Compare Smithfield, ME Car Insurance Rates (2021)

Car insurance in Smithfield, ME averages $220 a month. Smithfield, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Smithfield car insurance rates, compare quotes from the top car insurance companies in Smithfield, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Smithfield, ME after a DUI are $3,125/year
  • The cheapest car insurance company in Smithfield for teen drivers is GEICO
  • The cheapest car insurance company in Smithfield is USAA

If you need to buy Smithfield, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Smithfield, ME is right here.

You’ll find Smithfield car insurance rates, the cheapest Smithfield, ME car insurance companies, and information on Maine car insurance laws. You can also compare Smithfield, Maine car insurance rates to Westbrook car insurance rates, Biddeford car insurance rates, and South Portland car insurance rates.

Ready to find affordable Smithfield, ME car insurance today? Enter your ZIP code for fast, free Smithfield car insurance quotes.

Cheapest Smithfield, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smithfield, ME car insurance rates? Every Smithfield, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smithfield, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,890 $1,946 $1,697 $1,841 $4,782 $6,399 $2,058 $2,304
Farmers $1,682 $1,702 $1,565 $1,694 $5,113 $5,737 $1,958 $2,034
GEICO $1,022 $1,059 $1,022 $1,022 $2,454 $3,196 $1,115 $1,193
Liberty Mutual $3,075 $3,075 $2,928 $2,928 $6,548 $9,806 $3,075 $4,336
Progressive $1,926 $1,889 $1,926 $1,889 $7,952 $8,943 $2,248 $2,544
State Farm $1,358 $1,358 $1,279 $1,279 $4,311 $5,376 $1,515 $1,659
Travelers $1,142 $1,185 $1,035 $1,059 $4,560 $6,179 $1,137 $1,318
USAA $887 $877 $881 $863 $2,891 $3,194 $1,130 $1,191

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Minimum Car Insurance in Smithfield, ME

Every driver must carry the minimum car insurance in Smithfield, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Smithfield, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Smithfield, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smithfield, ME. Compare credit history car insurance rates in Smithfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smithfield, Maine

Insurance Company Poor Fair Good
Allstate $3,603 $2,743 $2,248
Farmers $3,134 $2,564 $2,360
GEICO $2,033 $1,348 $1,150
Liberty Mutual $6,226 $4,034 $3,155
Progressive $4,152 $3,550 $3,292
State Farm $3,302 $1,972 $1,527
Travelers $2,590 $2,124 $1,892
USAA $1,956 $1,343 $1,168

Cheapest Smithfield, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smithfield, ME to rates for a clean record with top companies.

Annual Smithfield, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,334 $3,173 $3,310 $2,640
Farmers $2,352 $2,991 $2,596 $2,805
GEICO $1,095 $1,546 $2,306 $1,095
Liberty Mutual $3,464 $4,054 $6,611 $3,759
Progressive $2,941 $4,952 $3,271 $3,495
State Farm $2,059 $2,475 $2,267 $2,267
Travelers $1,838 $2,042 $2,552 $2,377
USAA $1,133 $1,489 $2,088 $1,246

Cheapest Smithfield, ME Car Insurance for Teen Drivers

Teen car insurance in Smithfield, ME can be expensive. Take a look at rates from the top car insurance companies in Smithfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smithfield, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,782 $6,399
Farmers $5,113 $5,737
GEICO $2,454 $3,196
Liberty Mutual $6,548 $9,806
Progressive $7,952 $8,943
State Farm $4,311 $5,376
Travelers $4,560 $6,179
USAA $2,891 $3,194

Cheapest Smithfield, ME Car Insurance for Seniors

Take a look at Smithfield, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smithfield, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,697 $1,841
Farmers $1,565 $1,694
GEICO $1,022 $1,022
Liberty Mutual $2,928 $2,928
Progressive $1,926 $1,889
State Farm $1,279 $1,279
Travelers $1,035 $1,059
USAA $881 $863

Cheapest Smithfield, ME Car Insurance Rates After a DUI

A DUI in Smithfield, ME increases car insurance rates. Compare Smithfield, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smithfield, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,310
Farmers $2,596
GEICO $2,306
Liberty Mutual $6,611
Progressive $3,271
State Farm $2,267
Travelers $2,552
USAA $2,088

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Cheapest Smithfield, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smithfield, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smithfield, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,865 $2,865
Farmers $2,686 $2,686
GEICO $1,486 $1,535
Liberty Mutual $4,379 $4,564
Progressive $3,665 $3,665
State Farm $2,193 $2,341
Travelers $2,202 $2,202
USAA $1,447 $1,531

The Best Cheap Car Insurance Companies in Smithfield, ME

Take a look at a side-by-side comparison of the top car insurance companies in Smithfield, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smithfield, Maine

Insurance Company Average Annual Rates
Allstate $2,865
Farmers $2,686
GEICO $1,511
Liberty Mutual $4,472
Progressive $3,665
State Farm $2,267
Travelers $2,202
USAA $1,489

Category Winners: Cheapest Car Insurance in Smithfield, Maine

Find the cheapest car insurance companies in Smithfield, ME for each category right here.

Best Annual Car Insurance Rates by Company in Smithfield, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Smithfield, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smithfield car insurance rates. Find the cheapest Smithfield, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smithfield, Maine

Insurance Company Low Medium High
Allstate $2,830 $2,831 $2,932
Farmers $2,583 $2,598 $2,876
GEICO $1,483 $1,491 $1,558
Liberty Mutual $4,422 $4,422 $4,572
Progressive $3,594 $3,600 $3,801
State Farm $2,211 $2,244 $2,346
Travelers $2,168 $2,172 $2,266
USAA $1,461 $1,472 $1,534

Compare Car Insurance Quotes in Smithfield, ME

Ready to find affordable Smithfield, Maine car insurance today? Enter your ZIP code for fast, free Smithfield, ME car insurance quotes.

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