Compare Smithdale, MS Car Insurance Rates (2021)

Car insurance in Smithdale, MS averages $325 a month. Smithdale, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Smithdale car insurance rates, compare quotes from the top car insurance companies in Smithdale, MS.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Smithdale, MS are $3,894/year
  • Average car insurance rates in Smithdale, MS after a DUI are $4,715/year
  • The cheapest car insurance company in Smithdale for teen drivers is USAA

If you need to buy Smithdale, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Smithdale, MS is right here.

You’ll find Smithdale car insurance rates, the cheapest Smithdale, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Smithdale, Mississippi car insurance rates to Olive Branch car insurance rates, Tupelo car insurance rates, and Gulfport car insurance rates.

Ready to find affordable Smithdale, MS car insurance today? Enter your ZIP code for fast, free Smithdale car insurance quotes.

Cheapest Smithdale, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smithdale, MS car insurance rates? Every Smithdale, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smithdale, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,597 $2,482 $2,313 $2,368 $10,299 $10,972 $2,959 $3,038
GEICO $3,547 $3,360 $3,227 $2,998 $8,695 $8,220 $5,832 $2,868
Liberty Mutual $2,830 $3,065 $2,267 $2,545 $10,211 $11,363 $3,014 $3,182
Nationwide $2,351 $2,421 $2,100 $2,233 $4,726 $6,045 $2,667 $2,897
Progressive $2,602 $2,424 $2,127 $2,058 $9,287 $10,380 $2,670 $2,762
State Farm $1,924 $1,924 $1,716 $1,716 $5,499 $6,919 $2,142 $2,435
Travelers $1,924 $1,960 $1,824 $1,827 $8,620 $13,690 $2,014 $2,347
USAA $1,410 $1,397 $1,314 $1,331 $3,504 $4,160 $1,722 $1,900

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Smithdale, MS

Every driver must carry the minimum car insurance in Smithdale, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Smithdale, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Smithdale, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smithdale, MS. Compare credit history car insurance rates in Smithdale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smithdale, Mississippi

Insurance Company Poor Fair Good
Allstate $5,359 $4,745 $3,781
GEICO $7,303 $4,137 $3,091
Liberty Mutual $6,904 $4,215 $3,310
Nationwide $3,747 $3,034 $2,758
Progressive $4,873 $4,145 $3,848
State Farm $4,378 $2,652 $2,073
Travelers $4,855 $3,957 $4,015
USAA $2,861 $1,862 $1,554

Cheapest Smithdale, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smithdale, MS to rates for a clean record with top companies.

Annual Smithdale, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,915 $4,612 $5,557 $4,430
GEICO $2,991 $4,562 $6,983 $4,838
Liberty Mutual $3,415 $5,446 $5,583 $4,796
Nationwide $2,523 $3,243 $4,150 $2,803
Progressive $3,678 $4,921 $4,234 $4,323
State Farm $2,762 $3,367 $3,004 $3,004
Travelers $3,737 $3,914 $5,372 $4,080
USAA $1,633 $2,086 $2,834 $1,816

Cheapest Smithdale, MS Car Insurance for Teen Drivers

Teen car insurance in Smithdale, MS can be expensive. Take a look at rates from the top car insurance companies in Smithdale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smithdale, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,299 $10,972
GEICO $8,695 $8,220
Liberty Mutual $10,211 $11,363
Nationwide $4,726 $6,045
Progressive $9,287 $10,380
State Farm $5,499 $6,919
Travelers $8,620 $13,690
USAA $3,504 $4,160

Cheapest Smithdale, MS Car Insurance for Seniors

Take a look at Smithdale, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smithdale, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,313 $2,368
GEICO $3,227 $2,998
Liberty Mutual $2,267 $2,545
Nationwide $2,100 $2,233
Progressive $2,127 $2,058
State Farm $1,716 $1,716
Travelers $1,824 $1,827
USAA $1,314 $1,331

Cheapest Smithdale, MS Car Insurance Rates After a DUI

A DUI in Smithdale, MS increases car insurance rates. Compare Smithdale, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smithdale, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,557
GEICO $6,983
Liberty Mutual $5,583
Nationwide $4,150
Progressive $4,234
State Farm $3,004
Travelers $5,372
USAA $2,834

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Smithdale, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smithdale, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smithdale, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,628 $4,628
GEICO $4,830 $4,857
Liberty Mutual $4,810 $4,810
Nationwide $3,180 $3,180
Progressive $4,289 $4,289
State Farm $2,961 $3,107
Travelers $4,276 $4,276
USAA $2,028 $2,157

The Best Cheap Car Insurance Companies in Smithdale, MS

Take a look at a side-by-side comparison of the top car insurance companies in Smithdale, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smithdale, Mississippi

Insurance Company Average Annual Rates
Allstate $4,628
GEICO $4,843
Liberty Mutual $4,810
Nationwide $3,180
Progressive $4,289
State Farm $3,034
Travelers $4,276
USAA $2,092

Category Winners: Cheapest Car Insurance in Smithdale, Mississippi

Find the cheapest car insurance companies in Smithdale, MS for each category right here.

Best Annual Car Insurance Rates by Company in Smithdale, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Smithdale, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smithdale car insurance rates. Find the cheapest Smithdale, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smithdale, Mississippi

Insurance Company Low Medium High
Allstate $4,422 $4,625 $4,838
GEICO $4,567 $4,878 $5,086
Liberty Mutual $4,516 $4,789 $5,124
Nationwide $3,012 $3,170 $3,358
Progressive $3,854 $4,333 $4,679
State Farm $2,871 $3,022 $3,210
Travelers $4,052 $4,302 $4,473
USAA $1,956 $2,081 $2,240

Compare Car Insurance Quotes in Smithdale, MS

Ready to find affordable Smithdale, Mississippi car insurance today? Enter your ZIP code for fast, free Smithdale, MS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption