Compare Smithville, MS Car Insurance Rates (2021)

Car insurance in Smithville, MS averages $274 a month. Smithville, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Smithville car insurance rates, compare quotes from the top car insurance companies in Smithville, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Smithville, MS after a DUI are $3,956/year
  • The cheapest car insurance company in Smithville for teen drivers is USAA
  • The cheapest car insurance company in Smithville is USAA

If you need to buy Smithville, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Smithville, MS is right here.

You’ll find Smithville car insurance rates, the cheapest Smithville, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Smithville, Mississippi car insurance rates to Hattiesburg car insurance rates, Tupelo car insurance rates, and Jackson car insurance rates.

Ready to find affordable Smithville, MS car insurance today? Enter your ZIP code for fast, free Smithville car insurance quotes.

Cheapest Smithville, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smithville, MS car insurance rates? Every Smithville, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smithville, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,417 $2,314 $2,148 $2,197 $9,486 $10,121 $2,765 $2,847
GEICO $2,558 $2,422 $2,330 $2,165 $6,271 $5,933 $4,207 $2,069
Liberty Mutual $2,482 $2,688 $1,995 $2,238 $8,870 $9,867 $2,638 $2,779
Nationwide $2,197 $2,265 $1,964 $2,090 $4,367 $5,584 $2,485 $2,699
Progressive $2,231 $2,092 $1,824 $1,770 $7,990 $8,932 $2,299 $2,389
State Farm $1,648 $1,648 $1,472 $1,472 $4,698 $5,901 $1,833 $2,088
Travelers $1,431 $1,457 $1,355 $1,362 $6,348 $10,111 $1,498 $1,733
USAA $1,302 $1,289 $1,217 $1,230 $3,217 $3,812 $1,582 $1,742

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Minimum Car Insurance in Smithville, MS

Every driver must carry the minimum car insurance in Smithville, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Smithville, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Smithville, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smithville, MS. Compare credit history car insurance rates in Smithville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smithville, Mississippi

Insurance Company Poor Fair Good
Allstate $4,959 $4,394 $3,508
GEICO $5,268 $2,985 $2,230
Liberty Mutual $6,014 $3,678 $2,893
Nationwide $3,484 $2,822 $2,563
Progressive $4,196 $3,567 $3,310
State Farm $3,737 $2,270 $1,778
Travelers $3,586 $2,928 $2,971
USAA $2,626 $1,714 $1,431

Cheapest Smithville, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smithville, MS to rates for a clean record with top companies.

Annual Smithville, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,631 $4,268 $5,143 $4,106
GEICO $2,170 $3,297 $5,023 $3,487
Liberty Mutual $2,981 $4,749 $4,866 $4,182
Nationwide $2,351 $3,014 $3,852 $2,609
Progressive $3,168 $4,237 $3,636 $3,722
State Farm $2,363 $2,879 $2,569 $2,569
Travelers $2,771 $2,900 $3,964 $3,014
USAA $1,505 $1,919 $2,599 $1,673

Cheapest Smithville, MS Car Insurance for Teen Drivers

Teen car insurance in Smithville, MS can be expensive. Take a look at rates from the top car insurance companies in Smithville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smithville, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,486 $10,121
GEICO $6,271 $5,933
Liberty Mutual $8,870 $9,867
Nationwide $4,367 $5,584
Progressive $7,990 $8,932
State Farm $4,698 $5,901
Travelers $6,348 $10,111
USAA $3,217 $3,812

Cheapest Smithville, MS Car Insurance for Seniors

Take a look at Smithville, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smithville, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,148 $2,197
GEICO $2,330 $2,165
Liberty Mutual $1,995 $2,238
Nationwide $1,964 $2,090
Progressive $1,824 $1,770
State Farm $1,472 $1,472
Travelers $1,355 $1,362
USAA $1,217 $1,230

Cheapest Smithville, MS Car Insurance Rates After a DUI

A DUI in Smithville, MS increases car insurance rates. Compare Smithville, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smithville, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,143
GEICO $5,023
Liberty Mutual $4,866
Nationwide $3,852
Progressive $3,636
State Farm $2,569
Travelers $3,964
USAA $2,599

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Cheapest Smithville, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smithville, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smithville, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,287 $4,287
GEICO $3,485 $3,504
Liberty Mutual $4,195 $4,195
Nationwide $2,956 $2,956
Progressive $3,691 $3,691
State Farm $2,534 $2,656
Travelers $3,162 $3,162
USAA $1,865 $1,983

The Best Cheap Car Insurance Companies in Smithville, MS

Take a look at a side-by-side comparison of the top car insurance companies in Smithville, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smithville, Mississippi

Insurance Company Average Annual Rates
Allstate $4,287
GEICO $3,494
Liberty Mutual $4,195
Nationwide $2,956
Progressive $3,691
State Farm $2,595
Travelers $3,162
USAA $1,924

Category Winners: Cheapest Car Insurance in Smithville, Mississippi

Find the cheapest car insurance companies in Smithville, MS for each category right here.

Best Annual Car Insurance Rates by Company in Smithville, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Smithville, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smithville car insurance rates. Find the cheapest Smithville, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smithville, Mississippi

Insurance Company Low Medium High
Allstate $4,128 $4,283 $4,450
GEICO $3,306 $3,517 $3,660
Liberty Mutual $3,932 $4,176 $4,476
Nationwide $2,820 $2,948 $3,100
Progressive $3,343 $3,727 $4,002
State Farm $2,452 $2,583 $2,751
Travelers $2,989 $3,181 $3,316
USAA $1,798 $1,913 $2,061

What affects car insurance rates in Smithville, Mississippi?

What factors can have an impact on Smithville, MS car insurance? There are several reasons why Smithville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Smithville, Mississippi.

Car Theft in Smithville

High levels of vehicle theft can make car insurance more expensive. Smithville, MS car theft statistics from the FBI indicate 24 vehicle thefts a year.

Commute Time in Smithville

The more time you spend in your car the higher the risk of an accident. The average commute length in Smithville, MS is 33.1 minutes according to City-Data.

Compare Car Insurance Quotes in Smithville, MS

Ready to find affordable Smithville, Mississippi car insurance today? Enter your ZIP code for fast, free Smithville, MS car insurance quotes.

Free Car Insurance Comparison

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