Compare Smithville, OH Car Insurance Rates (2021)

Car insurance in Smithville, OH averages $224 a month. Smithville, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Smithville car insurance rates, compare quotes from the top car insurance companies in Smithville, OH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Smithville for teen drivers is American Family
  • Average car insurance rates in Smithville, OH after a DUI are $3,133/year
  • Average car insurance rates in Smithville, OH are $2,692/year

If you need to buy Smithville, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Smithville, OH is right here.

You’ll find Smithville car insurance rates, the cheapest Smithville, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Smithville, Ohio car insurance rates to Toledo car insurance rates, Cleveland car insurance rates, and Akron car insurance rates.

Ready to find affordable Smithville, OH car insurance today? Enter your ZIP code for fast, free Smithville car insurance quotes.

Cheapest Smithville, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smithville, OH car insurance rates? Every Smithville, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smithville, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,031 $2,028 $1,828 $1,955 $5,557 $6,359 $2,140 $2,290
American Family $857 $888 $783 $786 $2,647 $2,869 $1,060 $1,115
Farmers $1,772 $1,764 $1,561 $1,644 $7,733 $8,024 $1,988 $2,082
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $2,007 $2,191 $1,543 $1,874 $10,574 $11,952 $2,131 $2,331
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,659 $1,558 $1,383 $1,426 $7,455 $8,391 $1,984 $2,050
State Farm $1,341 $1,341 $1,198 $1,198 $4,144 $5,209 $1,556 $1,782
Travelers $1,412 $1,434 $1,403 $1,395 $6,058 $9,546 $1,472 $1,683
USAA $852 $859 $812 $810 $2,621 $2,917 $1,137 $1,225

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Minimum Car Insurance in Smithville, OH

Every driver must carry the minimum car insurance in Smithville, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Smithville, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Smithville, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smithville, OH. Compare credit history car insurance rates in Smithville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smithville, Ohio

Insurance Company Poor Fair Good
Allstate $3,882 $2,825 $2,363
American Family $1,830 $1,244 $1,052
Farmers $3,762 $3,176 $3,025
GEICO $2,187 $1,824 $1,462
Liberty Mutual $6,200 $3,800 $2,976
Nationwide $3,783 $3,049 $2,575
Progressive $3,630 $3,144 $2,941
State Farm $3,164 $1,956 $1,542
Travelers $3,412 $2,968 $2,771
USAA $1,820 $1,291 $1,101

Cheapest Smithville, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smithville, OH to rates for a clean record with top companies.

Annual Smithville, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,549 $3,076 $3,592 $2,876
American Family $1,319 $1,395 $1,395 $1,395
Farmers $2,738 $3,525 $3,437 $3,585
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,633 $4,664 $4,765 $4,240
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $2,791 $3,800 $2,973 $3,388
State Farm $2,026 $2,416 $2,221 $2,221
Travelers $2,246 $2,927 $4,415 $2,613
USAA $1,078 $1,445 $1,899 $1,194

Cheapest Smithville, OH Car Insurance for Teen Drivers

Teen car insurance in Smithville, OH can be expensive. Take a look at rates from the top car insurance companies in Smithville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smithville, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,557 $6,359
American Family $2,647 $2,869
Farmers $7,733 $8,024
GEICO $3,519 $3,281
Liberty Mutual $10,574 $11,952
Nationwide $5,290 $6,843
Progressive $7,455 $8,391
State Farm $4,144 $5,209
Travelers $6,058 $9,546
USAA $2,621 $2,917

Cheapest Smithville, OH Car Insurance for Seniors

Take a look at Smithville, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smithville, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,828 $1,955
American Family $783 $786
Farmers $1,561 $1,644
GEICO $1,232 $1,237
Liberty Mutual $1,543 $1,874
Nationwide $1,900 $1,918
Progressive $1,383 $1,426
State Farm $1,198 $1,198
Travelers $1,403 $1,395
USAA $812 $810

Cheapest Smithville, OH Car Insurance Rates After a DUI

A DUI in Smithville, OH increases car insurance rates. Compare Smithville, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smithville, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,592
American Family $1,395
Farmers $3,437
GEICO $2,571
Liberty Mutual $4,765
Nationwide $4,062
Progressive $2,973
State Farm $2,221
Travelers $4,415
USAA $1,899

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Cheapest Smithville, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smithville, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smithville, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,023 $3,023
American Family $1,359 $1,392
Farmers $3,321 $3,321
GEICO $1,792 $1,857
Liberty Mutual $4,325 $4,325
Nationwide $3,136 $3,136
Progressive $3,238 $3,238
State Farm $2,166 $2,276
Travelers $3,050 $3,050
USAA $1,351 $1,458

The Best Cheap Car Insurance Companies in Smithville, OH

Take a look at a side-by-side comparison of the top car insurance companies in Smithville, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smithville, Ohio

Insurance Company Average Annual Rates
Allstate $3,023
American Family $1,376
Farmers $3,321
GEICO $1,824
Liberty Mutual $4,325
Nationwide $3,136
Progressive $3,238
State Farm $2,221
Travelers $3,050
USAA $1,404

Category Winners: Cheapest Car Insurance in Smithville, Ohio

Find the cheapest car insurance companies in Smithville, OH for each category right here.

Best Annual Car Insurance Rates by Company in Smithville, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Smithville, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smithville car insurance rates. Find the cheapest Smithville, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smithville, Ohio

Insurance Company Low Medium High
Allstate $2,930 $3,018 $3,122
American Family $1,352 $1,386 $1,388
Farmers $3,159 $3,276 $3,528
GEICO $1,771 $1,817 $1,886
Liberty Mutual $4,168 $4,347 $4,461
Nationwide $3,466 $3,040 $2,901
Progressive $3,111 $3,211 $3,393
State Farm $2,114 $2,228 $2,322
Travelers $2,971 $3,091 $3,090
USAA $1,340 $1,403 $1,470

What affects car insurance rates in Smithville, Ohio?

What factors can have an impact on Smithville, OH car insurance? There are several reasons why Smithville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Smithville, Ohio.

Commute Time in Smithville

The more time you spend in your car the higher the risk of an accident. The average commute length in Smithville, OH is 18.4 minutes according to City-Data.

Compare Car Insurance Quotes in Smithville, OH

Ready to find affordable Smithville, Ohio car insurance today? Enter your ZIP code for fast, free Smithville, OH car insurance quotes.

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