Compare Smoke Rise, AL Car Insurance Rates (2021)

Car insurance in Smoke Rise, AL averages $323 a month. Smoke Rise, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Smoke Rise car insurance rates, compare quotes from the top car insurance companies in Smoke Rise, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Smoke Rise is USAA
  • Average car insurance rates in Smoke Rise, AL are $3,877/year
  • The cheapest car insurance company in Smoke Rise for teen drivers is USAA

If you need to buy Smoke Rise, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Smoke Rise, AL is right here.

You’ll find Smoke Rise car insurance rates, the cheapest Smoke Rise, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Smoke Rise, Alabama car insurance rates to Hoover car insurance rates, Mobile car insurance rates, and Decatur car insurance rates.

Ready to find affordable Smoke Rise, AL car insurance today? Enter your ZIP code for fast, free Smoke Rise car insurance quotes.

Cheapest Smoke Rise, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smoke Rise, AL car insurance rates? Every Smoke Rise, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smoke Rise, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,077 $1,978 $1,884 $1,919 $7,226 $7,759 $2,316 $2,367
Farmers $2,724 $2,700 $2,432 $2,587 $10,701 $11,004 $3,105 $3,227
GEICO $2,265 $2,267 $2,156 $2,245 $6,116 $6,025 $2,396 $2,234
Liberty Mutual $3,194 $3,447 $2,611 $2,919 $11,987 $13,324 $3,400 $3,618
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,679 $2,501 $2,192 $2,361 $11,118 $12,374 $3,126 $3,307
State Farm $2,914 $2,914 $2,630 $2,630 $8,788 $10,977 $3,290 $3,817
Travelers $1,367 $1,386 $1,292 $1,287 $7,515 $11,857 $1,297 $1,463
USAA $1,327 $1,347 $1,238 $1,212 $3,975 $4,408 $1,732 $1,868

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Minimum Car Insurance in Smoke Rise, AL

Every driver must carry the minimum car insurance in Smoke Rise, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Smoke Rise, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Smoke Rise, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smoke Rise, AL. Compare credit history car insurance rates in Smoke Rise from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smoke Rise, Alabama

Insurance Company Poor Fair Good
Allstate $4,250 $3,340 $2,732
Farmers $5,391 $4,642 $4,397
GEICO $4,090 $2,914 $2,635
Liberty Mutual $7,957 $4,894 $3,837
Nationwide $3,130 $2,444 $2,211
Progressive $5,587 $4,799 $4,486
State Farm $7,689 $3,897 $2,650
Travelers $3,738 $3,249 $3,312
USAA $2,877 $1,869 $1,668

Cheapest Smoke Rise, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smoke Rise, AL to rates for a clean record with top companies.

Annual Smoke Rise, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,922 $3,443 $4,093 $3,305
Farmers $4,039 $5,239 $5,111 $4,851
GEICO $2,151 $3,486 $4,353 $2,862
Liberty Mutual $4,356 $6,085 $5,932 $5,876
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $4,479 $5,643 $4,795 $4,912
State Farm $4,285 $5,308 $4,694 $4,694
Travelers $2,860 $2,999 $4,401 $3,472
USAA $1,644 $2,064 $3,067 $1,778

Cheapest Smoke Rise, AL Car Insurance for Teen Drivers

Teen car insurance in Smoke Rise, AL can be expensive. Take a look at rates from the top car insurance companies in Smoke Rise for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smoke Rise, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,226 $7,759
Farmers $10,701 $11,004
GEICO $6,116 $6,025
Liberty Mutual $11,987 $13,324
Nationwide $4,472 $5,749
Progressive $11,118 $12,374
State Farm $8,788 $10,977
Travelers $7,515 $11,857
USAA $3,975 $4,408

Cheapest Smoke Rise, AL Car Insurance for Seniors

Take a look at Smoke Rise, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smoke Rise, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,884 $1,919
Farmers $2,432 $2,587
GEICO $2,156 $2,245
Liberty Mutual $2,611 $2,919
Nationwide $1,548 $1,600
Progressive $2,192 $2,361
State Farm $2,630 $2,630
Travelers $1,292 $1,287
USAA $1,238 $1,212

Cheapest Smoke Rise, AL Car Insurance Rates After a DUI

A DUI in Smoke Rise, AL increases car insurance rates. Compare Smoke Rise, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smoke Rise, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,093
Farmers $5,111
GEICO $4,353
Liberty Mutual $5,932
Nationwide $3,298
Progressive $4,795
State Farm $4,694
Travelers $4,401
USAA $3,067

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Cheapest Smoke Rise, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smoke Rise, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smoke Rise, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,441 $3,441
Farmers $4,810 $4,810
GEICO $3,156 $3,270
Liberty Mutual $5,562 $5,562
Nationwide $2,595 $2,595
Progressive $4,957 $4,957
State Farm $4,634 $4,856
Travelers $3,433 $3,433
USAA $2,040 $2,236

The Best Cheap Car Insurance Companies in Smoke Rise, AL

Take a look at a side-by-side comparison of the top car insurance companies in Smoke Rise, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smoke Rise, Alabama

Insurance Company Average Annual Rates
Allstate $3,441
Farmers $4,810
GEICO $3,213
Liberty Mutual $5,562
Nationwide $2,595
Progressive $4,957
State Farm $4,745
Travelers $3,433
USAA $2,138

Category Winners: Cheapest Car Insurance in Smoke Rise, Alabama

Find the cheapest car insurance companies in Smoke Rise, AL for each category right here.

Best Annual Car Insurance Rates by Company in Smoke Rise, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Smoke Rise, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smoke Rise car insurance rates. Find the cheapest Smoke Rise, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smoke Rise, Alabama

Insurance Company Low Medium High
Allstate $3,315 $3,433 $3,574
Farmers $4,537 $4,746 $5,147
GEICO $2,964 $3,200 $3,474
Liberty Mutual $5,315 $5,537 $5,836
Nationwide $2,578 $2,574 $2,635
Progressive $4,442 $4,924 $5,506
State Farm $4,508 $4,738 $4,990
Travelers $3,253 $3,500 $3,545
USAA $2,064 $2,127 $2,223

What affects car insurance rates in Smoke Rise, Alabama?

What factors can have an impact on Smoke Rise, AL car insurance? There are several reasons why Smoke Rise car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Smoke Rise, Alabama.

Commute Time in Smoke Rise

The more time you spend in your car the higher the risk of an accident. The average commute length in Smoke Rise, AL is 34.9 minutes according to City-Data.

Compare Car Insurance Quotes in Smoke Rise, AL

Ready to find affordable Smoke Rise, Alabama car insurance today? Enter your ZIP code for fast, free Smoke Rise, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State