Compare Smoaks, SC Car Insurance Rates (2021)

Car insurance in Smoaks, SC averages $364 a month. Smoaks, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Smoaks car insurance rates, compare quotes from the top car insurance companies in Smoaks, SC.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Smoaks, SC are $4,369/year
  • The cheapest car insurance company in Smoaks is State Farm
  • Average car insurance rates in Smoaks, SC after a DUI are $5,024/year

If you need to buy Smoaks, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Smoaks, SC is right here.

You’ll find Smoaks car insurance rates, the cheapest Smoaks, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Smoaks, South Carolina car insurance rates to Goose Creek car insurance rates, Florence car insurance rates, and North Charleston car insurance rates.

Ready to find affordable Smoaks, SC car insurance today? Enter your ZIP code for fast, free Smoaks car insurance quotes.

Cheapest Smoaks, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smoaks, SC car insurance rates? Every Smoaks, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smoaks, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,757 $2,636 $2,636 $7,063 $9,027 $3,059 $3,330
Farmers $3,778 $3,800 $3,588 $3,915 $9,766 $10,805 $4,114 $4,128
GEICO $2,765 $2,765 $2,524 $2,524 $6,222 $6,415 $3,194 $3,248
Nationwide $3,090 $3,133 $2,769 $2,883 $7,566 $9,806 $3,506 $3,842
Progressive $2,938 $2,705 $2,512 $2,630 $11,984 $13,246 $3,361 $3,493
State Farm $2,167 $2,167 $1,942 $1,942 $5,967 $7,535 $2,428 $2,721
USAA $2,119 $2,132 $1,939 $1,948 $8,407 $9,232 $2,790 $2,953

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Smoaks, SC

Every driver must carry the minimum car insurance in Smoaks, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Smoaks, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Smoaks, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smoaks, SC. Compare credit history car insurance rates in Smoaks from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smoaks, South Carolina

Insurance Company Poor Fair Good
Allstate $5,243 $3,921 $3,309
Farmers $6,333 $5,301 $4,827
GEICO $5,654 $3,041 $2,426
Nationwide $5,455 $4,409 $3,859
Progressive $5,983 $5,228 $4,866
State Farm $4,826 $2,941 $2,310
USAA $6,185 $3,011 $2,624

Cheapest Smoaks, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smoaks, SC to rates for a clean record with top companies.

Annual Smoaks, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,149 $4,970 $4,370 $4,143
Farmers $4,590 $6,308 $5,269 $5,780
GEICO $2,804 $3,655 $5,566 $2,804
Nationwide $3,619 $4,707 $5,976 $3,995
Progressive $4,399 $6,375 $5,336 $5,326
State Farm $3,069 $3,713 $3,327 $3,327
USAA $3,111 $3,838 $5,326 $3,485

Cheapest Smoaks, SC Car Insurance for Teen Drivers

Teen car insurance in Smoaks, SC can be expensive. Take a look at rates from the top car insurance companies in Smoaks for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smoaks, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,063 $9,027
Farmers $9,766 $10,805
GEICO $6,222 $6,415
Nationwide $7,566 $9,806
Progressive $11,984 $13,246
State Farm $5,967 $7,535
USAA $8,407 $9,232

Cheapest Smoaks, SC Car Insurance for Seniors

Take a look at Smoaks, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smoaks, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,636 $2,636
Farmers $3,588 $3,915
GEICO $2,524 $2,524
Nationwide $2,769 $2,883
Progressive $2,512 $2,630
State Farm $1,942 $1,942
USAA $1,939 $1,948

Cheapest Smoaks, SC Car Insurance Rates After a DUI

A DUI in Smoaks, SC increases car insurance rates. Compare Smoaks, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smoaks, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,370
Farmers $5,269
GEICO $5,566
Nationwide $5,976
Progressive $5,336
State Farm $3,327
USAA $5,326

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Smoaks, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smoaks, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smoaks, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,071 $4,245
Farmers $5,487 $5,487
GEICO $3,693 $3,721
Nationwide $4,574 $4,574
Progressive $5,359 $5,359
State Farm $3,275 $3,442
USAA $3,898 $3,982

The Best Cheap Car Insurance Companies in Smoaks, SC

Take a look at a side-by-side comparison of the top car insurance companies in Smoaks, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smoaks, South Carolina

Insurance Company Average Annual Rates
Allstate $4,158
Farmers $5,487
GEICO $3,707
Nationwide $4,574
Progressive $5,359
State Farm $3,359
USAA $3,940

Category Winners: Cheapest Car Insurance in Smoaks, South Carolina

Find the cheapest car insurance companies in Smoaks, SC for each category right here.

Best Annual Car Insurance Rates by Company in Smoaks, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Smoaks, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smoaks car insurance rates. Find the cheapest Smoaks, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smoaks, South Carolina

Insurance Company Low Medium High
Allstate $3,909 $4,137 $4,428
Farmers $4,837 $5,475 $6,149
GEICO $3,462 $3,670 $3,989
Nationwide $4,493 $4,583 $4,647
Progressive $4,918 $5,274 $5,885
State Farm $3,132 $3,357 $3,587
USAA $3,725 $3,935 $4,160

What affects car insurance rates in Smoaks, South Carolina?

What factors can have an impact on Smoaks, SC car insurance? There are several reasons why Smoaks car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Smoaks, South Carolina.

Commute Time in Smoaks

The more time you spend in your car the higher the risk of an accident. The average commute length in Smoaks, SC is 50.3 minutes according to City-Data.

Compare Car Insurance Quotes in Smoaks, SC

Ready to find affordable Smoaks, South Carolina car insurance today? Enter your ZIP code for fast, free Smoaks, SC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption