Compare Smithton, PA Car Insurance Rates (2021)

Car insurance in Smithton, PA averages $321 a month. Smithton, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Smithton car insurance rates, compare quotes from the top car insurance companies in Smithton, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Smithton, PA after a DUI are $4,215/year
  • The cheapest car insurance company in Smithton for teen drivers is USAA
  • The cheapest car insurance company in Smithton is USAA

If you need to buy Smithton, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Smithton, PA is right here.

You’ll find Smithton car insurance rates, the cheapest Smithton, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Smithton, Pennsylvania car insurance rates to Lancaster car insurance rates, Bethlehem car insurance rates, and Pittsburgh car insurance rates.

Ready to find affordable Smithton, PA car insurance today? Enter your ZIP code for fast, free Smithton car insurance quotes.

Cheapest Smithton, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smithton, PA car insurance rates? Every Smithton, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smithton, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,386 $2,386 $2,210 $2,210 $8,172 $8,172 $2,617 $2,617
GEICO $2,007 $1,736 $1,885 $1,632 $4,916 $4,260 $2,021 $1,749
Liberty Mutual $3,995 $3,995 $3,660 $3,660 $11,660 $11,660 $5,071 $5,071
Nationwide $1,772 $1,772 $1,678 $1,678 $4,950 $4,950 $1,985 $1,985
Progressive $2,545 $2,545 $2,269 $2,269 $8,271 $8,271 $3,261 $3,261
State Farm $1,447 $1,447 $1,278 $1,278 $4,906 $4,906 $1,595 $1,595
Travelers $1,709 $1,709 $1,838 $1,838 $24,466 $24,466 $2,063 $2,063
USAA $1,159 $1,159 $1,047 $1,047 $3,483 $3,483 $1,538 $1,538

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Minimum Car Insurance in Smithton, PA

Every driver must carry the minimum car insurance in Smithton, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Smithton, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Smithton, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smithton, PA. Compare credit history car insurance rates in Smithton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smithton, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,918 $3,667 $2,953
GEICO $3,791 $2,136 $1,651
Liberty Mutual $7,785 $5,579 $4,926
Nationwide $3,049 $2,504 $2,236
Progressive $5,414 $3,798 $3,048
State Farm $3,280 $2,033 $1,606
Travelers $8,188 $7,388 $6,981
USAA $2,261 $1,676 $1,484

Cheapest Smithton, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smithton, PA to rates for a clean record with top companies.

Annual Smithton, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,679 $4,349 $3,679 $3,679
GEICO $1,870 $3,136 $2,507 $2,591
Liberty Mutual $5,551 $6,383 $6,226 $6,226
Nationwide $1,870 $2,506 $3,501 $2,508
Progressive $3,703 $5,125 $3,811 $3,708
State Farm $2,110 $2,503 $2,306 $2,306
Travelers $5,339 $7,593 $9,551 $7,593
USAA $1,454 $2,007 $2,141 $1,625

Cheapest Smithton, PA Car Insurance for Teen Drivers

Teen car insurance in Smithton, PA can be expensive. Take a look at rates from the top car insurance companies in Smithton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smithton, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,172 $8,172
GEICO $4,916 $4,260
Liberty Mutual $11,660 $11,660
Nationwide $4,950 $4,950
Progressive $8,271 $8,271
State Farm $4,906 $4,906
Travelers $24,466 $24,466
USAA $3,483 $3,483

Cheapest Smithton, PA Car Insurance for Seniors

Take a look at Smithton, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smithton, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,210 $2,210
GEICO $1,885 $1,632
Liberty Mutual $3,660 $3,660
Nationwide $1,678 $1,678
Progressive $2,269 $2,269
State Farm $1,278 $1,278
Travelers $1,838 $1,838
USAA $1,047 $1,047

Cheapest Smithton, PA Car Insurance Rates After a DUI

A DUI in Smithton, PA increases car insurance rates. Compare Smithton, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smithton, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,679
GEICO $2,507
Liberty Mutual $6,226
Nationwide $3,501
Progressive $3,811
State Farm $2,306
Travelers $9,551
USAA $2,141

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Cheapest Smithton, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smithton, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smithton, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,767 $3,925
GEICO $2,485 $2,567
Liberty Mutual $5,940 $6,253
Nationwide $2,596 $2,596
Progressive $4,087 $4,087
State Farm $2,233 $2,380
Travelers $7,519 $7,519
USAA $1,755 $1,859

The Best Cheap Car Insurance Companies in Smithton, PA

Take a look at a side-by-side comparison of the top car insurance companies in Smithton, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smithton, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,846
GEICO $2,526
Liberty Mutual $6,097
Nationwide $2,596
Progressive $4,087
State Farm $2,306
Travelers $7,519
USAA $1,807

Category Winners: Cheapest Car Insurance in Smithton, Pennsylvania

Find the cheapest car insurance companies in Smithton, PA for each category right here.

Best Annual Car Insurance Rates by Company in Smithton, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Smithton, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smithton car insurance rates. Find the cheapest Smithton, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smithton, Pennsylvania

Insurance Company Low Medium High
Allstate $3,647 $3,874 $4,017
GEICO $2,310 $2,547 $2,721
Liberty Mutual $5,798 $6,141 $6,351
Nationwide $2,622 $2,630 $2,537
Progressive $3,761 $4,115 $4,384
State Farm $2,166 $2,334 $2,420
Travelers $7,649 $7,512 $7,397
USAA $1,678 $1,824 $1,919

What affects car insurance rates in Smithton, Pennsylvania?

What factors can have an impact on Smithton, PA car insurance? There are several reasons why Smithton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Smithton, Pennsylvania.

Commute Time in Smithton

The more time you spend in your car the higher the risk of an accident. The average commute length in Smithton, PA is 26.8 minutes according to City-Data.

Compare Car Insurance Quotes in Smithton, PA

Ready to find affordable Smithton, Pennsylvania car insurance today? Enter your ZIP code for fast, free Smithton, PA car insurance quotes.

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