,998
USAA $3,800 $2,228 $1,838

Cheapest Smartt, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smartt, TN to rates for a clean record with top companies.

Annual Smartt, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,698 $4,411 $5,341 $4,235
Farmers $3,542 $4,402 $4,500 $4,182
GEICO $2,284 $3,076 $5,001 $2,284
Liberty Mutual $5,332 $7,688 $7,150 $6,137
Nationwide $2,850 $2,850 $4,268 $3,192
Progressive $3,061 $3,966 $3,260 $3,608
State Farm $2,225 $2,645 $2,435 $2,435
Travelers $2,218 $2,854 $3,151 $2,728
USAA $1,907 $2,857 $3,360 $2,364

Cheapest Smartt, TN Car Insurance for Teen Drivers

Teen car insurance in Smartt, TN can be expensive. Take a look at rates from the top car insurance companies in Smartt for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smartt, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,652 $10,502
Farmers $8,958 $9,479
GEICO $6,288 $6,418
Liberty Mutual $15,734 $17,474
Nationwide $5,787 $7,451
Progressive $7,914 $8,916
State Farm $4,496 $5,623
Travelers $4,992 $6,210
USAA $5,281 $6,053

Cheapest Smartt, TN Car Insurance for Seniors

Take a look at Smartt, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smartt, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,304 $2,390
Farmers $1,992 $2,177
GEICO $1,966 $1,966
Liberty Mutual $3,205 $3,581
Nationwide $1,889 $1,919
Progressive $1,452 $1,519
State Farm $1,346 $1,346
Travelers $1,597 $1,699
USAA $1,336 $1,335

Cheapest Smartt, TN Car Insurance Rates After a DUI

A DUI in Smartt, TN increases car insurance rates. Compare Smartt, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smartt, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,341
Farmers $4,500
GEICO $5,001
Liberty Mutual $7,150
Nationwide $4,268
Progressive $3,260
State Farm $2,435
Travelers $3,151
USAA $3,360

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Cheapest Smartt, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smartt, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smartt, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,421 $4,421
Farmers $4,157 $4,157
GEICO $3,145 $3,177
Liberty Mutual $6,577 $6,577
Nationwide $3,290 $3,290
Progressive $3,474 $3,474
State Farm $2,378 $2,492
Travelers $2,630 $2,845
USAA $2,548 $2,696

The Best Cheap Car Insurance Companies in Smartt, TN

Take a look at a side-by-side comparison of the top car insurance companies in Smartt, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smartt, Tennessee

Insurance Company Average Annual Rates
Allstate $4,421
Farmers $4,157
GEICO $3,161
Liberty Mutual $6,577
Nationwide $3,290
Progressive $3,474
State Farm $2,435
Travelers $2,738
USAA $2,622

Category Winners: Cheapest Car Insurance in Smartt, Tennessee

Find the cheapest car insurance companies in Smartt, TN for each category right here.

Best Annual Car Insurance Rates by Company in Smartt, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Smartt, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smartt car insurance rates. Find the cheapest Smartt, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smartt, Tennessee

Insurance Company Low Medium High
Allstate $4,255 $4,410 $4,598
Farmers $3,931 $4,136 $4,402
GEICO $3,017 $3,154 $3,312
Liberty Mutual $6,287 $6,573 $6,870
Nationwide $3,324 $3,220 $3,326
Progressive $3,279 $3,472 $3,670
State Farm $2,312 $2,444 $2,549
Travelers $2,574 $2,736 $2,903
USAA $2,539 $2,613 $2,714

Compare Car Insurance Quotes in Smartt, TN

Ready to find affordable Smartt, Tennessee car insurance today? Enter your ZIP code for fast, free Smartt, TN car insurance quotes.

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