Compare Smithville, IN Car Insurance Rates (2021)

Car insurance in Smithville, IN averages $268 a month. Smithville, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Smithville car insurance rates, compare quotes from the top car insurance companies in Smithville, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Smithville is USAA
  • Average car insurance rates in Smithville, IN after a DUI are $3,819/year
  • Average car insurance rates in Smithville, IN are $3,218/year

If you need to buy Smithville, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Smithville, IN is right here.

You’ll find Smithville car insurance rates, the cheapest Smithville, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Smithville, Indiana car insurance rates to South Bend car insurance rates, Indianapolis car insurance rates, and Fort Wayne car insurance rates.

Ready to find affordable Smithville, IN car insurance today? Enter your ZIP code for fast, free Smithville car insurance quotes.

Cheapest Smithville, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smithville, IN car insurance rates? Every Smithville, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smithville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,426 $2,481 $2,136 $2,337 $7,569 $9,563 $2,453 $2,666
American Family $2,177 $2,177 $1,958 $1,958 $6,007 $8,693 $2,177 $2,675
Farmers $1,466 $1,447 $1,253 $1,406 $7,896 $8,431 $1,934 $2,090
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,648 $3,648 $3,353 $3,353 $7,982 $12,050 $3,648 $5,000
Nationwide $1,517 $1,551 $1,332 $1,422 $4,383 $5,688 $1,776 $1,941
Progressive $1,564 $1,479 $1,418 $1,429 $9,197 $10,321 $1,958 $1,995
State Farm $1,465 $1,465 $1,309 $1,309 $4,494 $5,754 $1,623 $1,807
Travelers $1,247 $1,270 $1,167 $1,166 $7,621 $12,024 $1,317 $1,532
USAA $1,131 $1,110 $1,059 $1,059 $3,233 $3,594 $1,526 $1,621

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Minimum Car Insurance in Smithville, IN

Every driver must carry the minimum car insurance in Smithville, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Smithville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Smithville, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smithville, IN. Compare credit history car insurance rates in Smithville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smithville, Indiana

Insurance Company Poor Fair Good
Allstate $4,896 $3,649 $3,316
American Family $4,759 $3,089 $2,586
Farmers $3,778 $3,084 $2,858
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,104 $4,624 $4,277
Nationwide $2,789 $2,358 $2,206
Progressive $4,044 $3,585 $3,382
State Farm $3,502 $2,088 $1,619
Travelers $3,810 $3,224 $3,221
USAA $2,408 $1,597 $1,370

Cheapest Smithville, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smithville, IN to rates for a clean record with top companies.

Annual Smithville, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,148 $4,639 $4,278 $3,750
American Family $2,396 $3,826 $4,835 $2,854
Farmers $2,900 $3,381 $3,481 $3,200
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,158 $4,905 $7,696 $4,583
Nationwide $2,111 $2,715 $2,604 $2,375
Progressive $2,757 $4,820 $3,284 $3,820
State Farm $2,345 $2,576 $2,345 $2,345
Travelers $2,900 $3,590 $4,069 $3,113
USAA $1,348 $1,928 $2,216 $1,674

Cheapest Smithville, IN Car Insurance for Teen Drivers

Teen car insurance in Smithville, IN can be expensive. Take a look at rates from the top car insurance companies in Smithville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smithville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,569 $9,563
American Family $6,007 $8,693
Farmers $7,896 $8,431
GEICO $4,871 $4,549
Liberty Mutual $7,982 $12,050
Nationwide $4,383 $5,688
Progressive $9,197 $10,321
State Farm $4,494 $5,754
Travelers $7,621 $12,024
USAA $3,233 $3,594

Cheapest Smithville, IN Car Insurance for Seniors

Take a look at Smithville, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smithville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,136 $2,337
American Family $1,958 $1,958
Farmers $1,253 $1,406
GEICO $1,547 $1,591
Liberty Mutual $3,353 $3,353
Nationwide $1,332 $1,422
Progressive $1,418 $1,429
State Farm $1,309 $1,309
Travelers $1,167 $1,166
USAA $1,059 $1,059

Cheapest Smithville, IN Car Insurance Rates After a DUI

A DUI in Smithville, IN increases car insurance rates. Compare Smithville, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smithville, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,278
American Family $4,835
Farmers $3,481
GEICO $3,385
Liberty Mutual $7,696
Nationwide $2,604
Progressive $3,284
State Farm $2,345
Travelers $4,069
USAA $2,216

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Cheapest Smithville, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smithville, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smithville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,954 $3,954
American Family $3,436 $3,520
Farmers $3,240 $3,240
GEICO $2,392 $2,483
Liberty Mutual $5,194 $5,477
Nationwide $2,451 $2,451
Progressive $3,670 $3,670
State Farm $2,335 $2,471
Travelers $3,418 $3,418
USAA $1,768 $1,815

The Best Cheap Car Insurance Companies in Smithville, IN

Take a look at a side-by-side comparison of the top car insurance companies in Smithville, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smithville, Indiana

Insurance Company Average Annual Rates
Allstate $3,954
American Family $3,478
Farmers $3,240
GEICO $2,438
Liberty Mutual $5,335
Nationwide $2,451
Progressive $3,670
State Farm $2,403
Travelers $3,418
USAA $1,792

Category Winners: Cheapest Car Insurance in Smithville, Indiana

Find the cheapest car insurance companies in Smithville, IN for each category right here.

Best Annual Car Insurance Rates by Company in Smithville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Smithville, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smithville car insurance rates. Find the cheapest Smithville, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smithville, Indiana

Insurance Company Low Medium High
Allstate $3,757 $3,938 $4,166
American Family $3,439 $3,593 $3,402
Farmers $3,129 $3,235 $3,357
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,145 $5,319 $5,541
Nationwide $2,489 $2,431 $2,433
Progressive $3,476 $3,615 $3,919
State Farm $2,287 $2,402 $2,520
Travelers $3,353 $3,450 $3,451
USAA $1,726 $1,787 $1,862

What affects car insurance rates in Smithville, Indiana?

What factors can have an impact on Smithville, IN car insurance? There are several reasons why Smithville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Smithville, Indiana.

Commute Time in Smithville

The more time you spend in your car the higher the risk of an accident. The average commute length in Smithville, IN is 26.8 minutes according to City-Data.

Compare Car Insurance Quotes in Smithville, IN

Ready to find affordable Smithville, Indiana car insurance today? Enter your ZIP code for fast, free Smithville, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State