Compare Smithfield, PA Car Insurance Rates (2021)

Car insurance in Smithfield, PA averages $329 a month. Smithfield, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Smithfield car insurance rates, compare quotes from the top car insurance companies in Smithfield, PA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Smithfield, PA after a DUI are $4,322/year
  • Average car insurance rates in Smithfield, PA are $3,948/year
  • The cheapest car insurance company in Smithfield is USAA

If you need to buy Smithfield, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Smithfield, PA is right here.

You’ll find Smithfield car insurance rates, the cheapest Smithfield, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Smithfield, Pennsylvania car insurance rates to Reading car insurance rates, Pittsburgh car insurance rates, and Philadelphia car insurance rates.

Ready to find affordable Smithfield, PA car insurance today? Enter your ZIP code for fast, free Smithfield car insurance quotes.

Cheapest Smithfield, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smithfield, PA car insurance rates? Every Smithfield, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smithfield, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,408 $2,408 $2,209 $2,209 $7,907 $7,907 $2,664 $2,664
GEICO $1,986 $1,719 $1,858 $1,609 $4,937 $4,282 $2,007 $1,737
Liberty Mutual $4,142 $4,142 $3,793 $3,793 $12,121 $12,121 $5,263 $5,263
Nationwide $1,792 $1,792 $1,695 $1,695 $5,035 $5,035 $2,008 $2,008
Progressive $2,673 $2,673 $2,384 $2,384 $8,666 $8,666 $3,424 $3,424
State Farm $1,514 $1,514 $1,330 $1,330 $5,283 $5,283 $1,664 $1,664
Travelers $1,717 $1,717 $1,836 $1,836 $24,971 $24,971 $2,079 $2,079
USAA $1,226 $1,226 $1,106 $1,106 $3,737 $3,737 $1,636 $1,636

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Smithfield, PA

Every driver must carry the minimum car insurance in Smithfield, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Smithfield, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Smithfield, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smithfield, PA. Compare credit history car insurance rates in Smithfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smithfield, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,859 $3,617 $2,916
GEICO $3,777 $2,129 $1,645
Liberty Mutual $8,084 $5,793 $5,113
Nationwide $3,091 $2,539 $2,266
Progressive $5,679 $3,984 $3,197
State Farm $3,482 $2,157 $1,703
Travelers $8,342 $7,519 $7,091
USAA $2,414 $1,786 $1,579

Cheapest Smithfield, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smithfield, PA to rates for a clean record with top companies.

Annual Smithfield, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,637 $4,277 $3,637 $3,637
GEICO $1,846 $3,180 $2,480 $2,561
Liberty Mutual $5,775 $6,615 $6,465 $6,465
Nationwide $1,896 $2,538 $3,546 $2,548
Progressive $3,883 $5,374 $3,999 $3,891
State Farm $2,250 $2,645 $2,448 $2,448
Travelers $5,454 $7,717 $9,715 $7,717
USAA $1,547 $2,141 $2,288 $1,729

Cheapest Smithfield, PA Car Insurance for Teen Drivers

Teen car insurance in Smithfield, PA can be expensive. Take a look at rates from the top car insurance companies in Smithfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smithfield, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,907 $7,907
GEICO $4,937 $4,282
Liberty Mutual $12,121 $12,121
Nationwide $5,035 $5,035
Progressive $8,666 $8,666
State Farm $5,283 $5,283
Travelers $24,971 $24,971
USAA $3,737 $3,737

Cheapest Smithfield, PA Car Insurance for Seniors

Take a look at Smithfield, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smithfield, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,209 $2,209
GEICO $1,858 $1,609
Liberty Mutual $3,793 $3,793
Nationwide $1,695 $1,695
Progressive $2,384 $2,384
State Farm $1,330 $1,330
Travelers $1,836 $1,836
USAA $1,106 $1,106

Cheapest Smithfield, PA Car Insurance Rates After a DUI

A DUI in Smithfield, PA increases car insurance rates. Compare Smithfield, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smithfield, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,637
GEICO $2,480
Liberty Mutual $6,465
Nationwide $3,546
Progressive $3,999
State Farm $2,448
Travelers $9,715
USAA $2,288

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Smithfield, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smithfield, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smithfield, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,722 $3,872
GEICO $2,474 $2,559
Liberty Mutual $6,167 $6,492
Nationwide $2,632 $2,632
Progressive $4,287 $4,287
State Farm $2,375 $2,520
Travelers $7,651 $7,651
USAA $1,871 $1,981

The Best Cheap Car Insurance Companies in Smithfield, PA

Take a look at a side-by-side comparison of the top car insurance companies in Smithfield, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smithfield, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,797
GEICO $2,517
Liberty Mutual $6,330
Nationwide $2,632
Progressive $4,287
State Farm $2,448
Travelers $7,651
USAA $1,926

Category Winners: Cheapest Car Insurance in Smithfield, Pennsylvania

Find the cheapest car insurance companies in Smithfield, PA for each category right here.

Best Annual Car Insurance Rates by Company in Smithfield, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Smithfield, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smithfield car insurance rates. Find the cheapest Smithfield, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smithfield, Pennsylvania

Insurance Company Low Medium High
Allstate $3,644 $3,818 $3,930
GEICO $2,304 $2,538 $2,708
Liberty Mutual $6,021 $6,376 $6,593
Nationwide $2,667 $2,662 $2,568
Progressive $3,936 $4,314 $4,611
State Farm $2,305 $2,476 $2,562
Travelers $7,715 $7,646 $7,591
USAA $1,788 $1,944 $2,046

What affects car insurance rates in Smithfield, Pennsylvania?

What factors can have an impact on Smithfield, PA car insurance? There are several reasons why Smithfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Smithfield, Pennsylvania.

Commute Time in Smithfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Smithfield, PA is 30.6 minutes according to City-Data.

Compare Car Insurance Quotes in Smithfield, PA

Ready to find affordable Smithfield, Pennsylvania car insurance today? Enter your ZIP code for fast, free Smithfield, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption