Compare Smicksburg, PA Car Insurance Rates (2021)

Car insurance in Smicksburg, PA averages $328 a month. Smicksburg, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Smicksburg car insurance rates, compare quotes from the top car insurance companies in Smicksburg, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Smicksburg for teen drivers is USAA
  • Average car insurance rates in Smicksburg, PA are $3,941/year
  • Average car insurance rates in Smicksburg, PA after a DUI are $4,299/year

If you need to buy Smicksburg, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Smicksburg, PA is right here.

You’ll find Smicksburg car insurance rates, the cheapest Smicksburg, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Smicksburg, Pennsylvania car insurance rates to Harrisburg car insurance rates, Altoona car insurance rates, and Reading car insurance rates.

Ready to find affordable Smicksburg, PA car insurance today? Enter your ZIP code for fast, free Smicksburg car insurance quotes.

Cheapest Smicksburg, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smicksburg, PA car insurance rates? Every Smicksburg, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smicksburg, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,530 $2,530 $2,300 $2,300 $8,031 $8,031 $2,821 $2,821
GEICO $1,915 $1,658 $1,777 $1,540 $4,730 $4,103 $1,947 $1,685
Liberty Mutual $4,166 $4,166 $3,814 $3,814 $12,225 $12,225 $5,297 $5,297
Nationwide $1,921 $1,921 $1,811 $1,811 $5,363 $5,363 $2,150 $2,150
Progressive $2,703 $2,703 $2,409 $2,409 $8,504 $8,504 $3,466 $3,466
State Farm $1,837 $1,837 $1,597 $1,597 $6,166 $6,166 $2,005 $2,005
Travelers $1,644 $1,644 $1,754 $1,754 $23,369 $23,369 $1,996 $1,996
USAA $1,060 $1,060 $957 $957 $3,129 $3,129 $1,405 $1,405

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Minimum Car Insurance in Smicksburg, PA

Every driver must carry the minimum car insurance in Smicksburg, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Smicksburg, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Smicksburg, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smicksburg, PA. Compare credit history car insurance rates in Smicksburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smicksburg, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,020 $3,731 $3,010
GEICO $3,628 $2,047 $1,583
Liberty Mutual $8,142 $5,834 $5,151
Nationwide $3,304 $2,709 $2,421
Progressive $5,670 $3,963 $3,178
State Farm $4,126 $2,558 $2,020
Travelers $7,840 $7,065 $6,667
USAA $2,046 $1,520 $1,347

Cheapest Smicksburg, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smicksburg, PA to rates for a clean record with top companies.

Annual Smicksburg, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,758 $4,406 $3,758 $3,758
GEICO $1,778 $3,036 $2,392 $2,471
Liberty Mutual $5,831 $6,649 $6,511 $6,511
Nationwide $2,019 $2,701 $3,795 $2,730
Progressive $3,882 $5,322 $3,988 $3,890
State Farm $2,695 $3,108 $2,902 $2,902
Travelers $5,135 $7,259 $9,110 $7,259
USAA $1,322 $1,816 $1,936 $1,477

Cheapest Smicksburg, PA Car Insurance for Teen Drivers

Teen car insurance in Smicksburg, PA can be expensive. Take a look at rates from the top car insurance companies in Smicksburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smicksburg, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,031 $8,031
GEICO $4,730 $4,103
Liberty Mutual $12,225 $12,225
Nationwide $5,363 $5,363
Progressive $8,504 $8,504
State Farm $6,166 $6,166
Travelers $23,369 $23,369
USAA $3,129 $3,129

Cheapest Smicksburg, PA Car Insurance for Seniors

Take a look at Smicksburg, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smicksburg, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,300 $2,300
GEICO $1,777 $1,540
Liberty Mutual $3,814 $3,814
Nationwide $1,811 $1,811
Progressive $2,409 $2,409
State Farm $1,597 $1,597
Travelers $1,754 $1,754
USAA $957 $957

Cheapest Smicksburg, PA Car Insurance Rates After a DUI

A DUI in Smicksburg, PA increases car insurance rates. Compare Smicksburg, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smicksburg, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,758
GEICO $2,392
Liberty Mutual $6,511
Nationwide $3,795
Progressive $3,988
State Farm $2,902
Travelers $9,110
USAA $1,936

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Cheapest Smicksburg, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smicksburg, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smicksburg, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,846 $3,994
GEICO $2,377 $2,461
Liberty Mutual $6,212 $6,540
Nationwide $2,811 $2,811
Progressive $4,270 $4,270
State Farm $2,817 $2,986
Travelers $7,191 $7,191
USAA $1,591 $1,684

The Best Cheap Car Insurance Companies in Smicksburg, PA

Take a look at a side-by-side comparison of the top car insurance companies in Smicksburg, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smicksburg, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,920
GEICO $2,419
Liberty Mutual $6,376
Nationwide $2,811
Progressive $4,270
State Farm $2,902
Travelers $7,191
USAA $1,638

Category Winners: Cheapest Car Insurance in Smicksburg, Pennsylvania

Find the cheapest car insurance companies in Smicksburg, PA for each category right here.

Best Annual Car Insurance Rates by Company in Smicksburg, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Smicksburg, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smicksburg car insurance rates. Find the cheapest Smicksburg, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smicksburg, Pennsylvania

Insurance Company Low Medium High
Allstate $3,781 $3,939 $4,041
GEICO $2,234 $2,438 $2,586
Liberty Mutual $6,091 $6,419 $6,618
Nationwide $2,867 $2,839 $2,728
Progressive $3,962 $4,302 $4,547
State Farm $2,766 $2,925 $3,014
Travelers $7,330 $7,177 $7,065
USAA $1,530 $1,652 $1,731

What affects car insurance rates in Smicksburg, Pennsylvania?

What factors can have an impact on Smicksburg, PA car insurance? There are several reasons why Smicksburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Smicksburg, Pennsylvania.

Commute Time in Smicksburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Smicksburg, PA is 16.9 minutes according to City-Data.

Compare Car Insurance Quotes in Smicksburg, PA

Ready to find affordable Smicksburg, Pennsylvania car insurance today? Enter your ZIP code for fast, free Smicksburg, PA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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