Compare Smith River, CA Car Insurance Rates (2021)

Car insurance in Smith River, CA averages $248 a month. Smith River, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Smith River car insurance rates, compare quotes from the top car insurance companies in Smith River, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Smith River, CA after a DUI are $4,185/year
  • The cheapest car insurance company in Smith River for teen drivers is Progressive
  • The cheapest car insurance company in Smith River is Progressive

If you need to buy Smith River, California car insurance, the options can be confusing. Everything you need to know about car insurance in Smith River, CA is right here.

You’ll find Smith River car insurance rates, the cheapest Smith River, CA car insurance companies, and information on California car insurance laws. You can also compare Smith River, California car insurance rates to San Jose car insurance rates, San Francisco car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Smith River, CA car insurance today? Enter your ZIP code for fast, free Smith River car insurance quotes.

Cheapest Smith River, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smith River, CA car insurance rates? Every Smith River, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smith River, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,356 $2,369 $1,706 $1,747 $6,394 $8,059 $3,086 $3,454
Farmers $2,216 $2,216 $1,988 $1,988 $7,082 $11,685 $2,626 $2,923
GEICO $1,380 $1,382 $1,299 $1,299 $4,189 $4,282 $1,981 $2,037
Liberty Mutual $1,777 $1,682 $1,647 $1,597 $3,793 $4,046 $1,998 $2,020
Nationwide $2,580 $2,468 $2,254 $2,130 $6,466 $7,142 $3,070 $3,041
Progressive $1,340 $1,380 $1,117 $1,333 $3,426 $4,161 $1,907 $2,052
State Farm $2,743 $2,743 $2,447 $2,447 $5,009 $6,220 $3,032 $3,126
Travelers $2,190 $2,130 $1,935 $1,912 $4,375 $5,085 $2,844 $2,789
USAA $1,696 $1,610 $1,654 $1,663 $3,857 $3,867 $2,338 $2,213

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Smith River, CA

Every driver must carry the minimum car insurance in Smith River, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Smith River, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Smith River, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smith River, CA to rates for a clean record with top companies.

Annual Smith River, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,185 $3,734 $5,793 $2,873
Farmers $3,020 $4,115 $5,136 $4,091
GEICO $1,564 $2,398 $3,023 $1,940
Liberty Mutual $2,012 $2,698 $2,437 $2,133
Nationwide $2,548 $3,262 $5,504 $3,262
Progressive $1,381 $2,312 $2,687 $1,979
State Farm $2,473 $2,952 $5,585 $2,872
Travelers $1,967 $3,140 $3,676 $2,846
USAA $1,572 $2,331 $3,824 $1,721

Cheapest Smith River, CA Car Insurance for Teen Drivers

Teen car insurance in Smith River, CA can be expensive. Take a look at rates from the top car insurance companies in Smith River for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smith River, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,394 $8,059
Farmers $7,082 $11,685
GEICO $4,189 $4,282
Liberty Mutual $3,793 $4,046
Nationwide $6,466 $7,142
Progressive $3,426 $4,161
State Farm $5,009 $6,220
Travelers $4,375 $5,085
USAA $3,857 $3,867

Cheapest Smith River, CA Car Insurance for Seniors

Take a look at Smith River, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smith River, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,706 $1,747
Farmers $1,988 $1,988
GEICO $1,299 $1,299
Liberty Mutual $1,647 $1,597
Nationwide $2,254 $2,130
Progressive $1,117 $1,333
State Farm $2,447 $2,447
Travelers $1,935 $1,912
USAA $1,654 $1,663

Cheapest Smith River, CA Car Insurance Rates After a DUI

A DUI in Smith River, CA increases car insurance rates. Compare Smith River, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smith River, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,793
Farmers $5,136
GEICO $3,023
Liberty Mutual $2,437
Nationwide $5,504
Progressive $2,687
State Farm $5,585
Travelers $3,676
USAA $3,824

Cheapest Smith River, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smith River, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smith River, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,299 $3,993
Farmers $3,713 $4,468
GEICO $2,028 $2,435
Liberty Mutual $2,131 $2,509
Nationwide $3,222 $4,065
Progressive $1,900 $2,279
State Farm $3,344 $3,597
Travelers $2,618 $3,197
USAA $2,175 $2,549

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in Smith River, CA

Take a look at a side-by-side comparison of the top car insurance companies in Smith River, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smith River, California

Insurance Company Average Annual Rates
Allstate $3,646
Farmers $4,091
GEICO $2,231
Liberty Mutual $2,320
Nationwide $3,644
Progressive $2,090
State Farm $3,471
Travelers $2,908
USAA $2,362

Category Winners: Cheapest Car Insurance in Smith River, California

Find the cheapest car insurance companies in Smith River, CA for each category right here.

Best Annual Car Insurance Rates by Company in Smith River, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Smith River, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smith River car insurance rates. Find the cheapest Smith River, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smith River, California

Insurance Company Low Medium High
Allstate $3,499 $3,670 $3,770
Farmers $3,841 $4,119 $4,312
GEICO $2,078 $2,250 $2,365
Liberty Mutual $2,163 $2,339 $2,458
Nationwide $3,284 $3,703 $3,945
Progressive $1,934 $2,137 $2,199
State Farm $3,145 $3,526 $3,741
Travelers $2,607 $2,969 $3,146
USAA $2,138 $2,408 $2,540

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in Smith River, California?

What factors can have an impact on Smith River, CA car insurance? There are several reasons why Smith River car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Smith River, California.

Commute Time in Smith River

The more time you spend in your car the higher the risk of an accident. The average commute length in Smith River, CA is 16.6 minutes according to City-Data.

Compare Car Insurance Quotes in Smith River, CA

Ready to find affordable Smith River, California car insurance today? Enter your ZIP code for fast, free Smith River, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption