Compare Smiths Creek, MI Car Insurance Rates (2021)

Car insurance in Smiths Creek, MI averages $882 a month. Smiths Creek, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Smiths Creek car insurance rates, compare quotes from the top car insurance companies in Smiths Creek, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Smiths Creek, MI after a DUI are $17,469/year
  • The cheapest car insurance company in Smiths Creek is USAA
  • Average car insurance rates in Smiths Creek, MI are $10,582/year

If you need to buy Smiths Creek, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Smiths Creek, MI is right here.

You’ll find Smiths Creek car insurance rates, the cheapest Smiths Creek, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Smiths Creek, Michigan car insurance rates to Ann Arbor car insurance rates, Warren car insurance rates, and Grand Rapids car insurance rates.

Ready to find affordable Smiths Creek, MI car insurance today? Enter your ZIP code for fast, free Smiths Creek car insurance quotes.

Cheapest Smiths Creek, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smiths Creek, MI car insurance rates? Every Smiths Creek, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smiths Creek, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,411 $16,411 $15,231 $15,231 $41,080 $41,080 $17,296 $17,296
Farmers $4,394 $4,394 $4,090 $4,090 $10,399 $10,399 $4,943 $4,943
GEICO $4,103 $4,103 $4,217 $4,217 $11,571 $11,571 $3,916 $3,916
Liberty Mutual $16,936 $16,936 $16,769 $16,769 $39,803 $39,803 $16,936 $16,936
Nationwide $5,224 $5,224 $4,643 $4,643 $14,083 $14,083 $5,749 $5,749
Progressive $3,521 $3,214 $3,111 $3,532 $12,865 $13,509 $4,082 $3,648
State Farm $7,167 $7,167 $6,646 $6,646 $25,083 $25,083 $8,413 $8,413
Travelers $6,203 $6,203 $5,303 $5,303 $18,896 $18,896 $6,744 $6,744
USAA $2,720 $2,573 $2,558 $2,411 $6,739 $6,402 $3,321 $3,181

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Minimum Car Insurance in Smiths Creek, MI

Every driver must carry the minimum car insurance in Smiths Creek, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Smiths Creek, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Smiths Creek, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smiths Creek, MI. Compare credit history car insurance rates in Smiths Creek from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smiths Creek, Michigan

Insurance Company Poor Fair Good
Allstate $34,120 $18,904 $14,489
Farmers $7,769 $5,245 $4,856
GEICO $7,655 $5,626 $4,576
Liberty Mutual $35,789 $20,653 $11,391
Nationwide $9,331 $7,009 $5,934
Progressive $6,882 $5,767 $5,156
State Farm $19,185 $9,706 $6,591
Travelers $9,512 $9,230 $9,116
USAA $5,600 $3,189 $2,425

Cheapest Smiths Creek, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smiths Creek, MI to rates for a clean record with top companies.

Annual Smiths Creek, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,915 $14,587 $49,199 $15,317
Farmers $5,004 $6,392 $6,302 $6,127
GEICO $2,060 $4,431 $13,471 $3,846
Liberty Mutual $15,674 $19,028 $35,578 $20,165
Nationwide $6,329 $8,525 $7,704 $7,141
Progressive $4,986 $6,640 $5,962 $6,154
State Farm $7,530 $9,025 $19,487 $11,267
Travelers $6,226 $8,953 $14,603 $7,364
USAA $3,004 $3,756 $4,918 $3,275

Cheapest Smiths Creek, MI Car Insurance for Teen Drivers

Teen car insurance in Smiths Creek, MI can be expensive. Take a look at rates from the top car insurance companies in Smiths Creek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smiths Creek, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,080 $41,080
Farmers $10,399 $10,399
GEICO $11,571 $11,571
Liberty Mutual $39,803 $39,803
Nationwide $14,083 $14,083
Progressive $12,865 $13,509
State Farm $25,083 $25,083
Travelers $18,896 $18,896
USAA $6,739 $6,402

Cheapest Smiths Creek, MI Car Insurance for Seniors

Take a look at Smiths Creek, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smiths Creek, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,231 $15,231
Farmers $4,090 $4,090
GEICO $4,217 $4,217
Liberty Mutual $16,769 $16,769
Nationwide $4,643 $4,643
Progressive $3,111 $3,532
State Farm $6,646 $6,646
Travelers $5,303 $5,303
USAA $2,558 $2,411

Cheapest Smiths Creek, MI Car Insurance Rates After a DUI

A DUI in Smiths Creek, MI increases car insurance rates. Compare Smiths Creek, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smiths Creek, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,199
Farmers $6,302
GEICO $13,471
Liberty Mutual $35,578
Nationwide $7,704
Progressive $5,962
State Farm $19,487
Travelers $14,603
USAA $4,918

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Cheapest Smiths Creek, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smiths Creek, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smiths Creek, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,504 $22,504
Farmers $5,956 $5,956
GEICO $5,819 $6,085
Liberty Mutual $21,834 $23,389
Nationwide $7,425 $7,425
Progressive $5,935 $5,935
State Farm $11,508 $12,146
Travelers $9,233 $9,340
USAA $3,695 $3,781

The Best Cheap Car Insurance Companies in Smiths Creek, MI

Take a look at a side-by-side comparison of the top car insurance companies in Smiths Creek, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smiths Creek, Michigan

Insurance Company Average Annual Rates
Allstate $22,504
Farmers $5,956
GEICO $5,952
Liberty Mutual $22,611
Nationwide $7,425
Progressive $5,935
State Farm $11,827
Travelers $9,286
USAA $3,738

Category Winners: Cheapest Car Insurance in Smiths Creek, Michigan

Find the cheapest car insurance companies in Smiths Creek, MI for each category right here.

Best Annual Car Insurance Rates by Company in Smiths Creek, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Smiths Creek, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smiths Creek car insurance rates. Find the cheapest Smiths Creek, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smiths Creek, Michigan

Insurance Company Low Medium High
Allstate $21,886 $22,559 $23,067
Farmers $5,731 $5,934 $6,204
GEICO $5,533 $5,896 $6,427
Liberty Mutual $22,080 $22,558 $23,196
Nationwide $7,722 $7,312 $7,240
Progressive $5,716 $5,944 $6,145
State Farm $11,236 $11,900 $12,346
Travelers $9,203 $9,293 $9,362
USAA $3,631 $3,747 $3,837

Compare Car Insurance Quotes in Smiths Creek, MI

Ready to find affordable Smiths Creek, Michigan car insurance today? Enter your ZIP code for fast, free Smiths Creek, MI car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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