Compare Smithland, IA Car Insurance Rates (2021)

Car insurance in Smithland, IA averages $255 a month. Smithland, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Smithland car insurance rates, compare quotes from the top car insurance companies in Smithland, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Smithland is USAA
  • Average car insurance rates in Smithland, IA are $3,054/year
  • Average car insurance rates in Smithland, IA after a DUI are $3,676/year

If you need to buy Smithland, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Smithland, IA is right here.

You’ll find Smithland car insurance rates, the cheapest Smithland, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Smithland, Iowa car insurance rates to Davenport car insurance rates, West Des Moines car insurance rates, and Council Bluffs car insurance rates.

Ready to find affordable Smithland, IA car insurance today? Enter your ZIP code for fast, free Smithland car insurance quotes.

Cheapest Smithland, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smithland, IA car insurance rates? Every Smithland, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smithland, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $2,007 $2,007 $1,794 $1,794 $5,350 $7,510 $2,007 $2,417
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,146 $2,333 $1,886 $2,294 $10,198 $11,487 $2,431 $2,684
Nationwide $1,767 $1,813 $1,576 $1,681 $4,074 $5,270 $2,002 $2,177
Progressive $1,831 $1,764 $1,505 $1,565 $4,511 $5,096 $2,206 $2,397
State Farm $1,419 $1,419 $1,250 $1,250 $3,896 $4,932 $1,597 $1,823
Travelers $2,572 $2,626 $2,495 $2,504 $11,418 $18,259 $2,672 $3,163
USAA $1,307 $1,321 $1,199 $1,222 $3,562 $3,781 $1,570 $1,735

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Minimum Car Insurance in Smithland, IA

Every driver must carry the minimum car insurance in Smithland, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Smithland, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Smithland, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smithland, IA. Compare credit history car insurance rates in Smithland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smithland, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,968 $2,914 $2,450
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,328 $3,898 $3,070
Nationwide $3,089 $2,422 $2,124
Progressive $3,084 $2,489 $2,255
State Farm $3,130 $1,937 $1,527
Travelers $6,428 $5,486 $5,227
USAA $2,578 $1,773 $1,536

Cheapest Smithland, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smithland, IA to rates for a clean record with top companies.

Annual Smithland, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,246 $3,285 $4,270 $2,641
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,829 $4,733 $4,834 $4,333
Nationwide $1,842 $2,646 $3,608 $2,084
Progressive $2,096 $3,440 $2,273 $2,628
State Farm $2,031 $2,365 $2,198 $2,198
Travelers $4,168 $5,549 $7,434 $5,704
USAA $1,496 $2,015 $2,619 $1,719

Cheapest Smithland, IA Car Insurance for Teen Drivers

Teen car insurance in Smithland, IA can be expensive. Take a look at rates from the top car insurance companies in Smithland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smithland, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,350 $7,510
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,198 $11,487
Nationwide $4,074 $5,270
Progressive $4,511 $5,096
State Farm $3,896 $4,932
Travelers $11,418 $18,259
USAA $3,562 $3,781

Cheapest Smithland, IA Car Insurance for Seniors

Take a look at Smithland, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smithland, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,794 $1,794
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,886 $2,294
Nationwide $1,576 $1,681
Progressive $1,505 $1,565
State Farm $1,250 $1,250
Travelers $2,495 $2,504
USAA $1,199 $1,222

Cheapest Smithland, IA Car Insurance Rates After a DUI

A DUI in Smithland, IA increases car insurance rates. Compare Smithland, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smithland, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,843
American Family $4,270
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,834
Nationwide $3,608
Progressive $2,273
State Farm $2,198
Travelers $7,434
USAA $2,619

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Cheapest Smithland, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smithland, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smithland, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $3,074 $3,147
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,432 $4,432
Nationwide $2,545 $2,545
Progressive $2,609 $2,609
State Farm $2,145 $2,251
Travelers $5,714 $5,714
USAA $1,891 $2,034

The Best Cheap Car Insurance Companies in Smithland, IA

Take a look at a side-by-side comparison of the top car insurance companies in Smithland, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smithland, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,111
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,432
Nationwide $2,545
Progressive $2,609
State Farm $2,198
Travelers $5,714
USAA $1,962

Category Winners: Cheapest Car Insurance in Smithland, Iowa

Find the cheapest car insurance companies in Smithland, IA for each category right here.

Best Annual Car Insurance Rates by Company in Smithland, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Smithland, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smithland car insurance rates. Find the cheapest Smithland, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smithland, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,123 $3,284 $2,925
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,248 $4,422 $4,626
Nationwide $2,640 $2,537 $2,458
Progressive $2,476 $2,616 $2,736
State Farm $2,090 $2,211 $2,294
Travelers $5,357 $5,802 $5,983
USAA $1,859 $1,969 $2,059

What affects car insurance rates in Smithland, Iowa?

What factors can have an impact on Smithland, IA car insurance? There are several reasons why Smithland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Smithland, Iowa.

Commute Time in Smithland

The more time you spend in your car the higher the risk of an accident. The average commute length in Smithland, IA is 34.3 minutes according to City-Data.

Compare Car Insurance Quotes in Smithland, IA

Ready to find affordable Smithland, Iowa car insurance today? Enter your ZIP code for fast, free Smithland, IA car insurance quotes.

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