Compare Smith Mills, KY Car Insurance Rates (2021)

Car insurance in Smith Mills, KY averages $337 a month. Smith Mills, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Smith Mills car insurance rates, compare quotes from the top car insurance companies in Smith Mills, KY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Smith Mills for teen drivers is USAA
  • Average car insurance rates in Smith Mills, KY are $4,040/year
  • Average car insurance rates in Smith Mills, KY after a DUI are $4,841/year

If you need to buy Smith Mills, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Smith Mills, KY is right here.

You’ll find Smith Mills car insurance rates, the cheapest Smith Mills, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Smith Mills, Kentucky car insurance rates to Bowling Green car insurance rates, Independence car insurance rates, and Henderson car insurance rates.

Ready to find affordable Smith Mills, KY car insurance today? Enter your ZIP code for fast, free Smith Mills car insurance quotes.

Cheapest Smith Mills, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smith Mills, KY car insurance rates? Every Smith Mills, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smith Mills, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,197 $3,188 $2,859 $3,054 $11,262 $12,650 $3,607 $3,841
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,562 $2,776 $2,195 $2,447 $10,232 $11,292 $2,675 $2,774
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,844 $1,748 $1,663 $1,669 $9,100 $10,267 $2,280 $2,319
State Farm $1,952 $1,952 $1,730 $1,730 $5,374 $6,722 $2,178 $2,394
Travelers $2,075 $2,113 $2,031 $2,036 $9,711 $15,511 $2,166 $2,513
USAA $1,710 $1,719 $1,543 $1,577 $4,464 $4,716 $2,162 $2,374

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Smith Mills, KY

Every driver must carry the minimum car insurance in Smith Mills, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Smith Mills, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Smith Mills, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smith Mills, KY. Compare credit history car insurance rates in Smith Mills from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smith Mills, Kentucky

Insurance Company Poor Fair Good
Allstate $7,221 $4,981 $4,171
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,596 $4,055 $3,206
Nationwide $4,672 $3,666 $3,197
Progressive $4,296 $3,767 $3,520
State Farm $4,351 $2,620 $2,041
Travelers $5,322 $4,503 $4,484
USAA $3,766 $2,111 $1,722

Cheapest Smith Mills, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smith Mills, KY to rates for a clean record with top companies.

Annual Smith Mills, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,579 $5,899 $6,233 $5,119
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,858 $5,914 $4,606 $4,098
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,195 $4,734 $3,641 $3,874
State Farm $2,760 $3,248 $3,004 $3,004
Travelers $4,163 $4,283 $6,168 $4,464
USAA $1,913 $2,703 $3,215 $2,301

Cheapest Smith Mills, KY Car Insurance for Teen Drivers

Teen car insurance in Smith Mills, KY can be expensive. Take a look at rates from the top car insurance companies in Smith Mills for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smith Mills, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,262 $12,650
GEICO $6,831 $8,150
Liberty Mutual $10,232 $11,292
Nationwide $6,037 $7,550
Progressive $9,100 $10,267
State Farm $5,374 $6,722
Travelers $9,711 $15,511
USAA $4,464 $4,716

Cheapest Smith Mills, KY Car Insurance for Seniors

Take a look at Smith Mills, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smith Mills, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,859 $3,054
GEICO $3,608 $3,267
Liberty Mutual $2,195 $2,447
Nationwide $2,519 $2,640
Progressive $1,663 $1,669
State Farm $1,730 $1,730
Travelers $2,031 $2,036
USAA $1,543 $1,577

Cheapest Smith Mills, KY Car Insurance Rates After a DUI

A DUI in Smith Mills, KY increases car insurance rates. Compare Smith Mills, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smith Mills, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,233
GEICO $6,862
Liberty Mutual $4,606
Nationwide $4,997
Progressive $3,641
State Farm $3,004
Travelers $6,168
USAA $3,215

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Smith Mills, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smith Mills, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smith Mills, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,457 $5,457
GEICO $4,191 $4,270
Liberty Mutual $4,619 $4,619
Nationwide $3,845 $3,845
Progressive $3,861 $3,861
State Farm $2,926 $3,082
Travelers $4,769 $4,769
USAA $2,438 $2,628

The Best Cheap Car Insurance Companies in Smith Mills, KY

Take a look at a side-by-side comparison of the top car insurance companies in Smith Mills, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smith Mills, Kentucky

Insurance Company Average Annual Rates
Allstate $5,457
GEICO $4,231
Liberty Mutual $4,619
Nationwide $3,845
Progressive $3,861
State Farm $3,004
Travelers $4,769
USAA $2,533

Category Winners: Cheapest Car Insurance in Smith Mills, Kentucky

Find the cheapest car insurance companies in Smith Mills, KY for each category right here.

Best Annual Car Insurance Rates by Company in Smith Mills, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Smith Mills, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smith Mills car insurance rates. Find the cheapest Smith Mills, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smith Mills, Kentucky

Insurance Company Low Medium High
Allstate $5,136 $5,439 $5,797
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,412 $4,591 $4,855
Nationwide $3,908 $3,801 $3,826
Progressive $3,552 $3,820 $4,212
State Farm $2,849 $3,003 $3,160
Travelers $4,545 $4,794 $4,969
USAA $2,416 $2,527 $2,656

Compare Car Insurance Quotes in Smith Mills, KY

Ready to find affordable Smith Mills, Kentucky car insurance today? Enter your ZIP code for fast, free Smith Mills, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption