Compare Smithshire, IL Car Insurance Rates (2021)

Car insurance in Smithshire, IL averages $242 a month. Smithshire, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Smithshire car insurance rates, compare quotes from the top car insurance companies in Smithshire, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Smithshire for teen drivers is Liberty Mutual
  • Average car insurance rates in Smithshire, IL are $2,908/year
  • Average car insurance rates in Smithshire, IL after a DUI are $3,391/year

If you need to buy Smithshire, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Smithshire, IL is right here.

You’ll find Smithshire car insurance rates, the cheapest Smithshire, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Smithshire, Illinois car insurance rates to Springfield car insurance rates, Elgin car insurance rates, and Chicago car insurance rates.

Ready to find affordable Smithshire, IL car insurance today? Enter your ZIP code for fast, free Smithshire car insurance quotes.

Cheapest Smithshire, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smithshire, IL car insurance rates? Every Smithshire, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smithshire, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,266 $2,266 $2,069 $2,069 $6,270 $8,739 $2,266 $2,917
Farmers $2,227 $2,228 $1,983 $2,091 $9,159 $9,532 $2,538 $2,662
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,262 $1,362 $1,056 $1,176 $3,906 $4,338 $1,319 $1,394
Nationwide $1,706 $1,740 $1,517 $1,611 $4,593 $5,910 $1,976 $2,143
Progressive $1,861 $1,780 $1,529 $1,592 $6,372 $7,170 $2,229 $2,420
State Farm $1,325 $1,325 $1,173 $1,173 $3,659 $4,649 $1,494 $1,713
Travelers $1,398 $1,476 $1,257 $1,340 $3,793 $4,696 $1,485 $1,564
USAA $1,488 $1,518 $1,379 $1,361 $4,700 $5,201 $1,953 $2,152

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Smithshire, IL

Every driver must carry the minimum car insurance in Smithshire, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Smithshire, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Smithshire, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smithshire, IL. Compare credit history car insurance rates in Smithshire from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smithshire, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $4,812 $3,260 $2,751
Farmers $4,620 $3,862 $3,676
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,792 $1,743 $1,395
Nationwide $3,164 $2,550 $2,235
Progressive $3,568 $3,012 $2,777
State Farm $3,001 $1,797 $1,394
Travelers $2,605 $2,077 $1,696
USAA $3,299 $2,255 $1,854

Cheapest Smithshire, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smithshire, IL to rates for a clean record with top companies.

Annual Smithshire, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,651 $3,773 $5,001 $3,008
Farmers $3,427 $4,403 $4,294 $4,086
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,656 $2,324 $2,054 $1,873
Nationwide $2,134 $2,763 $3,250 $2,452
Progressive $2,582 $3,784 $2,850 $3,261
State Farm $1,896 $2,232 $2,064 $2,064
Travelers $1,702 $2,215 $2,460 $2,128
USAA $1,769 $2,525 $3,453 $2,130

Cheapest Smithshire, IL Car Insurance for Teen Drivers

Teen car insurance in Smithshire, IL can be expensive. Take a look at rates from the top car insurance companies in Smithshire for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smithshire, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,270 $8,739
Farmers $9,159 $9,532
GEICO $4,847 $5,129
Liberty Mutual $3,906 $4,338
Nationwide $4,593 $5,910
Progressive $6,372 $7,170
State Farm $3,659 $4,649
Travelers $3,793 $4,696
USAA $4,700 $5,201

Cheapest Smithshire, IL Car Insurance for Seniors

Take a look at Smithshire, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smithshire, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,069 $2,069
Farmers $1,983 $2,091
GEICO $1,521 $1,797
Liberty Mutual $1,056 $1,176
Nationwide $1,517 $1,611
Progressive $1,529 $1,592
State Farm $1,173 $1,173
Travelers $1,257 $1,340
USAA $1,379 $1,361

Cheapest Smithshire, IL Car Insurance Rates After a DUI

A DUI in Smithshire, IL increases car insurance rates. Compare Smithshire, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smithshire, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,008
American Family $5,001
Farmers $4,294
GEICO $3,482
Liberty Mutual $2,054
Nationwide $3,250
Progressive $2,850
State Farm $2,064
Travelers $2,460
USAA $3,453

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Smithshire, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smithshire, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smithshire, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,561 $3,655
Farmers $4,052 $4,052
GEICO $2,519 $2,617
Liberty Mutual $1,977 $1,977
Nationwide $2,650 $2,650
Progressive $3,119 $3,119
State Farm $2,012 $2,115
Travelers $2,044 $2,208
USAA $2,400 $2,538

The Best Cheap Car Insurance Companies in Smithshire, IL

Take a look at a side-by-side comparison of the top car insurance companies in Smithshire, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smithshire, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,608
Farmers $4,052
GEICO $2,568
Liberty Mutual $1,977
Nationwide $2,650
Progressive $3,119
State Farm $2,064
Travelers $2,126
USAA $2,469

Category Winners: Cheapest Car Insurance in Smithshire, Illinois

Find the cheapest car insurance companies in Smithshire, IL for each category right here.

Best Annual Car Insurance Rates by Company in Smithshire, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Smithshire, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smithshire car insurance rates. Find the cheapest Smithshire, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smithshire, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,503 $3,739 $3,582
Farmers $3,872 $3,967 $4,317
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,876 $1,973 $2,081
Nationwide $2,654 $2,667 $2,629
Progressive $2,919 $3,111 $3,326
State Farm $1,965 $2,067 $2,160
Travelers $2,009 $2,124 $2,245
USAA $2,324 $2,467 $2,616

Compare Car Insurance Quotes in Smithshire, IL

Ready to find affordable Smithshire, Illinois car insurance today? Enter your ZIP code for fast, free Smithshire, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State