Compare Smiths Grove, KY Car Insurance Rates (2021)

Car insurance in Smiths Grove, KY averages $330 a month. Smiths Grove, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Smiths Grove car insurance rates, compare quotes from the top car insurance companies in Smiths Grove, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Smiths Grove, KY are $3,962/year
  • The cheapest car insurance company in Smiths Grove for teen drivers is USAA
  • Average car insurance rates in Smiths Grove, KY after a DUI are $4,765/year

If you need to buy Smiths Grove, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Smiths Grove, KY is right here.

You’ll find Smiths Grove car insurance rates, the cheapest Smiths Grove, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Smiths Grove, Kentucky car insurance rates to Nicholasville car insurance rates, Richmond car insurance rates, and Bowling Green car insurance rates.

Ready to find affordable Smiths Grove, KY car insurance today? Enter your ZIP code for fast, free Smiths Grove car insurance quotes.

Cheapest Smiths Grove, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smiths Grove, KY car insurance rates? Every Smiths Grove, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smiths Grove, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,059 $3,024 $2,772 $2,952 $11,304 $12,741 $3,376 $3,562
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,322 $2,512 $2,003 $2,228 $9,300 $10,244 $2,412 $2,481
Nationwide $2,859 $2,851 $2,591 $2,696 $6,391 $7,916 $3,240 $3,385
Progressive $2,007 $1,903 $1,808 $1,812 $9,928 $11,242 $2,487 $2,539
State Farm $1,524 $1,524 $1,358 $1,358 $4,434 $5,640 $1,700 $1,884
Travelers $2,010 $2,047 $1,966 $1,974 $9,467 $15,226 $2,095 $2,421
USAA $1,817 $1,817 $1,642 $1,666 $4,879 $5,132 $2,290 $2,504

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Minimum Car Insurance in Smiths Grove, KY

Every driver must carry the minimum car insurance in Smiths Grove, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Smiths Grove, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Smiths Grove, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smiths Grove, KY. Compare credit history car insurance rates in Smiths Grove from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smiths Grove, Kentucky

Insurance Company Poor Fair Good
Allstate $7,072 $4,895 $4,080
GEICO $6,836 $3,413 $2,224
Liberty Mutual $5,967 $3,683 $2,913
Nationwide $4,839 $3,817 $3,317
Progressive $4,697 $4,112 $3,838
State Farm $3,510 $2,119 $1,654
Travelers $5,184 $4,392 $4,375
USAA $4,037 $2,268 $1,850

Cheapest Smiths Grove, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smiths Grove, KY to rates for a clean record with top companies.

Annual Smiths Grove, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,438 $5,782 $6,170 $5,005
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,497 $5,361 $4,176 $3,717
Nationwide $3,188 $4,103 $5,170 $3,503
Progressive $3,486 $5,170 $3,974 $4,233
State Farm $2,226 $2,629 $2,428 $2,428
Travelers $4,064 $4,180 $6,008 $4,350
USAA $2,049 $2,895 $3,463 $2,467

Cheapest Smiths Grove, KY Car Insurance for Teen Drivers

Teen car insurance in Smiths Grove, KY can be expensive. Take a look at rates from the top car insurance companies in Smiths Grove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smiths Grove, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,304 $12,741
GEICO $6,851 $8,131
Liberty Mutual $9,300 $10,244
Nationwide $6,391 $7,916
Progressive $9,928 $11,242
State Farm $4,434 $5,640
Travelers $9,467 $15,226
USAA $4,879 $5,132

Cheapest Smiths Grove, KY Car Insurance for Seniors

Take a look at Smiths Grove, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smiths Grove, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,772 $2,952
GEICO $3,510 $3,179
Liberty Mutual $2,003 $2,228
Nationwide $2,591 $2,696
Progressive $1,808 $1,812
State Farm $1,358 $1,358
Travelers $1,966 $1,974
USAA $1,642 $1,666

Cheapest Smiths Grove, KY Car Insurance Rates After a DUI

A DUI in Smiths Grove, KY increases car insurance rates. Compare Smiths Grove, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smiths Grove, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,170
GEICO $6,731
Liberty Mutual $4,176
Nationwide $5,170
Progressive $3,974
State Farm $2,428
Travelers $6,008
USAA $3,463

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Cheapest Smiths Grove, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smiths Grove, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smiths Grove, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,349 $5,349
GEICO $4,119 $4,197
Liberty Mutual $4,188 $4,188
Nationwide $3,991 $3,991
Progressive $4,216 $4,216
State Farm $2,366 $2,489
Travelers $4,651 $4,651
USAA $2,618 $2,819

The Best Cheap Car Insurance Companies in Smiths Grove, KY

Take a look at a side-by-side comparison of the top car insurance companies in Smiths Grove, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smiths Grove, Kentucky

Insurance Company Average Annual Rates
Allstate $5,349
GEICO $4,158
Liberty Mutual $4,188
Nationwide $3,991
Progressive $4,216
State Farm $2,428
Travelers $4,651
USAA $2,718

Category Winners: Cheapest Car Insurance in Smiths Grove, Kentucky

Find the cheapest car insurance companies in Smiths Grove, KY for each category right here.

Best Annual Car Insurance Rates by Company in Smiths Grove, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Smiths Grove, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smiths Grove car insurance rates. Find the cheapest Smiths Grove, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smiths Grove, Kentucky

Insurance Company Low Medium High
Allstate $5,006 $5,329 $5,711
GEICO $3,895 $4,144 $4,435
Liberty Mutual $3,983 $4,159 $4,421
Nationwide $4,029 $3,950 $3,995
Progressive $3,879 $4,160 $4,608
State Farm $2,272 $2,426 $2,584
Travelers $4,404 $4,671 $4,876
USAA $2,592 $2,712 $2,851

What affects car insurance rates in Smiths Grove, Kentucky?

What factors can have an impact on Smiths Grove, KY car insurance? There are several reasons why Smiths Grove car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Smiths Grove, Kentucky.

Commute Time in Smiths Grove

The more time you spend in your car the higher the risk of an accident. The average commute length in Smiths Grove, KY is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in Smiths Grove, KY

Ready to find affordable Smiths Grove, Kentucky car insurance today? Enter your ZIP code for fast, free Smiths Grove, KY car insurance quotes.

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