Compare Smyrna, GA Car Insurance Rates (2021)

Car insurance in Smyrna, GA averages $467 a month. Smyrna, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Smyrna car insurance rates, compare quotes from the top car insurance companies in Smyrna, GA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Smyrna, GA are $5,599/year
  • Average car insurance rates in Smyrna, GA after a DUI are $6,881/year
  • The cheapest car insurance company in Smyrna for teen drivers is USAA

If you need to buy Smyrna, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Smyrna, GA is right here.

You’ll find Smyrna car insurance rates, the cheapest Smyrna, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Smyrna, Georgia car insurance rates to Alpharetta car insurance rates, Johns Creek car insurance rates, and Albany car insurance rates.

Ready to find affordable Smyrna, GA car insurance today? Enter your ZIP code for fast, free Smyrna car insurance quotes.

Cheapest Smyrna, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smyrna, GA car insurance rates? Every Smyrna, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smyrna, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,228 $3,228 $3,095 $3,095 $7,644 $9,843 $3,615 $3,947
GEICO $2,371 $2,358 $2,315 $2,315 $7,774 $9,293 $3,097 $3,440
Liberty Mutual $6,273 $6,824 $5,135 $5,835 $27,469 $30,667 $6,625 $7,015
Nationwide $3,287 $3,394 $3,293 $3,604 $10,279 $13,167 $4,017 $4,344
Progressive $3,362 $3,033 $2,898 $3,078 $11,145 $12,322 $3,843 $3,970
State Farm $2,454 $2,454 $2,213 $2,213 $6,758 $8,861 $2,701 $2,927
USAA $1,873 $1,866 $1,760 $1,752 $6,999 $8,254 $2,332 $2,564

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Smyrna, GA

Every driver must carry the minimum car insurance in Smyrna, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Smyrna, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Smyrna, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smyrna, GA. Compare credit history car insurance rates in Smyrna from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smyrna, Georgia

Insurance Company Poor Fair Good
Allstate $6,100 $4,248 $3,787
GEICO $5,545 $3,430 $3,386
Liberty Mutual $17,126 $10,551 $8,264
Nationwide $6,722 $5,487 $4,810
Progressive $6,094 $5,332 $4,944
State Farm $5,423 $3,373 $2,671
USAA $4,442 $3,144 $2,690

Cheapest Smyrna, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smyrna, GA to rates for a clean record with top companies.

Annual Smyrna, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,857 $6,018 $4,907 $4,066
GEICO $2,660 $3,294 $7,384 $3,144
Liberty Mutual $9,091 $12,444 $14,289 $12,098
Nationwide $4,388 $5,143 $7,857 $5,304
Progressive $4,201 $7,655 $5,067 $4,902
State Farm $3,468 $4,177 $3,823 $3,823
USAA $2,614 $3,330 $4,838 $2,918

Cheapest Smyrna, GA Car Insurance for Teen Drivers

Teen car insurance in Smyrna, GA can be expensive. Take a look at rates from the top car insurance companies in Smyrna for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smyrna, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,644 $9,843
GEICO $7,774 $9,293
Liberty Mutual $27,469 $30,667
Nationwide $10,279 $13,167
Progressive $11,145 $12,322
State Farm $6,758 $8,861
USAA $6,999 $8,254

Cheapest Smyrna, GA Car Insurance for Seniors

Take a look at Smyrna, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smyrna, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,095 $3,095
GEICO $2,315 $2,315
Liberty Mutual $5,135 $5,835
Nationwide $3,293 $3,604
Progressive $2,898 $3,078
State Farm $2,213 $2,213
USAA $1,760 $1,752

Cheapest Smyrna, GA Car Insurance Rates After a DUI

A DUI in Smyrna, GA increases car insurance rates. Compare Smyrna, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smyrna, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,907
GEICO $7,384
Liberty Mutual $14,289
Nationwide $7,857
Progressive $5,067
State Farm $3,823
USAA $4,838

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Smyrna, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smyrna, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smyrna, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,604 $4,820
GEICO $4,056 $4,185
Liberty Mutual $11,980 $11,980
Nationwide $5,673 $5,673
Progressive $5,456 $5,456
State Farm $3,823 $3,823
USAA $3,269 $3,581

The Best Cheap Car Insurance Companies in Smyrna, GA

Take a look at a side-by-side comparison of the top car insurance companies in Smyrna, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smyrna, Georgia

Insurance Company Average Annual Rates
Allstate $4,712
GEICO $4,121
Liberty Mutual $11,980
Nationwide $5,673
Progressive $5,456
State Farm $3,823
USAA $3,425

Category Winners: Cheapest Car Insurance in Smyrna, Georgia

Find the cheapest car insurance companies in Smyrna, GA for each category right here.

Best Annual Car Insurance Rates by Company in Smyrna, Georgia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Smyrna, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smyrna car insurance rates. Find the cheapest Smyrna, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smyrna, Georgia

Insurance Company Low Medium High
Allstate $4,365 $4,759 $5,012
GEICO $3,759 $4,144 $4,459
Liberty Mutual $11,457 $11,909 $12,575
Nationwide $5,438 $5,788 $5,793
Progressive $4,863 $5,343 $6,163
State Farm $3,564 $3,827 $4,077
USAA $3,257 $3,407 $3,612

What affects car insurance rates in Smyrna, Georgia?

What factors can have an impact on Smyrna, GA car insurance? There are several reasons why Smyrna car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Smyrna, Georgia.

Commute Time in Smyrna

The more time you spend in your car the higher the risk of an accident. The average commute length in Smyrna, GA is 28.7 minutes according to City-Data.

Compare Car Insurance Quotes in Smyrna, GA

Ready to find affordable Smyrna, Georgia car insurance today? Enter your ZIP code for fast, free Smyrna, GA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption