Compare Smithmill, PA Car Insurance Rates (2021)

Car insurance in Smithmill, PA averages $304 a month. Smithmill, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Smithmill car insurance rates, compare quotes from the top car insurance companies in Smithmill, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Smithmill, PA after a DUI are $3,988/year
  • The cheapest car insurance company in Smithmill is USAA
  • The cheapest car insurance company in Smithmill for teen drivers is USAA

If you need to buy Smithmill, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Smithmill, PA is right here.

You’ll find Smithmill car insurance rates, the cheapest Smithmill, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Smithmill, Pennsylvania car insurance rates to Scranton car insurance rates, Erie car insurance rates, and Reading car insurance rates.

Ready to find affordable Smithmill, PA car insurance today? Enter your ZIP code for fast, free Smithmill car insurance quotes.

Cheapest Smithmill, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smithmill, PA car insurance rates? Every Smithmill, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smithmill, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,320 $2,320 $2,118 $2,118 $7,364 $7,364 $2,574 $2,574
GEICO $2,049 $1,773 $1,878 $1,627 $4,984 $4,320 $2,093 $1,811
Liberty Mutual $3,612 $3,612 $3,308 $3,308 $10,575 $10,575 $4,589 $4,589
Nationwide $1,824 $1,824 $1,721 $1,721 $5,064 $5,064 $2,040 $2,040
Progressive $2,534 $2,534 $2,254 $2,254 $7,918 $7,918 $3,241 $3,241
State Farm $1,580 $1,580 $1,386 $1,386 $5,537 $5,537 $1,736 $1,736
Travelers $1,538 $1,538 $1,646 $1,646 $21,921 $21,921 $1,861 $1,861
USAA $1,013 $1,013 $916 $916 $2,976 $2,976 $1,340 $1,340

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Minimum Car Insurance in Smithmill, PA

Every driver must carry the minimum car insurance in Smithmill, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Smithmill, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Smithmill, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smithmill, PA. Compare credit history car insurance rates in Smithmill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smithmill, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,606 $3,418 $2,758
GEICO $3,853 $2,171 $1,677
Liberty Mutual $7,048 $5,053 $4,462
Nationwide $3,129 $2,565 $2,293
Progressive $5,302 $3,698 $2,960
State Farm $3,645 $2,255 $1,779
Travelers $7,341 $6,626 $6,257
USAA $1,951 $1,449 $1,283

Cheapest Smithmill, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smithmill, PA to rates for a clean record with top companies.

Annual Smithmill, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,446 $4,037 $3,446 $3,446
GEICO $1,893 $3,177 $2,555 $2,643
Liberty Mutual $5,051 $5,758 $5,638 $5,638
Nationwide $1,913 $2,559 $3,594 $2,583
Progressive $3,626 $4,959 $3,726 $3,636
State Farm $2,354 $2,766 $2,560 $2,560
Travelers $4,810 $6,807 $8,542 $6,807
USAA $1,262 $1,731 $1,844 $1,408

Cheapest Smithmill, PA Car Insurance for Teen Drivers

Teen car insurance in Smithmill, PA can be expensive. Take a look at rates from the top car insurance companies in Smithmill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smithmill, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $7,364
GEICO $4,984 $4,320
Liberty Mutual $10,575 $10,575
Nationwide $5,064 $5,064
Progressive $7,918 $7,918
State Farm $5,537 $5,537
Travelers $21,921 $21,921
USAA $2,976 $2,976

Cheapest Smithmill, PA Car Insurance for Seniors

Take a look at Smithmill, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smithmill, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,118 $2,118
GEICO $1,878 $1,627
Liberty Mutual $3,308 $3,308
Nationwide $1,721 $1,721
Progressive $2,254 $2,254
State Farm $1,386 $1,386
Travelers $1,646 $1,646
USAA $916 $916

Cheapest Smithmill, PA Car Insurance Rates After a DUI

A DUI in Smithmill, PA increases car insurance rates. Compare Smithmill, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smithmill, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,446
GEICO $2,555
Liberty Mutual $5,638
Nationwide $3,594
Progressive $3,726
State Farm $2,560
Travelers $8,542
USAA $1,844

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Cheapest Smithmill, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smithmill, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smithmill, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,526 $3,662
GEICO $2,520 $2,614
Liberty Mutual $5,379 $5,663
Nationwide $2,662 $2,662
Progressive $3,987 $3,987
State Farm $2,485 $2,635
Travelers $6,742 $6,742
USAA $1,517 $1,606

The Best Cheap Car Insurance Companies in Smithmill, PA

Take a look at a side-by-side comparison of the top car insurance companies in Smithmill, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smithmill, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,594
GEICO $2,567
Liberty Mutual $5,521
Nationwide $2,662
Progressive $3,987
State Farm $2,560
Travelers $6,742
USAA $1,561

Category Winners: Cheapest Car Insurance in Smithmill, Pennsylvania

Find the cheapest car insurance companies in Smithmill, PA for each category right here.

Best Annual Car Insurance Rates by Company in Smithmill, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Smithmill, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smithmill car insurance rates. Find the cheapest Smithmill, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smithmill, Pennsylvania

Insurance Company Low Medium High
Allstate $3,454 $3,613 $3,715
GEICO $2,392 $2,583 $2,726
Liberty Mutual $5,281 $5,556 $5,726
Nationwide $2,697 $2,690 $2,599
Progressive $3,699 $4,013 $4,248
State Farm $2,420 $2,589 $2,671
Travelers $6,861 $6,739 $6,625
USAA $1,457 $1,575 $1,652

Compare Car Insurance Quotes in Smithmill, PA

Ready to find affordable Smithmill, Pennsylvania car insurance today? Enter your ZIP code for fast, free Smithmill, PA car insurance quotes.

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