Compare Smoketown, PA Car Insurance Rates (2021)

Car insurance in Smoketown, PA averages $300 a month. Smoketown, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Smoketown car insurance rates, compare quotes from the top car insurance companies in Smoketown, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Smoketown is USAA
  • The cheapest car insurance company in Smoketown for teen drivers is USAA
  • Average car insurance rates in Smoketown, PA are $3,595/year

If you need to buy Smoketown, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Smoketown, PA is right here.

You’ll find Smoketown car insurance rates, the cheapest Smoketown, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Smoketown, Pennsylvania car insurance rates to Bethlehem car insurance rates, Harrisburg car insurance rates, and Scranton car insurance rates.

Ready to find affordable Smoketown, PA car insurance today? Enter your ZIP code for fast, free Smoketown car insurance quotes.

Cheapest Smoketown, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smoketown, PA car insurance rates? Every Smoketown, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smoketown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,441 $2,441 $2,269 $2,269 $8,581 $8,581 $2,668 $2,668
GEICO $1,782 $1,544 $1,699 $1,473 $4,485 $3,889 $1,783 $1,545
Liberty Mutual $3,190 $3,190 $2,926 $2,926 $9,243 $9,243 $4,039 $4,039
Nationwide $1,705 $1,705 $1,619 $1,619 $4,875 $4,875 $1,917 $1,917
Progressive $2,591 $2,591 $2,319 $2,319 $8,635 $8,635 $3,312 $3,312
State Farm $1,664 $1,664 $1,477 $1,477 $6,082 $6,082 $1,843 $1,843
Travelers $1,445 $1,445 $1,571 $1,571 $21,304 $21,304 $1,725 $1,725
USAA $1,028 $1,028 $934 $934 $3,176 $3,176 $1,356 $1,356

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Minimum Car Insurance in Smoketown, PA

Every driver must carry the minimum car insurance in Smoketown, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Smoketown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Smoketown, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smoketown, PA. Compare credit history car insurance rates in Smoketown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smoketown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,085 $3,812 $3,072
GEICO $3,408 $1,926 $1,491
Liberty Mutual $6,187 $4,440 $3,922
Nationwide $2,961 $2,445 $2,181
Progressive $5,562 $3,924 $3,157
State Farm $3,938 $2,438 $1,924
Travelers $7,065 $6,404 $6,064
USAA $2,019 $1,510 $1,341

Cheapest Smoketown, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smoketown, PA to rates for a clean record with top companies.

Annual Smoketown, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,814 $4,518 $3,814 $3,814
GEICO $1,688 $2,849 $2,244 $2,320
Liberty Mutual $4,401 $5,092 $4,953 $4,953
Nationwide $1,831 $2,450 $3,398 $2,437
Progressive $3,809 $5,312 $3,921 $3,815
State Farm $2,519 $3,014 $2,767 $2,767
Travelers $4,595 $6,575 $8,300 $6,575
USAA $1,304 $1,809 $1,926 $1,456

Cheapest Smoketown, PA Car Insurance for Teen Drivers

Teen car insurance in Smoketown, PA can be expensive. Take a look at rates from the top car insurance companies in Smoketown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smoketown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,581 $8,581
GEICO $4,485 $3,889
Liberty Mutual $9,243 $9,243
Nationwide $4,875 $4,875
Progressive $8,635 $8,635
State Farm $6,082 $6,082
Travelers $21,304 $21,304
USAA $3,176 $3,176

Cheapest Smoketown, PA Car Insurance for Seniors

Take a look at Smoketown, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smoketown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,269 $2,269
GEICO $1,699 $1,473
Liberty Mutual $2,926 $2,926
Nationwide $1,619 $1,619
Progressive $2,319 $2,319
State Farm $1,477 $1,477
Travelers $1,571 $1,571
USAA $934 $934

Cheapest Smoketown, PA Car Insurance Rates After a DUI

A DUI in Smoketown, PA increases car insurance rates. Compare Smoketown, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smoketown, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,814
GEICO $2,244
Liberty Mutual $4,953
Nationwide $3,398
Progressive $3,921
State Farm $2,767
Travelers $8,300
USAA $1,926

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Cheapest Smoketown, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smoketown, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smoketown, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,906 $4,073
GEICO $2,242 $2,308
Liberty Mutual $4,727 $4,973
Nationwide $2,529 $2,529
Progressive $4,214 $4,214
State Farm $2,685 $2,848
Travelers $6,511 $6,511
USAA $1,578 $1,670

The Best Cheap Car Insurance Companies in Smoketown, PA

Take a look at a side-by-side comparison of the top car insurance companies in Smoketown, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smoketown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,990
GEICO $2,275
Liberty Mutual $4,850
Nationwide $2,529
Progressive $4,214
State Farm $2,767
Travelers $6,511
USAA $1,624

Category Winners: Cheapest Car Insurance in Smoketown, Pennsylvania

Find the cheapest car insurance companies in Smoketown, PA for each category right here.

Best Annual Car Insurance Rates by Company in Smoketown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Smoketown, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smoketown car insurance rates. Find the cheapest Smoketown, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smoketown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,810 $4,016 $4,143
GEICO $2,075 $2,299 $2,452
Liberty Mutual $4,590 $4,889 $5,070
Nationwide $2,523 $2,567 $2,497
Progressive $3,815 $4,254 $4,574
State Farm $2,569 $2,808 $2,923
Travelers $6,570 $6,526 $6,437
USAA $1,490 $1,641 $1,740

Compare Car Insurance Quotes in Smoketown, PA

Ready to find affordable Smoketown, Pennsylvania car insurance today? Enter your ZIP code for fast, free Smoketown, PA car insurance quotes.

Free Car Insurance Comparison

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