Compare Smithville, AR Car Insurance Rates (2021)

Car insurance in Smithville, AR averages $343 a month. Smithville, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Smithville car insurance rates, compare quotes from the top car insurance companies in Smithville, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Smithville, AR after a DUI are $4,930/year
  • The cheapest car insurance company in Smithville for teen drivers is USAA
  • Average car insurance rates in Smithville, AR are $4,111/year

If you need to buy Smithville, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Smithville, AR is right here.

You’ll find Smithville car insurance rates, the cheapest Smithville, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Smithville, Arkansas car insurance rates to Pine Bluff car insurance rates, Jonesboro car insurance rates, and Bentonville car insurance rates.

Ready to find affordable Smithville, AR car insurance today? Enter your ZIP code for fast, free Smithville car insurance quotes.

Cheapest Smithville, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smithville, AR car insurance rates? Every Smithville, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smithville, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,943 $2,969 $2,616 $2,798 $10,561 $12,653 $3,262 $3,555
Farmers $2,243 $2,236 $2,009 $2,107 $9,131 $9,463 $2,562 $2,704
GEICO $2,417 $2,395 $2,234 $2,172 $6,106 $6,139 $2,364 $2,396
Liberty Mutual $2,380 $2,549 $2,259 $2,517 $8,252 $9,077 $2,571 $2,696
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,988 $2,855 $2,451 $2,556 $11,997 $13,541 $3,573 $3,847
State Farm $1,915 $1,915 $1,692 $1,692 $5,234 $6,613 $2,151 $2,454
Travelers $2,250 $2,295 $2,209 $2,219 $12,916 $20,772 $2,398 $2,788
USAA $1,259 $1,272 $1,168 $1,178 $3,921 $4,107 $1,619 $1,746

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Minimum Car Insurance in Smithville, AR

Every driver must carry the minimum car insurance in Smithville, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Smithville, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Smithville, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smithville, AR. Compare credit history car insurance rates in Smithville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smithville, Arkansas

Insurance Company Poor Fair Good
Allstate $6,504 $4,971 $4,034
Farmers $4,624 $3,864 $3,683
GEICO $3,928 $3,227 $2,678
Liberty Mutual $5,842 $3,516 $2,755
Nationwide $4,733 $3,811 $3,473
Progressive $6,249 $5,283 $4,896
State Farm $4,287 $2,580 $2,007
Travelers $6,870 $5,725 $5,348
USAA $2,693 $1,840 $1,568

Cheapest Smithville, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smithville, AR to rates for a clean record with top companies.

Annual Smithville, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,270 $5,362 $5,952 $5,095
Farmers $3,435 $4,389 $4,287 $4,116
GEICO $2,214 $3,409 $5,107 $2,382
Liberty Mutual $2,758 $4,465 $5,224 $3,703
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,731 $6,520 $4,968 $5,685
State Farm $2,734 $3,182 $2,958 $2,958
Travelers $5,016 $5,183 $7,566 $6,159
USAA $1,566 $1,981 $2,852 $1,736

Cheapest Smithville, AR Car Insurance for Teen Drivers

Teen car insurance in Smithville, AR can be expensive. Take a look at rates from the top car insurance companies in Smithville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smithville, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,561 $12,653
Farmers $9,131 $9,463
GEICO $6,106 $6,139
Liberty Mutual $8,252 $9,077
Nationwide $6,624 $8,442
Progressive $11,997 $13,541
State Farm $5,234 $6,613
Travelers $12,916 $20,772
USAA $3,921 $4,107

Cheapest Smithville, AR Car Insurance for Seniors

Take a look at Smithville, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smithville, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,616 $2,798
Farmers $2,009 $2,107
GEICO $2,234 $2,172
Liberty Mutual $2,259 $2,517
Nationwide $2,440 $2,578
Progressive $2,451 $2,556
State Farm $1,692 $1,692
Travelers $2,209 $2,219
USAA $1,168 $1,178

Cheapest Smithville, AR Car Insurance Rates After a DUI

A DUI in Smithville, AR increases car insurance rates. Compare Smithville, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smithville, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,952
Farmers $4,287
GEICO $5,107
Liberty Mutual $5,224
Nationwide $5,453
Progressive $4,968
State Farm $2,958
Travelers $7,566
USAA $2,852

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Cheapest Smithville, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smithville, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smithville, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,170 $5,170
Farmers $4,057 $4,057
GEICO $3,258 $3,297
Liberty Mutual $4,038 $4,038
Nationwide $4,006 $4,006
Progressive $5,476 $5,476
State Farm $2,888 $3,028
Travelers $5,981 $5,981
USAA $1,975 $2,092

The Best Cheap Car Insurance Companies in Smithville, AR

Take a look at a side-by-side comparison of the top car insurance companies in Smithville, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smithville, Arkansas

Insurance Company Average Annual Rates
Allstate $5,170
Farmers $4,057
GEICO $3,278
Liberty Mutual $4,037
Nationwide $4,006
Progressive $5,476
State Farm $2,958
Travelers $5,981
USAA $2,034

Category Winners: Cheapest Car Insurance in Smithville, Arkansas

Find the cheapest car insurance companies in Smithville, AR for each category right here.

Best Annual Car Insurance Rates by Company in Smithville, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Smithville, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smithville car insurance rates. Find the cheapest Smithville, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smithville, Arkansas

Insurance Company Low Medium High
Allstate $5,036 $5,166 $5,306
Farmers $3,869 $4,018 $4,284
GEICO $3,140 $3,277 $3,417
Liberty Mutual $3,909 $4,012 $4,192
Nationwide $4,022 $3,922 $4,073
Progressive $5,073 $5,391 $5,964
State Farm $2,832 $2,955 $3,087
Travelers $5,691 $5,998 $6,254
USAA $1,948 $2,026 $2,127

What affects car insurance rates in Smithville, Arkansas?

What factors can have an impact on Smithville, AR car insurance? There are several reasons why Smithville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Smithville, Arkansas.

Commute Time in Smithville

The more time you spend in your car the higher the risk of an accident. The average commute length in Smithville, AR is 33.9 minutes according to City-Data.

Compare Car Insurance Quotes in Smithville, AR

Ready to find affordable Smithville, Arkansas car insurance today? Enter your ZIP code for fast, free Smithville, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State